Utah Property & Casualty Insurance Practice Test 2026

About the Utah Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What is on the Utah Property & Casualty test

Utah's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: Utah Insurance Department Licensing Information Bulletin, "Effective on and after September 25, 2025"; the exam content outlines used here each carry their own "January 1, 2020". Areas are weighted as PERCENTAGES of the examination and every section sums to exactly 100; the bulletin prints no per-area item counts, so `weight` is null throughout and only `weightPercent` is populated. The bulletin's 'Experimental Questions' panel says "The examination may include some experimental questions that will not be scored... You will be helping us help future test takers by completing 5 experimental test questions in your exam", and publishes no separate scored-item count. scoredQuestions is therefore the item count the outline itself states, which is the same convention already used by taxonomy/life-health/ut.json for series 17-01/17-02/17-03. NOTE the wording is genuinely ambiguous about whether the 5 are inside or on top of that figure -- "include" and "in your exam" say inside, while "time spent on the question will not be deducted from your test time" suggests on top -- so the printed figure is recorded as-is and the ambiguity is recorded here rather than resolved by guessing. Utah differs from PSI Oregon here, whose bulletin says plainly that experimental items come "In addition to the number of questions per examination". QUESTION COUNTS WERE RE-DERIVED IN COLUMN ORDER and do NOT come from reading the committed text top to bottom. ut-prometric-licensing-bulletin.txt is complete and carries no truncation banner, but the bulletin sets its outlines in a THREE-COLUMN flowed layout and the committed flat extraction interleaves the columns, so a question-count line lands under the wrong exam heading. Concretely, at corpus/text/ut-prometric-licensing-bulletin.txt L2910-2915 the committed text reads "Utah Producer's Personal Lines / Exam / Series 17-20 / 7.0 Other Coverages and Options / 6% / 60 questions - 1-hour time limit" -- which reads as a 60-question Personal Lines exam. It is not: Utah Personal Lines 17-20 is a 100-question exam. The count line is displaced by one exam through this whole run (17-21 Surplus Lines carries 17-22's figure, 17-22 carries 17-23's). The figures used here were read from a fresh fetch of https://www.prometric.com/files/ut-insurance/Utah-LIB.pdf (HTTP 200, 2,017,482 bytes, application/pdf, 39 pages, PDF CreationDate 2025-09-25) re-ordered by line geometry into true column order: each line bucketed by xMin into column 1 (<200pt), 2 (200-400pt) or 3 (>400pt) and emitted page-by-page, column-by-column. Read that way each exam's title block, question count, effective date and outline are contiguous, and all four P&C/PL outlines weight-sum to exactly 100%. (Utah Insurance Department Licensing Information Bulletin). Confirm current weights with the testing company before you book.

Utah official sources

• Marketing PracticesUtah Code Title 31A, Chapter 23a, Part 4, Secs. 401, 402, 402.5, 403, 405, 408, 409 · Utah State Legislature (le.utah.gov)
• Miscellaneous ProvisionsUtah Code Ann. tit. 31A, ch. 22, pt. 13 · Utah Office of Legislative Research and General Counsel (le.utah.gov)
• Insurance Marketing: Licensing Producers, Consultants and Reinsurance IntermediariesUtah Code Title 31A Chapter 23a · Utah Office of Legislative Research and General Counsel (le.utah.gov)

All Utah insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the Utah provisions the questions on this page cite most often.

• Utah Code Ann. § 31A-22-1308 · Use of loss history by insurers7 questions
• Utah Code Ann. § 31A-22-1310 · Insuring wildland urban interface property6 questions
• Utah Code § 31A-23a-402 · Unfair marketing practices, charges for protection of property5 questions
• Utah Code § 31A-23a-702 · Minimum standards, premium threshold5 questions
• Utah Code § 31A-23a-401 · Disclosure of conflicting interests, exception conditions3 questions
• Utah Code § 31A-23a-409 · Trust obligation for money collected, deposit deadline3 questions
• Utah Code § 31A-23a-602 · Required contract provisions3 questions
• Utah Code § 31A-23a-103 · Requirement of license2 questions

Exam figures on this page were checked against official pages: Pre-licensing · License fee. Confirm anything you rely on with the testing company and the Utah Department of Insurance.