Michigan insurance laws and exam sources

The Michigan statutes, regulations and exam outlines that practice questions are written from. Each entry links to the official text and shows which exams use it.

Michigan Life & Health practice test Michigan Property & Casualty practice test Michigan Personal Lines practice test

Life & Health sources

Laws and regulations that Michigan Life & Health practice questions cite.

MCL ch. 500, Michigan Insurance Code, unfair trade practices and insurance fraudSecs. 500.2005-500.2020 and 500.4000-500.4028Michigan Legislature · State statute · Official text
Insurance ProducersMCL Chapter 500, Insurance Code of 1956, Chapter 12, selected Secs. 500.1201a-500.1244Michigan Legislature (legislature.mi.gov) · State statute · Official text
Unfair and Prohibited Trade Practices and FraudsMCL Chapter 500, Insurance Code of 1956, Chapter 20, selected Secs. 500.2003-500.2026Michigan Legislature (legislature.mi.gov) · State statute · Official text
Insurance Code of 1956, Chapter 12Agents, Solicitors, Adjusters, and Counselors (MCL 500.1200 to 500.1247)www.legislature.mi.gov · State statute · Official text
Insurance Code of 1956, Chapter 22The Insurance Contract (MCL 500.2204 to 500.2266)www.legislature.mi.gov · State statute · Official text
Insurance Code of 1956, Chapter 34Disability Insurance Policies, including group and blanket (MCL 500.3400 to 500.3480)www.legislature.mi.gov · State statute · Official text
Insurance Code of 1956, Chapter 38Medicare Supplement Policies and Certificates (MCL 500.3801 to 500.3861) and Chapter 39 - Long-Term Care Insurance (MCL 500.3901 to 500.3955)www.legislature.mi.gov · State statute · Official text
Insurance Code of 1956, Chapter 40Life Insurance Policies and Annuity Contracts (Other Than Industrial or Group) (MCL 500.4000 to 500.4073)www.legislature.mi.gov · State statute · Official text
Insurance Code of 1956, Chapter 44Group Life Insurance (MCL 500.4400 to 500.4454)www.legislature.mi.gov · State statute · Official text
Insurance Code of 1956, Chapter 77Michigan Life and Health Insurance Guaranty Association Act (MCL 500.7701 to 500.7780)www.legislature.mi.gov · State statute · Official text

Property & Casualty sources

Laws and regulations that Michigan Property & Casualty practice questions cite.

