State statute · New Jersey

Fair Automobile Insurance Reform Act of 1990, the 'FAIR Act'

N.J.S.A. Title 17 Chapter 33B, 17:33B-1 through 17:33B-64, 63 sections

Publisher: New Jersey Legislature
Edition: New Jersey General and Permanent Statutes, UPDATED THROUGH P.L.2026, c.30, and J.R.1
Last checked: 2026-09-17
Status: US state statute

Edition and licensing notes

Publisher. New Jersey Legislature (Office of Legislative Services), bulk statute distribution

Edition. New Jersey General and Permanent Statutes, UPDATED THROUGH P.L.2026, c.30, and J.R.1 (the edition line printed on line 2 of the official STATUTES.TXT file, quoted). Retrieved 2026-09-17.

Status. US state statute.

Read the official text Practice questions from this source

What this document is

N.J.S.A. Title 17 Chapter 33B - Fair Automobile Insurance Reform Act of 1990, the 'FAIR Act' (17:33B-1 through 17:33B-64, 63 sections) is a state statute published by New Jersey Legislature (Office of Legislative Services), bulk statute distribution. It is one of the New Jersey documents that insurance license exam questions are written from, including new jersey property & casualty, new jersey personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

N.J.S.A. 17:33B-16 (Declination; reasons for)
“An insurer or agent, upon making a declination of automobile insurance, shall inform the applicant of each specific reason for the declination and shall include a statement as to whether the applicant may qualify for insurance from an affiliate of the insurer. If the application or request for...”
N.J.S.A. 17:33B-8(a) (Written notice needed for cancellation due to nonpayment of premium)
“No New Jersey Automobile Full Insurance Underwriting Association policy may be cancelled for nonpayment of premium unless written notice is provided at least 15 days prior to the effective date of cancellation accompanied by the reason for cancellation. Notice shall be provided to the named insured...”
N.J.S.A. 17:33B-34(a) (Inspection of automobile)
“A newly issued policy shall not provide coverage for automobile physical damage perils prior to an inspection of the automobile by the insurer.”

Practice this material

New Jersey Property & Casualty practice test New Jersey Personal Lines practice test

Questions about this source

N.J.S.A. Title 17 Chapter 33B - Fair Automobile Insurance Reform Act of 1990, the 'FAIR Act' (17:33B-1 through 17:33B-64, 63 sections) is a state statute published by New Jersey Legislature (Office of Legislative Services), bulk statute distribution. Edition: New Jersey General and Permanent Statutes, UPDATED THROUGH P.L.2026, c.30, and J.R.1 (the edition line printed on line 2 of the official STATUTES.TXT file, quoted). Retrieved 2026-09-17..

No. This page summarizes the document and links to the official version. Always rely on the text published by New Jersey Legislature (Office of Legislative Services), bulk statute distribution for the current law.

Practice questions for New Jersey Property & Casualty, New Jersey Personal Lines cite this document.

More New Jersey sources

See all New Jersey sources →