Michigan Insurance Code of 1956, Chapter 45, MCL 500.4501 to 500.4511, 6 sections: Insurance Fraud
Edition and licensing notes
Publisher. Michigan Legislature (www.legislature.mi.gov)
Edition. Michigan Compiled Laws Complete Through PA 91 of 2026 (the publisher's own currency line, printed in the page header of every one of these PDFs; PDFs rendered 2026-09-05/06)
Status. US state statute; public domain.
What this document is
Michigan Insurance Code of 1956, Chapter 45 - Insurance Fraud (MCL 500.4501 to 500.4511, 6 sections) is a state statute published by Michigan Legislature (www.legislature.mi.gov). It is one of the Michigan documents that insurance license exam questions are written from, including michigan property & casualty, michigan personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- MCL 500.4503(a) to (c) (Fraudulent insurance acts)
“(a) Presents, causes to be presented, or prepares with knowledge or belief that it will be presented to or by an insurer or any agent of an insurer, or any agent of an insurer, reinsurer, or broker any oral or written statement knowing that the statement contains any false information concerning...”
- MCL 500.4509(1) (Civil liability; immunity)
“(1) A person acting without malice is not subject to liability for filing a report or requesting or furnishing orally or in writing other information concerning suspected or completed insurance fraud, if the reports or information are provided to or received from the insurance bureau, the national...”
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