Unfair and Prohibited Trade Practices and FraudsMCL Chapter 500, Insurance Code of 1956, Chapter 20, selected Secs. 500.2003-500.2026Michigan Legislature (legislature.mi.gov) · State statute · Official text
Aftermarket Crash Parts Act (Act 158 of 1991), complete ActMCL 257.1361 to 257.1364, 4 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Garage Keeper's Liability Act, Act 391 of 1919 (MCL 256.541-256.545), complete5 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Annual Audited Financial ReportsMichigan Insurance Code of 1956, Chapter 10, MCL 500.1001 to 500.1033, 18 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Insurance Code of 1956, Chapter 12Agents, Solicitors, Adjusters, and Counselors (MCL 500.1200 to 500.1247)www.legislature.mi.gov · State statute · Official text
The Insurance CommissionerMichigan Insurance Code of 1956, Chapter 2, MCL 500.200 to 500.271, 33 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Unfair and Prohibited Trade Practices and FraudsMichigan Insurance Code of 1956, Chapter 20, complete chapter, MCL 500.2001 to 500.2093, 64 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Essential Insurance Act, home and automobile insurance eligibility, rating and cancellationMichigan Insurance Code of 1956, Chapter 21, MCL 500.2101 to 500.2131, 39 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Credit Information and Credit ScoresMichigan Insurance Code of 1956, Chapter 21a, MCL 500.2151 to 500.2162, 8 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Insurance Code of 1956, Chapter 22The Insurance Contract (MCL 500.2204 to 500.2266)www.legislature.mi.gov · State statute · Official text
Worker's Compensation Insurance RatesMichigan Insurance Code of 1956, Chapter 23, MCL 500.2301 to 500.2352, 9 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Casualty Insurance RatesMichigan Insurance Code of 1956, Chapter 24, MCL 500.2400 to 500.2484, 40 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Fire and Inland Marine RatesMichigan Insurance Code of 1956, Chapter 26, MCL 500.2600 to 500.2674, 31 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Fire Insurance Contracts, the Michigan standard policyMichigan Insurance Code of 1956, Chapter 28, MCL 500.2804 to 500.2866, 13 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Basic Property Insurance, the Michigan Basic Property Insurance Association / FAIR planMichigan Insurance Code of 1956, Chapter 29, MCL 500.2901 to 500.2954, 23 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Casualty Insurance ContractsMichigan Insurance Code of 1956, Chapter 30, MCL 500.3004 to 500.3037, 15 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Motor Vehicle Personal and Property Protection, the Michigan no-fault actMichigan Insurance Code of 1956, Chapter 31, MCL 500.3101 to 500.3179, 58 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Cancellation of Automobile Liability PoliciesMichigan Insurance Code of 1956, Chapter 32, MCL 500.3204 to 500.3262, 14 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Automobile Insurance Placement FacilityMichigan Insurance Code of 1956, Chapter 33, MCL 500.3301 to 500.3390, 16 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Insurance FraudMichigan Insurance Code of 1956, Chapter 45, MCL 500.4501 to 500.4511, 6 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Privacy of Financial InformationMichigan Insurance Code of 1956, Chapter 5, MCL 500.501 to 500.547, 25 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Property and Casualty Guaranty AssociationMichigan Insurance Code of 1956, Chapter 79, MCL 500.7901 to 500.7949, 17 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Financial Responsibility ActMichigan Vehicle Code (Act 300 of 1949), Chapter V, MCL 257.501 to 257.532, 29 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Producing evidence of motor vehicle insurance on request of a police officerMichigan Vehicle Code (Act 300 of 1949), Section 257.328, complete sectionMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Coverage and LiabilityMichigan Worker's Disability Compensation Act of 1969 (Act 317 of 1969), Chapter 1, MCL 418.101 to 418.171, 14 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
AdministrationMichigan Worker's Disability Compensation Act of 1969 (Act 317 of 1969), Chapter 2, MCL 418.201 to 418.274, 16 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
CompensationMichigan Worker's Disability Compensation Act of 1969 (Act 317 of 1969), Chapter 3, MCL 418.301 to 418.391, 31 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Occupational Diseases and DisablementsMichigan Worker's Disability Compensation Act of 1969 (Act 317 of 1969), Chapter 4, MCL 418.401 to 418.441, 8 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
FundsMichigan Worker's Disability Compensation Act of 1969 (Act 317 of 1969), Chapter 5, MCL 418.501 to 418.561, 20 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Security for CompensationMichigan Worker's Disability Compensation Act of 1969 (Act 317 of 1969), Chapter 6, MCL 418.601 to 418.659, 15 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
ProcedureMichigan Worker's Disability Compensation Act of 1969 (Act 317 of 1969), Chapter 8, MCL 418.801 to 418.899, 34 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Vocationally HandicappedMichigan Worker's Disability Compensation Act of 1969 (Act 317 of 1969), Chapter 9, MCL 418.901 to 418.941, 9 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Fire and Inland Marine Insurance Rates (complete rule set, 10 rules)Michigan Administrative Code R 500.1301 to R 500.1310Michigan Department of Licensing and Regulatory Affairs, Administrative Rules System · Regulation · Official text
Workers' Compensation Insurance (complete rule set, 8 rules)Michigan Administrative Code R 500.1351 to R 500.1359Michigan Department of Licensing and Regulatory Affairs, Administrative Rules System · Regulation · Official text

Personal Lines sources

Laws and regulations that Michigan Personal Lines practice questions cite.

