Georgia Personal Lines Insurance Practice Test 2026
Practice the exam Georgia uses, from general personal lines knowledge to Georgia's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles, plus Georgia's own insurance law.
90 scored questions. The time limit and passing score are set by Georgia; check the candidate handbook.
Last verified September 2026 · Insurance Content Outlines
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Master each topic before your Georgia exam. First 1 topics are free to start.
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About the Georgia Personal Lines exam
Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.
What it covers
- Homeowners and residential property coverage
- Personal auto and umbrella liability
- Cancellation, nonrenewal and notice rules
- Your state's personal lines regulations
Who takes it
Agents who sell only to individuals and households, such as captive agents at personal lines carriers.
What is on the Georgia Personal Lines test
Georgia's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Types of Property Policies10 Qs
- Types of Casualty Policies13 Qs
- Property and Casualty Insurance Terms and Related Concepts28 Qs
- Property and Casualty Policy Provisions and Contract Law24 Qs
- Georgia State Laws, Rules, and Regulations Pertinent to All Insurance Lines11 Qs
- Georgia Rules and Codes Pertinent to Property & Casualty Insurance2 Qs
- Georgia Rules and Codes Pertinent to Personal Lines Only2 Qs
Source: Pearson VUE #121102 rev09/2026; "GEORGIA Insurance Content Outlines -- Content Outlines: Effective October 22, 2024". PERSONAL LINES AGENT (exam 12-GA-55) is a single exam of 90 scored questions plus 5 pretest questions. Unlike Georgia's three P&C producer outlines, this one prints a fixed question count for every one of its seven areas, and they sum exactly to 90. (Georgia Insurance Content Outlines). Confirm current weights with the testing company before you book.
What to bring to the Georgia exam
Georgia official sources
- General Provisions of the Georgia Insurance CodeO.C.G.A. Title 33 Chapter 1, §§ 33-1-1 through 33-1-28, 31 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to
- Organization and Corporate Procedures of Stock and Mutual InsurersO.C.G.A. Title 33 Chapter 14, §§ 33-14-1 through 33-14-128, 78 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to
- Insurance Department and CommissionerO.C.G.A. Title 33 Chapter 2, §§ 33-2-1 through 33-2-34, 34 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to
- Agents, Agencies, Subagents, Counselors, and Adjusters: licensingO.C.G.A. Title 33 Chapter 23, §§ 33-23-1 through 33-23-205, 74 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to
- Insurance Generally: the insurance contractO.C.G.A. Title 33 Chapter 24, §§ 33-24-1 through 33-24-98, 144 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to
- Authorization of Insurers and General RequirementsO.C.G.A. Title 33 Chapter 3, §§ 33-3-1 through 33-3-30, 35 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to
- Fair Access to Insurance Requirements (FAIR) PlanO.C.G.A. Title 33 Chapter 33, §§ 33-33-1 through 33-33-11, 10 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to
- Motor Vehicle Accident ReparationsO.C.G.A. Title 33 Chapter 34, §§ 33-34-1 through 33-34-9, 11 sections · Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to
All Georgia insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Georgia provisions the questions on this page cite most often.
- O.C.G.A. Sec. 33-7-11 · Uninsured motorist coverage; rejection of the coverage6 questions
- O.C.G.A. Sec. 33-36-3 · Definitions; covered claim2 questions
- O.C.G.A. Sec. 33-6-4 · Unfair methods of competition; tying insurance to a sale or loan2 questions
- Ga. Comp. R. & Regs. 120-2-14-.07 · Participation in the Plan1 question
- Ga. Comp. R. & Regs. 120-2-14-.13 · Commissions1 question
- Ga. Comp. R. & Regs. 120-2-53-.03 · Notice Requirements for Cancellations and Nonrenewals1 question
- Ga. Comp. R. & Regs. 120-2-53-.04 · Tender of Premiums During Period of Review, Refund of Premiums1 question
- O.C.G.A. Sec. 33-1-2 · Definitions; transact1 question
Exam figures on this page were checked against official pages: License fee · Pre-licensing. Confirm anything you rely on with the testing company and the Georgia Department of Insurance.