Nebraska Life & Health Insurance Practice Test 2026
Practice the exam Nebraska uses, from general life & health knowledge to Nebraska's own insurance law. Every answer quotes the statute behind it.
General Insurance & Contract Law, Life Insurance Policies & Provisions, Annuity Products & Federal Taxation and Accident & Health Insurance, plus Nebraska's own insurance law.
150 scored questions, 2 hours 30 minutes allowed. The passing score is set by Nebraska; check the candidate handbook.
Last verified September 2026 · Examination Content Outline
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About the Nebraska Life & Health exam
The Life & Health exam licenses you to sell life insurance, annuities, and accident and health coverage. Every state writes its own version, and each one tests both general insurance knowledge and that state's insurance law.
What it covers
- Life insurance policy types, provisions and riders
- Annuities and how they are taxed
- Accident and health insurance, including HMOs and managed care
- Your state's producer licensing, marketing and unfair trade practice rules
Who takes it
New agents and career changers getting a first producer license, and agents adding life and health to an existing license.
What is on the Nebraska Life & Health test
Nebraska's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Insurance Regulation15%
- General Insurance10%
- Life Insurance Basics8%
- Life Insurance Policies9%
- Life Insurance Policy Provisions, Options and Riders9%
- Annuities6%
- Federal Taxation of Life Insurance and Annuities4%
- Customer Relations and Privacy1%
- Sickness and Accident Risk and Underwriting8%
- Individual Accident and Sickness Insurance Policy General Provisions and Clauses6%
- Disability3%
- Medical Plans6%
- Group Plans6%
- Dental Insurance2%
- Insurance for Senior Citizens and Individuals with Special Needs5%
- Federal Tax Considerations for Sickness and Accident Insurance2%
Source: PSI Nebraska Producer's Examination for Life, Accident and Health or Sickness Insurance, Series 13-03: 150 questions (plus 5 unscored items), 2.5-hour time limit (Nebraska Producer's Examination for Life, Accident and Health or Sickness Insurance (Series 13-03) - Examination Content Outline). Confirm current weights with the testing company before you book.
What to bring to the Nebraska exam
Nebraska official sources
- Neb. Rev. Stat. ch. 44, sickness and accident insurance policy provisions (44-710 series)Nebraska Legislature (nebraskalegislature.gov)
- Neb. Rev. Stat. ch. 44, general provisions applicable to insurers and policies (44-300 series)Nebraska Legislature (nebraskalegislature.gov)
- Group life and group sickness and accident insuranceNeb. Rev. Stat. ch. 44 · Nebraska Legislature (nebraskalegislature.gov)
- Neb. Rev. Stat. ch. 44, life and annuity policy provisions (44-502 to 44-513)Nebraska Legislature (nebraskalegislature.gov)
- Medicare supplement and long-term care insuranceNeb. Rev. Stat. ch. 44 · Nebraska Legislature (nebraskalegislature.gov)
- Neb. Rev. Stat. ch. 44, Insurance Producers Licensing Act (44-4047 to 44-4069)Nebraska Legislature (nebraskalegislature.gov)
- Neb. Rev. Stat. ch. 44, Unfair Insurance Trade Practices Act (44-1521 to 44-1535)Nebraska Legislature (nebraskalegislature.gov)
All Nebraska insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Nebraska provisions the questions on this page cite most often.
- Neb. Rev. Stat. § 44-1525 · Off-Contract Inducements25 questions
- Neb. Rev. Stat. § 44-5026 questions
- Neb. Rev. Stat. § 44-16073 questions
- Neb. Rev. Stat. § 44-4054 · License expiration; renewal after the expiration date3 questions
- Neb. Rev. Stat. § 44-1606.032 questions
- Neb. Rev. Stat. § 44-4513 · Long-term care policy; cancellation and nonrenewal restrictions2 questions
- Neb. Rev. Stat. § 44-502.032 questions
- Neb. Rev. Stat. § 44-710.032 questions
Exam figures on this page were checked against official pages: Testing company · Exam fee · License fee · Pre-licensing. Confirm anything you rely on with the testing company and the Nebraska Department of Insurance.