Utah Personal Lines Insurance Practice Test 2026

About the Utah Personal Lines exam

Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.

What is on the Utah Personal Lines test

Utah's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: Utah Insurance Department Licensing Information Bulletin, "Effective on and after September 25, 2025"; the exam content outlines used here each carry their own "January 1, 2020". Areas are weighted as PERCENTAGES of the examination and every section sums to exactly 100; the bulletin prints no per-area item counts, so `weight` is null throughout and only `weightPercent` is populated. The bulletin's 'Experimental Questions' panel says "The examination may include some experimental questions that will not be scored... You will be helping us help future test takers by completing 5 experimental test questions in your exam", and publishes no separate scored-item count. scoredQuestions is therefore the item count the outline itself states, which is the same convention already used by taxonomy/life-health/ut.json for series 17-01/17-02/17-03. NOTE the wording is genuinely ambiguous about whether the 5 are inside or on top of that figure -- "include" and "in your exam" say inside, while "time spent on the question will not be deducted from your test time" suggests on top -- so the printed figure is recorded as-is and the ambiguity is recorded here rather than resolved by guessing. Utah differs from PSI Oregon here, whose bulletin says plainly that experimental items come "In addition to the number of questions per examination". QUESTION COUNTS WERE RE-DERIVED IN COLUMN ORDER and do NOT come from reading the committed text top to bottom. ut-prometric-licensing-bulletin.txt is complete and carries no truncation banner, but the bulletin sets its outlines in a THREE-COLUMN flowed layout and the committed flat extraction interleaves the columns, so a question-count line lands under the wrong exam heading. Concretely, at corpus/text/ut-prometric-licensing-bulletin.txt L2910-2915 the committed text reads "Utah Producer's Personal Lines / Exam / Series 17-20 / 7.0 Other Coverages and Options / 6% / 60 questions - 1-hour time limit" -- which reads as a 60-question Personal Lines exam. It is not: Utah Personal Lines 17-20 is a 100-question exam. The count line is displaced by one exam through this whole run (17-21 Surplus Lines carries 17-22's figure, 17-22 carries 17-23's). The figures used here were read from a fresh fetch of https://www.prometric.com/files/ut-insurance/Utah-LIB.pdf (HTTP 200, 2,017,482 bytes, application/pdf, 39 pages, PDF CreationDate 2025-09-25) re-ordered by line geometry into true column order: each line bucketed by xMin into column 1 (<200pt), 2 (200-400pt) or 3 (>400pt) and emitted page-by-page, column-by-column. Read that way each exam's title block, question count, effective date and outline are contiguous, and all four P&C/PL outlines weight-sum to exactly 100%. Utah administers Personal Lines as ONE undivided exam, so this blueprint has a single `combined` section. (Utah Insurance Department Licensing Information Bulletin). Confirm current weights with the testing company before you book.

Utah official sources

• Marketing PracticesUtah Code Title 31A, Chapter 23a, Part 4, Secs. 401, 402, 402.5, 403, 405, 408, 409 · Utah State Legislature (le.utah.gov)
• Miscellaneous ProvisionsUtah Code Ann. tit. 31A, ch. 22, pt. 13 · Utah Office of Legislative Research and General Counsel (le.utah.gov)
• Insurance Marketing: Licensing Producers, Consultants and Reinsurance IntermediariesUtah Code Title 31A Chapter 23a · Utah Office of Legislative Research and General Counsel (le.utah.gov)
• Code Ann. tit. 31A, ch. 22, pt. 3Motor Vehicle Insurance (31A-22-301 to 31A-22-324: PIP, uninsured/underinsured motorist, minimum limits, cancellation, rate/coverage rules) · Utah Office of Legislative Research and General Counsel (le.utah.gov)
• Code Ann. tit. 31A, ch. 21Insurance Contracts in General (31A-21-101 to 31A-21-506) · Utah Office of Legislative Research and General Counsel (le.utah.gov)
• Code Ann. tit. 31A, ch. 26Insurance Adjusters (31A-26-101 to 31A-26-407, includes claim settlement practices) · Utah Office of Legislative Research and General Counsel (le.utah.gov)
• Code Ann. tit. 41, ch. 12aFinancial Responsibility of Motor Vehicle Owners and Operators Act (41-12a-101 to 41-12a-806) · Utah Office of Legislative Research and General Counsel (le.utah.gov)
• REGULATIONUtah Admin. Code R590-190, Unfair Property, Casualty, and Title Claims Settlement Practices Rule (effective 06/07/2024) · Utah Office of Administrative Rules (adminrules.utah.gov)

All Utah insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the Utah provisions the questions on this page cite most often.

• Utah Code § 31A-23a-402 · Unfair method of competition or unfair or deceptive act or practice6 questions
• Utah Code § 31A-23a-402.5 · Inducements; permitted extension of credit on a premium6 questions
• Utah Code § 31A-21-303 · Cancellation, issuance, and renewal; contract in effect a short time5 questions
• Utah Code § 31A-23a-410 · Insurer's liability if insured pays premium to a licensee or group policyholder3 questions
• Utah Code Ann. § 31A-22-1310 · Insuring wildland urban interface property; data unrelated to fire risk3 questions
• Utah Code § 31A-23a-401 · Disclosure of conflicting interests, dual role as to the same client2 questions
• Utah Code § 31A-23a-4052 questions
• Utah Code § 31A-23a-409 · Trust obligation for money collected; next business day2 questions

Exam figures on this page were checked against official pages: Pre-licensing · License fee. Confirm anything you rely on with the testing company and the Utah Department of Insurance.