Aftermarket Crash Parts Act (Act 158 of 1991), complete ActMCL 257.1361 to 257.1364, 4 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Insurance Code of 1956, Chapter 12Agents, Solicitors, Adjusters, and Counselors (MCL 500.1200 to 500.1247)www.legislature.mi.gov · State statute · Official text
Unfair and Prohibited Trade Practices and FraudsMichigan Insurance Code of 1956, Chapter 20, complete chapter, MCL 500.2001 to 500.2093, 64 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Essential Insurance Act, home and automobile insurance eligibility, rating and cancellationMichigan Insurance Code of 1956, Chapter 21, MCL 500.2101 to 500.2131, 39 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Insurance Code of 1956, Chapter 22The Insurance Contract (MCL 500.2204 to 500.2266)www.legislature.mi.gov · State statute · Official text
Fire Insurance Contracts, the Michigan standard policyMichigan Insurance Code of 1956, Chapter 28, MCL 500.2804 to 500.2866, 13 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Casualty Insurance ContractsMichigan Insurance Code of 1956, Chapter 30, MCL 500.3004 to 500.3037, 15 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Motor Vehicle Personal and Property Protection, the Michigan no-fault actMichigan Insurance Code of 1956, Chapter 31, MCL 500.3101 to 500.3179, 58 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Cancellation of Automobile Liability PoliciesMichigan Insurance Code of 1956, Chapter 32, MCL 500.3204 to 500.3262, 14 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Automobile Insurance Placement FacilityMichigan Insurance Code of 1956, Chapter 33, MCL 500.3301 to 500.3390, 16 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Insurance FraudMichigan Insurance Code of 1956, Chapter 45, MCL 500.4501 to 500.4511, 6 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Privacy of Financial InformationMichigan Insurance Code of 1956, Chapter 5, MCL 500.501 to 500.547, 25 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Property and Casualty Guaranty AssociationMichigan Insurance Code of 1956, Chapter 79, MCL 500.7901 to 500.7949, 17 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Financial Responsibility ActMichigan Vehicle Code (Act 300 of 1949), Chapter V, MCL 257.501 to 257.532, 29 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Producing evidence of motor vehicle insurance on request of a police officerMichigan Vehicle Code (Act 300 of 1949), Section 257.328, complete sectionMichigan Legislature (www.legislature.mi.gov) · State statute · Official text
Bulletin No. 96-02, Named non-owner endorsement or extended non-owned endorsement (issued June 25, 1996)Michigan Department of Insurance and Financial Services (michigan.gov/difs) · Reference · Official text

Claims Adjuster sources

Laws and regulations that Michigan Claims Adjuster practice questions cite.

Garage Keeper's Liability Act, Act 391 of 1919 (MCL 256.541-256.545), complete5 sectionsMichigan Legislature (www.legislature.mi.gov) · State statute · Official text

Exam outlines and candidate handbooks

Published by the state and its testing provider. They say what each exam covers.

Casualty Producer/Solicitor Examination Content Outline (Series 16-68)PSI Services LLC (for the Michigan Department of Insurance and Financial Services) · Candidate handbook or exam outline · Official text
Department of Insurance and Financial Services Licensing Examination Candidate Information BulletinPSI Services LLC · Candidate handbook or exam outline · Official text
Life, Accident and Health Producer Examination Content Outline (Series 16-80)PSI Services LLC (for the Michigan Department of Insurance and Financial Services) · Candidate handbook or exam outline · Official text
Personal Lines Producer/Solicitor Examination Content Outline (Series 16-69)PSI Services LLC (for the Michigan Department of Insurance and Financial Services) · Candidate handbook or exam outline · Official text
Property and Casualty Producer/Solicitor Examination Content Outline (Series 16-81)PSI Services LLC (for the Michigan Department of Insurance and Financial Services) · Candidate handbook or exam outline · Official text
Property Producer/Solicitor Examination Content Outline (Series 16-67)PSI Services LLC (for the Michigan Department of Insurance and Financial Services) · Candidate handbook or exam outline · Official text

About these sources

Michigan's own insurance statutes and regulations, plus the exam content outlines and candidate handbooks published for its license exams. This page lists 54 documents, each with a link to the official text.

No. This page lists each document and links to the official version. Rely on the official text for the current law.

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