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Insurance license exam prep, by state

Pass your insurance license exam with practice built on your state’s law.

Practice questions for your state, each answer quoting the statute behind it. Pick your state and start free.

Life & HealthLife insurance, annuities, accident and health, and HMOs, plus your state's insurance law.LH · 51 STATESProperty & CasualtyHomeowners, commercial property, auto and liability coverage, and your state's casualty rules.PC · 51 STATESPersonal LinesPersonal auto, homeowners and umbrella liability for individual customers.PL · 44 STATESAdjusterClaims investigation, property loss and auto damage, and settlement standards.ADJ · FL + TX

Find your state's practice test

Pick your exam type, then your state. Every question is written from that state's insurance law.

Most popular Life & Health states

Pinpoint your weak areas.

Every practice session shows which topics you keep missing, so you know exactly what to study before exam day. Fix those gaps first, then book your test knowing where you stand.

Grounded in primary statutes.

Every question comes from your state's actual insurance law. After each answer you see the exact passage it is based on, so you understand why an answer is right and can check it yourself, instead of just memorizing which letter to pick.

Why you can trust every answer

Every answer carries its source.

A plausible-looking answer can be confidently wrong, and in insurance licensing that teaches you incorrect law. Every Insurance Pass question is tied to the exact statutory passage it comes from, verified before it ships, and shown to you as you study. You never have to take our word for it.

  • Grounded in state codesEvery question traces to a specific state statute, NAIC model regulation, or candidate bulletin outline.
  • Independently verifiedAdversarial verification blind-solves each question against its cited source. Anything that does not hold up is quarantined, not shipped.
  • Re-checked before every updateWhen a question changes, it is checked against its source again before students see it, so a correct answer stays correct.
Life & Health · Sample SOURCE-VERIFIED

Under IRC Section 1035, the owner of a life insurance contract may exchange it, with no gain or loss recognized, for which of the following?

AAn annuity contract
BA mutual fund
CA certificate of deposit
DA Roth IRA
Statutory source · 26 U.S.C. § 1035(a)(1)

“No gain or loss shall be recognized on the exchange of a contract of life insurance for another contract of life insurance or for an endowment or annuity contract.”

Transparent pricing

One payment. 90 days of access.

No recurring subscriptions and no auto-renewal. From $39: a single line, the Agent Pass for Life & Health plus Property & Casualty, or the Multi-Line Pro for all four exams.

Single Line
$39

One-time payment · 90-day access

Full prep for any one line: Life & Health, Property & Casualty, Personal Lines, or Adjuster.

  • The full verified question bank for one line of authority
  • Every answer quotes the statute or regulation behind it
  • Weak-spot tracking and an IQ Readiness Score
  • Timed practice runs and full-length exam simulation
Multi-Line Pro
$79

One-time payment · 90-day access

Full access across Life & Health, Property & Casualty, Personal Lines, and Adjuster for multi-line producers and agency owners.

  • Four exams: Life & Health, Property & Casualty, Personal Lines, Adjuster
  • 15,200+ verified questions across the four exams
  • Adjuster prep for Florida and Texas, plus the national adjuster topics
  • Readiness tracking for each of the four exams

A single sitting at a state testing center (PSI or Prometric) costs about $95. Pre-licensing schools charge $150 to $300+. Insurance Pass is paid once, with zero recurring charges.