New Jersey Personal Lines Insurance Practice Test 2026

About the New Jersey Personal Lines exam

Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.

What is on the New Jersey Personal Lines test

New Jersey's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: PSI New Jersey examination content outlines, all printing "EXAMINATION CONTENT OUTLINES — Effective July 7, 2011" on their face: Property Producer (79 items), Casualty Producer (91 items) and Personal Lines (112 items), each 70% Correct to pass, 3.5 Hours. Areas are weighted in ITEM COUNTS and each outline's areas sum exactly to its stated total. Those totals are the SCORED counts: the PSI New Jersey Candidate Information Bulletin dated 9/8/2026 states that 5 to 19 unscored experimental questions are administered "in addition to the number of examination items specified". (New Jersey Personal Lines Examination Content Outline). Confirm current weights with the testing company before you book.

New Jersey official sources

• Department of Banking and Insurance; the Commissioner's powersN.J.S.A. Title 17 Chapter 1, 17:1-1 through 17:1-28, 23 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
• Insurance policy provisions, including compulsory uninsured and underinsured motorist coverageN.J.S.A. Title 17 Chapter 28, 17:28-1 through 17:28-8, 16 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
• Unfair trade practices in the business of insurance, complete chapterN.J.S.A. Title 17 Chapter 29B, 17:29B-1 through 17:29B-19, 20 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
• Cancellation of certain insurance policiesN.J.S.A. Title 17 Chapter 29C, 17:29C-1 through 17:29C-13, 18 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
• Rules and regulations for insurance plans; administration; requirements for the automobile planN.J.S.A. 17:29D-1, the chapter's only section · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
• Insurance Fraud Prevention ActN.J.S.A. Title 17 Chapter 33A, 17:33A-1 through 17:33A-30, 32 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
• Fair Automobile Insurance Reform Act of 1990, the 'FAIR Act'N.J.S.A. Title 17 Chapter 33B, 17:33B-1 through 17:33B-64, 63 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
• Fire, marine and casualty insurance companies: reserves, policies and related provisionsN.J.S.A. Title 17 Chapter 36, 17:36-2 through 17:36-21, 45 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution

All New Jersey insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the New Jersey provisions the questions on this page cite most often.

• N.J.A.C. 11:1-20.2 · Renewal, nonrenewal, and cancellation notice requirements2 questions
• N.J.S.A. 17:28-1.1 · Required coverage; definition of underinsured motorist coverage2 questions
• N.J.S.A. 17:29B-42 questions
• N.J.S.A. 17:29C-8 · Time for notice2 questions
• N.J.S.A. 39:6A-4 · Personal injury protection coverage; death benefits of an income producer2 questions
• N.J.A.C. 11:1-33.3 · Surplus lines insurance coverage procurement requirements1 question
• N.J.A.C. 11:1-34.2 · Definitions; exportable list1 question
• N.J.A.C. 11:1-5.1 · FAIR Plan surcharge1 question

Exam figures on this page were checked against official pages: License fee · Pre-licensing. Confirm anything you rely on with the testing company and the New Jersey Department of Insurance.