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Insurance Pass

Know you'll pass before you test.

Full-length practice exams, every answer grounded in state statutes and NAIC model acts, and a readiness score that tells you when you are ready. One payment, no subscription.

A single insurance exam retake costs about $95 in test-center fees, plus delays in licensing and lost commissions.

Note on state pre-licensing: Insurance Pass provides high-yield exam simulation, weak-spot diagnostics and state law mastery. If your state requires a certified Pre-Licensing Education (PLE) course before you can sit for the exam, use Insurance Pass alongside it so you pass on your first attempt.
Single Line
$39

One-time payment · 90-day access

Full prep for any one line: Life & Health, Property & Casualty, Personal Lines, or Adjuster.

  • The full verified question bank for one line of authority
  • Every answer quotes the statute or regulation behind it
  • Weak-spot tracking and an IQ Readiness Score
  • Timed practice runs and full-length exam simulation
Most popularAgent Pass
$59

One-time payment · 90-day access

Life & Health + Property & Casualty, the two licenses most agents need.

  • Life & Health and Property & Casualty, both exams
  • 11,600+ verified questions across the two lines
  • Your state's insurance law questions for each line
  • Readiness tracking for both lines side by side
Multi-Line Pro
$79

One-time payment · 90-day access

Full access across Life & Health, Property & Casualty, Personal Lines, and Adjuster for multi-line producers and agency owners.

  • Four exams: Life & Health, Property & Casualty, Personal Lines, Adjuster
  • 15,200+ verified questions across the four exams
  • Adjuster prep for Florida and Texas, plus the national adjuster topics
  • Readiness tracking for each of the four exams

Start with 25 free questions per line, no card required.

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Pass Guarantee: reach an 80%+ IQ Readiness Score and don't pass your state exam? We'll extend your membership 90 days free (proof of the result required).

Have a promotion code? You'll be able to enter it at checkout.

Agent Pass and Multi-Line Pro are one-time purchases that unlock the lines listed on each plan.

What Pro includes

More than practice tests.

A complete system built to make sure you pass, not just to drill questions.

Know when you're ready

IQ Readiness Score · example

87%
Likely to pass
18/24
Topics mastered
3
Need review

See exactly where to focus

Category mastery · example

Policy Provisions & Clauses92%
General Insurance Principles78%
State Insurance Regulation & Statutes64%
Tax Considerations & Retirement Plans41%

Pro tracks mastery across every exam category, so you always know exactly which topic to study next.

Try it yourself

Answer a real insurance licensing question and see what studying with Insurance Pass feels like.

SAMPLE · life-healthak-ins-01

An Alaska marketer sells a prospect an association membership to qualify the prospect for the group health plan, and at events leads with the group plan to sell memberships. Are these practices barred?

AS § 21.36.025 (Unfair Marketing Practices Prohibited)PICK ONE
INCLUDED WITH PRO
Policy Provisions & Exclusions
Topic mastery · example
Questions seen18 / 25
Accuracy78%
Best streak4
Avg. response4.2s
STRENGTHS
General Life Concepts · Underwriting Basics
NEEDS REVIEW
Grace Period Clauses · Nonforfeiture Options
Recommended next: review Nonforfeiture Options, you have missed 3 of the last 5.

Free vs Pro

Free gets you started. Pro gets you ready.

FREEPRO
CONTENT
Study topics4 topicsAll
Question bankStarter setFull bank (900+ to 6,400+)
Practice runs2All
Explanations
Re-answer a questionOnceUnlimited
PRO TOOLS
Personalized study
Hints
Flag for later review
Read-aloud and hands-free
Exam Simulator, real length and timed
Auto-surface missed questions
ANALYTICS
IQ Readiness ScoreOverallFull breakdown
Category mastery
Weak-area recommendations
Pass probability
Score trend over time
WHAT INSURANCE PASS REPLACES
A retake at the test center (Prometric / Pearson VUE / PSI) · per attempt~$95
Typical prep subscriptions · auto-renewing$60-140/yr
Insurance Pass, paid oncefrom $39

Test preparation and exam simulation. Not affiliated with Pearson VUE, Prometric, PSI Services LLC, or state insurance departments.

Before you pay.

Common questions

No. Every plan is a single charge with no subscription and no auto-renewal. You keep full access for 90 days from purchase, and nothing bills you again unless you choose to buy again.

Single Line is $39 and unlocks one line of authority of your choice. Agent Pass is $59 and covers Life & Health and Property & Casualty, the two licenses most agents need. Multi-Line Pro is $79 and covers Life & Health, Property & Casualty, Personal Lines, and Claims Adjuster. Every plan is a one-time payment with 90 days of access.

It is a single 0 to 100 readiness figure built from your own answers, not a guess. Recent answers count for more than old ones and a lucky guess does not move it, because it weighs coverage, accuracy, recall, closed-book test performance, and speed together and estimates your pass probability. When it clears the 70% pass mark with margin, it is telling you that you are ready to book.

Yes. Payments are processed by Stripe over 256-bit SSL encryption, and Insurance Pass never sees or stores your card number. Apple Pay, Google Pay, and major cards are all supported at checkout.

Yes. A sitting at a Pearson VUE, Prometric, or PSI test center costs about $95, and every retake costs it again plus administrative delays and lost commission income. Insurance Pass is preparation, so the goal is to walk in ready and pass on the first attempt.

Every question quotes the governing state statute, administrative code, or NAIC model regulation it tests, and that quote is machine-verified against the official text. When statutes update, questions are verified against the new legislation.

No, you can start 25 free questions per line with no account and no card. An account is only needed to save your progress across devices and to keep your purchase attached to you.

We back the plan with a Pass Guarantee. Reach an IQ Readiness Score of 80% or higher and, if you do not pass your state exam, we will extend your membership by 90 days at no charge. You will need to show evidence that you did not pass, such as your official score report, plus a screenshot of your readiness score. Email hello@insurance-pass.com within 30 days of your exam.

No. Insurance Pass is test preparation and exam simulation. If your state mandates classroom or online Pre-Licensing Education (PLE) hours prior to testing, you complete those with an approved provider; Insurance Pass ensures you pass the high-stakes state examination.

Pass Guarantee: reach an 80%+ IQ Readiness Score and don't pass your state exam? We'll extend your membership 90 days free (proof of the result required).Choose Your Plan