New York Personal Lines Insurance Practice Test 2026

About the New York Personal Lines exam

Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.

What is on the New York Personal Lines test

New York's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: PSI New York Department of Financial Services Insurance Candidate Information Bulletin, Copyright © 2023 by PSI Services LLC, Updated 4/28/2023. That printed revision note is the document's own and it is the CURRENT edition: on 2026-09-17 PSI's own programme records for these exams (bulletin ids 7228, 7227 and 7209) each returned the identical 2,437,350-byte PDF already committed as ny-psi-candidate-bulletin. Area weights are the bulletin's own percentages of the examination and sum to 100; the bulletin's EXPERIMENTAL ITEMS section states that 5 to 10 unscored items are administered IN ADDITION to the item counts printed in the content outlines, so those counts are the scored counts. Sub-topic codes are positional: the bulletin's sub-topics are un-numbered lists whose hierarchy is carried by indentation alone, and area order and nesting are the bulletin's own. New York administers Personal Lines as a single exam, Series 17-54, mixing general concepts and New York law, so it is recorded as one 'combined' section. A CPCU holder may instead sit Series 17-74 (Property Casualty Laws and Regulations) for this same licence; that outline is recorded once, in taxonomy/property-casualty/ny.json as state_cpcu, rather than duplicated here. (New York Department of Financial Services Insurance Candidate Information Bulletin). Confirm current weights with the testing company before you book.

New York official sources

• Unfair claims settlement practices and claim cost control measures, and the prohibition against geographical redlining (Part 216 = Regulation 64; Part 218 = Regulation 90)11 NYCRR Chapter IX (Unfair Trade Practices), Parts 216 and 218 · New York State Department of State, Division of Administrative Rules - Official Compilation of Codes, Rules and Regulations of the State of New York (NYCRR). Served for free public access at govt.westlaw.com/nycrr by Thomson Reuters under contract with the Department of State, which manages NYCRR; the site's own footer names the Department of State as its principal.
• 11 NYCRR Parts 27 and 30New York excess line placements governing standards and producer compensation transparency (Part 27 = Regulation 41; Part 30 = Regulation 194) · New York State Department of State, Division of Administrative Rules - Official Compilation of Codes, Rules and Regulations of the State of New York (NYCRR). Served for free public access at govt.westlaw.com/nycrr by Thomson Reuters under contract with the Department of State, which manages NYCRR; the site's own footer names the Department of State as its principal.
• 11 NYCRR Chapter III Subchapter B (Property and Casualty Insurance), Subpart 60-2 and Parts 67 and 73New York supplementary uninsured/underinsured motorists insurance, mandatory underwriting inspection of private passenger automobiles, and claims-made policy standards (Subpart 60-2 = Regulation 35-A; Part 67 = Regulation 79; Part 73 = Regulation 121) · New York State Department of State, Division of Administrative Rules - Official Compilation of Codes, Rules and Regulations of the State of New York (NYCRR). Served for free public access at govt.westlaw.com/nycrr by Thomson Reuters under contract with the Department of State, which manages NYCRR; the site's own footer names the Department of State as its principal.
• Insurance Agents, Brokers, Adjusters, Consultants and IntermediariesNew York Insurance Law Article 21, Secs. 2101-2140 · New York State Senate, NYS Open Legislation (nysenate.gov)
• Insurance Law Article 23 -- Property/Casualty Insurance Rates, completeart. 23 ss. 2301-2356 · New York State Legislative Bill Drafting Commission (public.leginfo.state.ny.us)
• Unfair Methods of Competition and Unfair and Deceptive Acts and PracticesNew York Insurance Law Article 24, Secs. 2401-2409 · New York State Senate, NYS Open Legislation (nysenate.gov)
• Unfair Claim Settlement Practices and Interest Upon SettlementNew York Insurance Law Article 26, Secs. 2601-2620 · New York State Senate, NYS Open Legislation (nysenate.gov)
• General, completeNew York Insurance Law Article 31 -- Insurance Contracts, art. 31 ss. 3101-3113 · New York State Legislative Bill Drafting Commission (public.leginfo.state.ny.us)

All New York insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the New York provisions the questions on this page cite most often.

• N.Y. Ins. Law Sec. 3420 · Comprehensive personal liability insurance; meaning of policyholder3 questions
• 11 NYCRR 216.62 questions
• N.Y. Ins. Law Sec. 403 · Prohibitions; notice on automobile insurance applications and claim forms2 questions
• N.Y. Ins. Law Sec. 5102 · Definitions; basic economic loss; optional additional coverage2 questions
• 11 NYCRR 216.4 · Regulation 64; failure to acknowledge pertinent communications1 question
• 11 NYCRR 216.7 · Regulation 64; motor vehicle physical damage claims; salvage vehicle branding1 question
• N.Y. Comp. Codes R. & Regs. tit. 11, Sec. 216.7 · Regulation 64; motor vehicle physical damage claims; designated representative1 question
• N.Y. Comp. Codes R. & Regs. tit. 11, Sec. 27.151 question

Exam figures on this page were checked against official pages: License fee · Pre-licensing. Confirm anything you rely on with the testing company and the New York Department of Insurance.