New Jersey Property & Casualty Insurance Practice Test 2026

About the New Jersey Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What is on the New Jersey Property & Casualty test

New Jersey's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: PSI New Jersey examination content outlines, all printing "EXAMINATION CONTENT OUTLINES — Effective July 7, 2011" on their face: Property Producer (79 items), Casualty Producer (91 items) and Personal Lines (112 items), each 70% Correct to pass, 3.5 Hours. Areas are weighted in ITEM COUNTS and each outline's areas sum exactly to its stated total. Those totals are the SCORED counts: the PSI New Jersey Candidate Information Bulletin dated 9/8/2026 states that 5 to 19 unscored experimental questions are administered "in addition to the number of examination items specified". (New Jersey Property Producer Examination Content Outline; New Jersey Casualty Producer Examination Content Outline). Confirm current weights with the testing company before you book.

New Jersey official sources

• Department of Banking and Insurance; the Commissioner's powersN.J.S.A. Title 17 Chapter 1, 17:1-1 through 17:1-28, 23 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
• Insurance policy provisions, including compulsory uninsured and underinsured motorist coverageN.J.S.A. Title 17 Chapter 28, 17:28-1 through 17:28-8, 16 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
• Commercial insurance deregulationN.J.S.A. Title 17 Chapter 29AA, 17:29AA-1 through 17:29AA-34, 35 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
• Unfair trade practices in the business of insurance, complete chapterN.J.S.A. Title 17 Chapter 29B, 17:29B-1 through 17:29B-19, 20 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
• Cancellation of certain insurance policiesN.J.S.A. Title 17 Chapter 29C, 17:29C-1 through 17:29C-13, 18 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
• Rules and regulations for insurance plans; administration; requirements for the automobile planN.J.S.A. 17:29D-1, the chapter's only section · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
• Property-Liability Insurance Guaranty Association ActN.J.S.A. Title 17 Chapter 30A, 17:30A-1 through 17:30A-20, 23 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
• Insurance Fraud Prevention ActN.J.S.A. Title 17 Chapter 33A, 17:33A-1 through 17:33A-30, 32 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution

All New Jersey insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the New Jersey provisions the questions on this page cite most often.

• N.J.S.A. 17:28-1.1 · Required coverage; exceptions3 questions
• N.J.A.C. 11:1-20.2 · Renewal, nonrenewal, and cancellation notice requirements2 questions
• N.J.S.A. 17:29D-1 · opening paragraph; participation in plan2 questions
• N.J.S.A. 17:33A-4a · Violations2 questions
• N.J.S.A. 17:36-5.19 · Insured; perils insured against; amount of insurance; measure of recovery limb2 questions
• N.J.A.C. 11:1-20.4 · Cancellation and nonrenewal underwriting guidelines1 question
• N.J.A.C. 11:1-33.2 · Definitions; diligent effort1 question
• N.J.A.C. 11:1-33.3 · Surplus lines insurance coverage procurement requirements1 question

Exam figures on this page were checked against official pages: License fee · Pre-licensing. Confirm anything you rely on with the testing company and the New Jersey Department of Insurance.