State statute · Nebraska
Neb. Rev. Stat. ch. 44, Unfair Insurance Trade Practices Act (44-1521 to 44-1535)
Edition and licensing notes
Publisher. Nebraska Legislature (nebraskalegislature.gov)
Status. Nebraska Revised Statutes, a public record of the State of Nebraska.
What this document is
Neb. Rev. Stat. ch. 44, Unfair Insurance Trade Practices Act (44-1521 to 44-1535) is a state statute published by Nebraska Legislature (nebraskalegislature.gov). It is one of the Nebraska documents that insurance license exam questions are written from, including nebraska life & health, nebraska property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- Neb. Rev. Stat. § 44-1525(8)(a)(i) (Off-Contract Inducements)
“(8)(a) Except as otherwise expressly provided by law: (i) Knowingly permitting or offering to make or making any life insurance policy, annuity, or sickness and accident insurance policy, or agreement relating to any such policy or annuity, other than as plainly expressed in the policy or annuity...”
- Neb. Rev. Stat. § 44-1525(1)(a) (Unfair Trade Practices; Misrepresentation of Policy Benefits and Terms)
“(1) Making, issuing, circulating, or causing to be made, issued, or circulated an estimate, illustration, circular, statement, sales presentation, omission, or comparison which: (a) Misrepresents the benefits, advantages, conditions, or terms of a policy;”
- Neb. Rev. Stat. § 44-1525(1)(b) (Unfair Trade Practices; Misrepresentation of Dividends)
“(1) Making, issuing, circulating, or causing to be made, issued, or circulated an estimate, illustration, circular, statement, sales presentation, omission, or comparison which: (a) Misrepresents the benefits, advantages, conditions, or terms of a policy; (b) Misrepresents the dividends or share of...”
- Neb. Rev. Stat. § 44-1525(7)(a) (Unfair Trade Practices; unfair discrimination in life rates)
“(7)(a) Making or permitting unfair discrimination between individuals of the same class and equal expectation of life in the rates charged for a life insurance policy or annuity or in the dividends or other benefits payable thereon or in the terms and conditions of such policy or annuity;”
- Neb. Rev. Stat. § 44-1525(7)(b) (Unfair Trade Practices; unfair discrimination in sickness and accident benefits)
“(7)(a) Making or permitting unfair discrimination between individuals of the same class and equal expectation of life in the rates charged for a life insurance policy or annuity or in the dividends or other benefits payable thereon or in the terms and conditions of such policy or annuity; (b)...”
- Neb. Rev. Stat. § 44-1525(7)(b) (Unfair Trade Practices; unfair discrimination in sickness and accident premiums)
“(7)(a) Making or permitting unfair discrimination between individuals of the same class and equal expectation of life in the rates charged for a life insurance policy or annuity or in the dividends or other benefits payable thereon or in the terms and conditions of such policy or annuity; (b)...”
- Neb. Rev. Stat. § 44-1525(2) (False Information and Advertising)
“(2) Making, publishing, disseminating, circulating, or placing before the public, or causing, directly or indirectly, to be made, published, disseminated, circulated, or placed before the public, in a newspaper, magazine, electronic mail, Internet advertisement or posting, or other publication, or...”
- Neb. Rev. Stat. § 44-1525(6) (Advisory Board Contracts as Inducement)
“(6) Issuing or delivering or permitting an agent, officer, or employee to issue or deliver agency company stock or other capital stock, or benefit certificates or shares in any common-law corporation, or securities or a special or advisory board contract or other contract of any kind promising...”
- Neb. Rev. Stat. § 44-1525(3) (Defamation)
“(3) Making, publishing, disseminating, or circulating, directly or indirectly, or aiding, abetting, or encouraging the making, publishing, disseminating, or circulating of any oral or written statement or a pamphlet, circular, article, or other literature which is false or maliciously critical of,...”
- Neb. Rev. Stat. § 44-1525(4) (Boycott, Coercion, Intimidation)
“(4) Entering into an agreement to commit, or by a concerted action committing, an act of boycott, coercion, or intimidation resulting in, or tending to result in, unreasonable restraint or monopoly in the business of insurance;”
- Neb. Rev. Stat. § 44-1525(5)(b) (False Book or Report Entry)
“(5)(a) Knowingly filing with a supervisory or other public official, or knowingly making, publishing, disseminating, circulating, or delivering to a person, or placing before the public, or knowingly causing, directly or indirectly, to be made, published, disseminated, circulated, delivered to a...”
- Neb. Rev. Stat. § 44-1525(5)(a) (False Statement of Financial Condition)
“(5)(a) Knowingly filing with a supervisory or other public official, or knowingly making, publishing, disseminating, circulating, or delivering to a person, or placing before the public, or knowingly causing, directly or indirectly, to be made, published, disseminated, circulated, delivered to a...”
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