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Michigan Personal Lines license exam prep

Michigan Personal Lines Insurance Practice Test 2026

Practice the exam Michigan uses, from general personal lines knowledge to Michigan's own insurance law. Every answer quotes the statute behind it.

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What the Michigan exam tests

General Insurance Principles, plus Michigan's own insurance law.

Michigan requirement to pass

100 scored questions. The time limit and passing score are set by Michigan; check the candidate handbook.

Last verified September 2026 · Personal Lines Producer/Solicitor Examination Content Outline (Series 16-69)

Michigan

Personal Lines

Questions on the real exam
100 scored questions
Who runs the exam
PSI, an independent testing company
Exam fee
$41 listed (the exact fee depends on the exam you take)
State license fee
$10 listed (it depends on the license type), paid to the Michigan Department of Insurance
Pre-licensing education
Property & Casualty: 40 hours required

From Michigan's published exam materials.

Study by topic

Master each topic before your Michigan exam. First 1 topics are free to start.

PersonalizedStudy your weak spots first PRO
Michigan insurance lawPRO53 questionsPractice run: State Personal Lines Regulations20 questions free, 25 with Pro · mixed topicsStart run

Pro study tools

The free runs cover the basics. These tools answer one question: would you pass the Personal Lines test today?

Your Personal Lines readiness, before you book.

This is a sample report. With Pro, the score and every dimension come from your own answers.

SAMPLE SCORE BREAKDOWN
SAMPLE
Coverage62%
Accuracy78%
Test Performance71%
Memory66%
Speed84%
81% likely to pass (sample)Focus on: Coverage

About the Michigan Personal Lines exam

Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.

What it covers

  • Homeowners and residential property coverage
  • Personal auto and umbrella liability
  • Cancellation, nonrenewal and notice rules
  • Your state's personal lines regulations

Who takes it

Agents who sell only to individuals and households, such as captive agents at personal lines carriers.

Frequently asked questions

Michigan's published content outline lists 100 scored questions. Exams also include a few unscored pretest questions.

The passing score is set by Michigan. Most states use 70%, but check the Michigan candidate handbook from the testing vendor for the exact figure.

Michigan uses PSI, an independent testing company that schedules and runs licensing exams. Its candidate handbook explains how to register and what to bring.

The testing company lists an exam fee of $41, paid when you register; the exact amount depends on which exam you take. The Michigan Department of Insurance lists $10 for the license itself, which depends on the license type. Fees can change, so confirm them when you book.

Property & Casualty: 40 hours required. Confirm the current rule with the Michigan Department of Insurance before you register, because requirements change.

Retake rules come from Michigan and its testing vendor: you pay the fee again and, in some cases, wait a set number of days. Check the Michigan candidate handbook from the testing vendor for the exact figure.

Passing is one step. You then apply for the license through the Michigan Department of Insurance, usually with a background check and a fee.

Yes. Each state writes its own version, combining general personal lines knowledge with Michigan insurance law.

More Michigan practice tests

Michigan Life & Health practice testMichigan Property & Casualty practice test

Personal Lines practice tests in other states

CaliforniaTexasFloridaNew YorkPennsylvaniaIllinoisOhioGeorgiaNorth CarolinaNew JerseyVirginiaWashington
See all Personal Lines states →