New York Property & Casualty Insurance Practice Test 2026

About the New York Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What is on the New York Property & Casualty test

New York's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: PSI New York Department of Financial Services Insurance Candidate Information Bulletin, Copyright © 2023 by PSI Services LLC, Updated 4/28/2023. That printed revision note is the document's own and it is the CURRENT edition: on 2026-09-17 PSI's own programme records for these exams (bulletin ids 7228, 7227 and 7209) each returned the identical 2,437,350-byte PDF already committed as ny-psi-candidate-bulletin. Area weights are the bulletin's own percentages of the examination and sum to 100; the bulletin's EXPERIMENTAL ITEMS section states that 5 to 10 unscored items are administered IN ADDITION to the item counts printed in the content outlines, so those counts are the scored counts. Sub-topic codes are positional: the bulletin's sub-topics are un-numbered lists whose hierarchy is carried by indentation alone, and area order and nesting are the bulletin's own. New York sells ONE Property & Casualty producer exam -- the combined Property and Casualty Insurance Agent/Broker, Series 17-56 -- and no separate Property or Casualty producer exam. Series 17-74 is recorded alongside it because it is a second, really-sold route to the SAME producer licence: the bulletin's professional-designation table lets a CPCU holder applying as Property Casualty Agent/Broker (or as Personal Lines Agent/Broker) waive the education requirement and 'need only take a laws and regulations exam', which is 17-74. It is filed here, once, as state_cpcu; it is NOT duplicated into the Personal Lines blueprint, because it is one exam and not two products. The Property and Casualty Insurance Consultant exam, Series 17-58, is deliberately NOT recorded: that is a consultant licence, a different product from a producer licence. (New York Department of Financial Services Insurance Candidate Information Bulletin). Confirm current weights with the testing company before you book.

New York official sources

• Unfair claims settlement practices and claim cost control measures, and the prohibition against geographical redlining (Part 216 = Regulation 64; Part 218 = Regulation 90)11 NYCRR Chapter IX (Unfair Trade Practices), Parts 216 and 218 · New York State Department of State, Division of Administrative Rules - Official Compilation of Codes, Rules and Regulations of the State of New York (NYCRR). Served for free public access at govt.westlaw.com/nycrr by Thomson Reuters under contract with the Department of State, which manages NYCRR; the site's own footer names the Department of State as its principal.
• 11 NYCRR Parts 27 and 30New York excess line placements governing standards and producer compensation transparency (Part 27 = Regulation 41; Part 30 = Regulation 194) · New York State Department of State, Division of Administrative Rules - Official Compilation of Codes, Rules and Regulations of the State of New York (NYCRR). Served for free public access at govt.westlaw.com/nycrr by Thomson Reuters under contract with the Department of State, which manages NYCRR; the site's own footer names the Department of State as its principal.
• 11 NYCRR Chapter III Subchapter B (Property and Casualty Insurance), Subpart 60-2 and Parts 67 and 73New York supplementary uninsured/underinsured motorists insurance, mandatory underwriting inspection of private passenger automobiles, and claims-made policy standards (Subpart 60-2 = Regulation 35-A; Part 67 = Regulation 79; Part 73 = Regulation 121) · New York State Department of State, Division of Administrative Rules - Official Compilation of Codes, Rules and Regulations of the State of New York (NYCRR). Served for free public access at govt.westlaw.com/nycrr by Thomson Reuters under contract with the Department of State, which manages NYCRR; the site's own footer names the Department of State as its principal.
• 11 NYCRR Chapter II (Agents, Brokers and Adjusters), Parts 20, 21, 22, 23 and 34New York producer licensing, examination, fiduciary, recordkeeping and place-of-business rules (Part 20 = Regulations 9, 18 and 29; Part 21 = Regulation 5; Part 22 = Regulation 6; Part 23 = Regulation 7; Part 34 = Regulation 125) · New York State Department of State, Division of Administrative Rules - Official Compilation of Codes, Rules and Regulations of the State of New York (NYCRR). Served for free public access at govt.westlaw.com/nycrr by Thomson Reuters under contract with the Department of State, which manages NYCRR; the site's own footer names the Department of State as its principal.
• Standards of records retention by insurance companies, and privacy of consumer financial and health information (Part 243 = Regulation 152; Part 420 = Regulation 169)11 NYCRR Part 243 (Chapter X, Records) and Part 420 (Chapter XIX) · New York State Department of State, Division of Administrative Rules - Official Compilation of Codes, Rules and Regulations of the State of New York (NYCRR). Served for free public access at govt.westlaw.com/nycrr by Thomson Reuters under contract with the Department of State, which manages NYCRR; the site's own footer names the Department of State as its principal.
• Cybersecurity Requirements for Financial Services Companies (New York Department of Financial Services; the Part the New York P&C exam outline cites as "Reg 23")23 NYCRR Part 500 · New York State Department of State, Division of Administrative Rules - Official Compilation of Codes, Rules and Regulations of the State of New York (NYCRR). Served for free public access at govt.westlaw.com/nycrr by Thomson Reuters under contract with the Department of State, which manages NYCRR; the site's own footer names the Department of State as its principal.
• Individual accident and health insurance policy provisionsN.Y. Ins. Law s. 3216 · New York State Senate (nysenate.gov)
• Insurance Agents, Brokers, Adjusters, Consultants and IntermediariesNew York Insurance Law Article 21, Secs. 2101-2140 · New York State Senate, NYS Open Legislation (nysenate.gov)

All New York insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the New York provisions the questions on this page cite most often.

• N.Y. Ins. Law Sec. 3404 · Standard fire policy, second page; Mortgagee interests and obligations7 questions
• 11 NYCRR 73.3 · Terms and conditions of claims-made policies; extended reporting period offers3 questions
• N.Y. Ins. Law Sec. 3216 · Individual accident and health insurance policy provisions; dependent children3 questions
• N.Y. Ins. Law Sec. 3420 · Supplemental spousal liability insurance3 questions
• N.Y. Ins. Law Sec. 3425 · Cancellation after sixty days; automobile insurance grounds3 questions
• N.Y. Ins. Law Sec. 3426 · Commercial lines insurance; cancellation after sixty days3 questions
• N.Y. Ins. Law Sec. 3421 · Homeowners' liability insurance; dogs2 questions
• N.Y. Ins. Law Sec. 3450 · Act or threatened act of violence; medical expense coverage2 questions

Exam figures on this page were checked against official pages: License fee · Pre-licensing. Confirm anything you rely on with the testing company and the New York Department of Insurance.