Ohio Property & Casualty Insurance Practice Test 2026

About the Ohio Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What is on the Ohio Property & Casualty test

Ohio's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: PSI Insurance License Examination Candidate Information Bulletin for Ohio (PSI file "OH INS19"). THE BULLETIN PRINTS NO REVISION OR EFFECTIVE DATE; the only date available is the PDF metadata CreationDate, 2019-05-28, which is metadata and not the publisher's own note. Minimum passing score 70%. SCORED QUESTIONS are the outline's own "N questions" header: the bulletin's NON-SCORED QUESTIONS section says "Your examination contains non-scored questions... These questions will NOT be scored and time to answer them has been added to the time allowed", so the printed count is the scored count and pretest items are additional. WEIGHTS are the publisher's own area percentages and sum to exactly 100 in every section. CODES: PSI labels areas ("1.0 Insurance Regulation 10%") and sub-topics ("1.1 Licensing"); the items beneath a sub-topic are unnumbered indented lines that lose their indentation in extraction, so item codes are derived positionally (1.1.1, 1.1.2, ...), exactly as taxonomy/life-health/oh.json already does for Series 11-35. Statutory references are the publisher's own inline parentheses, split out into statutoryRefs; where PSI's own parentheses are unbalanced (e.g. "Employment covered (required, voluntary) (4123.01, .28, .54))") the reference is left inline in the title rather than guessed at. Ohio sells BOTH single-line producer exams AND a combined one, so three sections are recorded: Property Series 11-46 (100 questions), Casualty Series 11-47 (100), and Property and Casualty Series 11-36 (150). All three are single outlines mixing product knowledge and Ohio law, so there is no general/state split to record. The Ohio Department of Insurance licence table in this bulletin lists Property, Casualty and Personal Lines among the Major Lines, each requiring 20 hours of pre-licensing education and an exam; the bulletin adds that a candidate for Series 11-36 must present BOTH course-completion certificates on the day of testing. The three outlines are not copies of one another: 11-36 has ten areas, 11-46 eight and 11-47 nine, and the same area carries different percentages in each (e.g. "Homeowners ('11) Policy" is 14% of 11-36, 18% of 11-46 and 15% of 11-47). (Ohio Insurance License Examination Candidate Information Bulletin). Confirm current weights with the testing company before you book.

Ohio official sources

• Unfair and deceptive acts or practices in the business of insuranceOhio Rev. Code § 3901.21, complete section · Ohio Legislative Service Commission (codes.ohio.gov)
• Superintendent of InsuranceOhio Revised Code Chapter 3901, complete chapter, all 151 sections 3901.01 through 3901.99 · Ohio Legislative Service Commission (codes.ohio.gov)
• Insurance Producers Licensing ActOhio Revised Code Chapter 3905, complete chapter, all 123 sections 3905.01 through 3905.99 · Ohio Legislative Service Commission (codes.ohio.gov)
• Domestic Insurance Companies Other Than LifeOhio Revised Code Chapter 3925, complete chapter, all 36 sections 3925.01 through 3925.34 · Ohio Legislative Service Commission (codes.ohio.gov)
• Domestic and Foreign Insurance Companies Other Than Life, including fire insurance, cancellation and nonrenewal, the FAIR plan, mine subsidence and the fire-loss demolition fundOhio Revised Code Chapter 3929, complete chapter, all 77 sections 3929.01 through 3929.87 · Ohio Legislative Service Commission (codes.ohio.gov)
• Commercial Market Assistance Plan; Commercial Insurance Joint Underwriting AssociationOhio Revised Code Chapter 3930, complete chapter, all 18 sections 3930.01 through 3930.18 · Ohio Legislative Service Commission (codes.ohio.gov)
• Casualty Insurance; Motor Vehicle InsuranceOhio Revised Code Chapter 3937, complete chapter, all 50 sections 3937.01 through 3937.99 · Ohio Legislative Service Commission (codes.ohio.gov)
• Insurance Guaranty AssociationOhio Revised Code Chapter 3955, complete chapter, all 19 sections 3955.01 through 3955.19 · Ohio Legislative Service Commission (codes.ohio.gov)

All Ohio insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the Ohio provisions the questions on this page cite most often.

• Ohio Admin. Code 3901-1-54 · Unfair property/casualty claims settlement practices10 questions
• Ohio Rev. Code § 3901.21 · Unfair and deceptive acts or practices, pattern settlement4 questions
• Ohio Rev. Code § 3937.18 · Uninsured and underinsured motorist coverage4 questions
• Ohio Admin. Code 3901-1-552 questions
• Ohio Rev. Code § 3905.20 · Appointment of insurance agent to act as agent of insurer2 questions
• Ohio Rev. Code § 3929.25 · Extent of liability under policy2 questions
• Ohio Rev. Code § 3929.50 · Mine subsidence insurance definitions; basic property insurance2 questions
• Ohio Rev. Code § 3929.56 · Mine subsidence coverage for homeowners in designated counties2 questions

Exam figures on this page were checked against official pages: Testing company · Pre-licensing · License fee. Confirm anything you rely on with the testing company and the Ohio Department of Insurance.