Illinois Property & Casualty Insurance Practice Test 2026
Practice the exam Illinois uses, from general property & casualty knowledge to Illinois's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles and Property & Casualty, plus Illinois's own insurance law.
Property 80, Casualty 87 scored questions. The time limit and passing score are set by Illinois; check the candidate handbook.
Last verified September 2026 · Insurance Content Outlines
Study by topic
Master each topic before your Illinois exam. First 2 topics are free to start.
Pro study tools
The free runs cover the basics. These tools answer one question: would you pass the Property & Casualty test today?
About the Illinois Property & Casualty exam
The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.
What it covers
- Property coverages, perils and policy conditions
- Casualty and liability coverage, including auto and workers compensation
- Underwriting, rating and claims basics
- Your state's producer licensing and casualty rules
Who takes it
Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.
What is on the Illinois Property & Casualty test
Illinois's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Types of Policies22 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions and Contract Law13 Qs
- Illinois Statutes and Regulations Common to Life, Accident and Health, Property, Casualty and Personal Lines Insurance22 Qs
- Illinois Statutes and Regulations Common to Property and Casualty Insurance Only5 Qs
- Illinois Statutes and Regulations Pertinent to Property Insurance Only3 Qs
- Types of Policies, Bonds, and Related Terms23 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions12 Qs
- Illinois Statutes and Regulations Common to Life, Accident and Health, Property, Casualty and Personal Lines Insurance22 Qs
- Illinois Statutes and Regulations Common to Property and Casualty Insurance5 Qs
- Illinois Statutes and Regulations Pertinent to Casualty Insurance Only10 Qs
Source: Illinois Insurance Content Outlines, cover: "Content Outlines: Effective January 1, 2026"; "#121402 | 01/2026"; page footer "Illinois Insurance Supplement - Examination Content Outlines". Illinois prints scored and pretest counts separately and the scoredQuestions here are the scored figures; the Illinois-specific Personal Lines outline and the Public Adjuster outline print a scored count with no pretest figure. Every Illinois-specific outline opens with the publisher's blanket note "All references to chapter 215 ILCS unless otherwise indicated", so a statutoryRef such as "5/500-15" is 215 ILCS 5/500-15; that note is the document's own preamble rather than an outline topic and is recorded here instead of in the tree. Subtopics carry the publisher's printed question RANGES, e.g. "License and registration (5-13)", kept in the title because they are its text; only the dot leaders were stripped. (Illinois Insurance Content Outlines). Confirm current weights with the testing company before you book.
What to bring to the Illinois exam
Illinois official sources
- Assigned Risk Procedures, workers' compensation50 Ill. Adm. Code Part 2904, complete Part: Secs. 2904.10 through 2904.240, 24 sections · Illinois Joint Committee on Administrative Rules (JCAR), ilga.gov
- Premium Fund Trust Account50 Ill. Adm. Code Part 3113, complete Part: Secs. 3113.10 through 3113.70 and Exhibit A, 8 sections · Illinois Joint Committee on Administrative Rules (JCAR), ilga.gov
- Improper Claims Practice50 Ill. Adm. Code Part 919, complete Part: Secs. 919.10 through 919.100 and Exhibit A, 11 sections · Illinois Joint Committee on Administrative Rules (JCAR), ilga.gov
- Equipment Exclusion50 Ill. Adm. Code Part 924, complete Part: Secs. 924.10 through 924.50, 5 sections · Illinois Joint Committee on Administrative Rules (JCAR), ilga.gov
- Use of Credit Information in Personal Insurance Act215 ILCS 157, complete Act, Secs. 1 through 99, 15 sections · Illinois General Assembly, Legislative Reference Bureau (ilga.gov)
- Unfair Methods of Competition and Unfair and Deceptive Acts and Practices215 ILCS 5/ Illinois Insurance Code, Article XXVI, Secs. 421-434 · Illinois General Assembly (ilga.gov)
- Risk Retention Companies215 ILCS 5, Article VIIB, Secs. 123B-1 through 123B-15, 15 sections · Illinois General Assembly, Legislative Reference Bureau (ilga.gov)
- Provisions Applicable to All Companies215 ILCS 5, Article IX · Illinois General Assembly, Legislative Reference Bureau (ilga.gov)
All Illinois insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Illinois provisions the questions on this page cite most often.
- 50 Ill. Adm. Code 919.60 · Improper Practices or Procedures for all Insurance Companies4 questions
- 215 ILCS 5/500-35 · License; reinstatement without examination2 questions
- 215 ILCS 5/537.2 · Obligation of Fund2 questions
- 50 Ill. Adm. Code 924.30 · Exclusions2 questions
- 215 ILCS 157/10 · Scope1 question
- 215 ILCS 157/20 · Use of credit information1 question
- 215 ILCS 157/25 · Dispute resolution and error correction1 question
- 215 ILCS 157/50 · Sale of policy term information by consumer reporting agency1 question
Exam figures on this page were checked against official pages: Pre-licensing · Exam fee · License fee. Confirm anything you rely on with the testing company and the Illinois Department of Insurance.