Georgia Property & Casualty Insurance Practice Test 2026

About the Georgia Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What is on the Georgia Property & Casualty test

Georgia's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: Pearson VUE #121102 rev09/2026; "GEORGIA Insurance Content Outlines -- Content Outlines: Effective October 22, 2024"; running head on every page "Georgia Insurance Supplement - Examination Content Outlines Effective: October 22, 2024". Georgia offers BOTH single-line exams and a combined one: GEORGIA PROPERTY AGENT (exam 12-GA-03), GEORGIA CASUALTY AGENT (12-GA-04) and GEORGIA PROPERTY AND CASUALTY AGENT (12-GA-06). All three sections are weightless on purpose: each outline prints fixed question counts for its earlier areas and RANGES for its Georgia-specific closing areas (Property V=6-7, VI=1-2; Casualty V=3-4, VI=4-5; Combined VIII=3-4, IX=0-1, X=3-4). A range is not an allocation the schema can hold, and a midpoint would be a fabricated weight, so every area carries weight null and the printed figures are quoted in each section's sectionRef. TWO PUBLISHER DEFECTS, recorded not corrected away: (1) GEORGIA CASUALTY AGENT area II prints no subtopic A at all -- its list starts at 'B. Hazards' (the parallel area V of the combined outline prints 'A. Risk'); the labels are recorded exactly as printed, so this file has a II.B with no II.A. (2) GEORGIA PROPERTY AND CASUALTY AGENT area II prints the letter B TWICE, on 'B. Insurance' and again on 'B. Insurable interest', and prints no A. Verified in the live PDF itself with pdftotext -raw, page 13 (sha256 of the fetched PDF is identical to the manifest checksum), so it is the publisher's typo and not an extraction artefact. Two nodes cannot share one code -- the code is the handle a question cites -- so the first, 'Insurance', is recorded as II.A, which is the code this same document gives that same subtopic in the GEORGIA PROPERTY AGENT outline (page 9: 'A. Insurance / 1. Law of Large Numbers'), and every later letter in the combined list matches the Property list from B onward. That single relabelling is the only place in this file where a code is not byte-for-byte what the page prints. (Georgia Insurance Content Outlines). Confirm current weights with the testing company before you book.

Georgia official sources

• General Provisions of the Georgia Insurance CodeO.C.G.A. Title 33 Chapter 1, §§ 33-1-1 through 33-1-28, 31 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to
• Organization and Corporate Procedures of Stock and Mutual InsurersO.C.G.A. Title 33 Chapter 14, §§ 33-14-1 through 33-14-128, 78 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to
• Insurance Department and CommissionerO.C.G.A. Title 33 Chapter 2, §§ 33-2-1 through 33-2-34, 34 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to
• Agents, Agencies, Subagents, Counselors, and Adjusters: licensingO.C.G.A. Title 33 Chapter 23, §§ 33-23-1 through 33-23-205, 74 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to
• Insurance Generally: the insurance contractO.C.G.A. Title 33 Chapter 24, §§ 33-24-1 through 33-24-98, 144 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to
• Authorization of Insurers and General RequirementsO.C.G.A. Title 33 Chapter 3, §§ 33-3-1 through 33-3-30, 35 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to
• Fair Access to Insurance Requirements (FAIR) PlanO.C.G.A. Title 33 Chapter 33, §§ 33-33-1 through 33-33-11, 10 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to
• Motor Vehicle Accident ReparationsO.C.G.A. Title 33 Chapter 34, §§ 33-34-1 through 33-34-9, 11 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to

All Georgia insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the Georgia provisions the questions on this page cite most often.

• O.C.G.A. § 33-6-45 questions
• O.C.G.A. § 33-24-44 · Cancellation of policies generally; notice4 questions
• O.C.G.A. § 33-7-11 · Uninsured motorist coverage under motor vehicle liability policies; subrogation4 questions
• O.C.G.A. § 33-23-35 · Reporting and disposition of premiums2 questions
• O.C.G.A. § 33-24-33 · Binders and other contracts for temporary insurance2 questions
• O.C.G.A. § 33-33-3 · Requirement of participation in plan by property insurers2 questions
• Ga. Comp. R. & Regs. 120-2-14-.02 · Georgia Automobile Insurance Plan, Purpose1 question
• Ga. Comp. R. & Regs. 120-2-14-.08 · Georgia Automobile Insurance Plan, Right to Appeal1 question

Exam figures on this page were checked against official pages: License fee · Pre-licensing. Confirm anything you rely on with the testing company and the Georgia Department of Insurance.