Nebraska Personal Lines Insurance Practice Test 2026
Practice the exam Nebraska uses, from general personal lines knowledge to Nebraska's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles, plus Nebraska's own insurance law.
100 scored questions. The time limit and passing score are set by Nebraska; check the candidate handbook.
Last verified September 2026 · Producer's Examination Content Outline
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About the Nebraska Personal Lines exam
Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.
What it covers
- Homeowners and residential property coverage
- Personal auto and umbrella liability
- Cancellation, nonrenewal and notice rules
- Your state's personal lines regulations
Who takes it
Agents who sell only to individuals and households, such as captive agents at personal lines carriers.
What is on the Nebraska Personal Lines test
Nebraska's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Insurance Regulation12%
- General Insurance12%
- Property and Casualty Insurance Basics16%
- Dwelling Policy10%
- Homeowners Policy22%
- Auto Insurance22%
- Other Coverages and Options6%
Source: PSI Nebraska producer examination content outlines, series 13-22 (Property), 13-23 (Casualty), 13-04 (Property and Casualty) and 13-21 (Personal Lines). None prints an effective or revision date; each PDF has no document title and CreationDate/ModDate 2025-12-10, and the PSI Nebraska Candidate Information Bulletin dated 3/16/2026 links all four as current. Each outline is weighted by PERCENT (sums to 100) and declares its scored item count in its header, e.g. "100 questions (plus 5 unscored items) 2-hour time limit"; the unscored items are additional and are not counted in scoredQuestions. (Nebraska Producer's Examination Content Outline - Personal Lines Insurance Series 13-21). Confirm current weights with the testing company before you book.
What to bring to the Nebraska exam
Nebraska official sources
- Motor Vehicle Safety Responsibility Act (60-501 to 60-569) and 60-346 proof of financial responsibilityNebraska Legislature (nebraskalegislature.gov), Revised Statutes of Nebraska
- Revised Statutes Chapter 44 Article 5 (sections not held in ne-ins-life-annuity)fire and property insurance policies: valued policy law (44-501.02), standard provisions, cancellation and nonrenewal (44-515 to 44-523) · Nebraska Legislature (nebraskalegislature.gov), Revised Statutes of Nebraska
- Unfair Insurance Claims Settlement Practices Act (44-1536 et seq., incl. 44-1539 and 44-1540)Nebraska Legislature (nebraskalegislature.gov), Revised Statutes of Nebraska
- Insurance Fraud Prevention Act (44-6601 to 44-6608)Nebraska Legislature (nebraskalegislature.gov), Revised Statutes of Nebraska
- Property and Liability Insurance Guaranty Association Act (44-2401 to 44-2418 and following)Nebraska Legislature (nebraskalegislature.gov), Revised Statutes of Nebraska
- Insurance Information and Privacy Protection Act (44-901 to 44-925)Nebraska Legislature (nebraskalegislature.gov), Revised Statutes of Nebraska
- Uninsured and Underinsured Motorist Coverage Act (44-6401 to 44-6414)Nebraska Legislature (nebraskalegislature.gov), Revised Statutes of Nebraska
- After Market Parts Regulation (effective 06/26/1994)Nebraska Administrative Code Title 210 (Department of Insurance) Chapter 45 · Nebraska Department of Insurance (doi.nebraska.gov), Nebraska Administrative Code Title 210
All Nebraska insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Nebraska provisions the questions on this page cite most often.
- Neb. Rev. Stat. § 44-6413 · Uninsured and underinsured motorist coverages; exceptions2 questions
- 210 Neb. Admin. Code ch. 45, § 005 · After market parts; like kind and quality1 question
- 210 Neb. Admin. Code ch. 60, § 009.07 · Storage and towing1 question
- Neb. Rev. Stat. § 44-1540 · Unfair claims settlement practice; required repair shop1 question
- Neb. Rev. Stat. § 44-2403 · Covered claim; exclusions1 question
- Neb. Rev. Stat. § 44-2416 · Advertisements by member insurers; prohibited1 question
- Neb. Rev. Stat. § 44-501.02 · Fire insurance; valued policies1 question
- Neb. Rev. Stat. § 44-508 · Liability insurance; automobiles; bankruptcy of insured1 question
Exam figures on this page were checked against official pages: Testing company · Exam fee · License fee · Pre-licensing. Confirm anything you rely on with the testing company and the Nebraska Department of Insurance.