State statute · Ohio

Ohio Insurance Guaranty Association

Ohio Revised Code Chapter 3955, complete chapter, all 19 sections 3955.01 through 3955.19

Publisher: Ohio Legislative Service Commission
Edition: Ohio Revised Code as published by the Ohio Legislative Service Commission
Last checked: 2026-09-17
Status: US state law

Edition and licensing notes

Publisher. Ohio Legislative Service Commission (codes.ohio.gov)

Edition. Ohio Revised Code as published by the Ohio Legislative Service Commission; the site's own currency statement reads: "The Legislative Service Commission staff updates the Revised Code on an ongoing basis, as it completes its act review of enacted legislation. Updates may be slower during some times of the year, depending on the volume of enacted legislation."

Status. US state law; public domain.

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What this document is

Ohio Revised Code Chapter 3955 - Ohio Insurance Guaranty Association (complete chapter, all 19 sections 3955.01 through 3955.19) is a state statute published by Ohio Legislative Service Commission (codes.ohio.gov). It is one of the Ohio documents that insurance license exam questions are written from, including ohio property & casualty, ohio personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

Ohio Rev. Code § 3955.01(D)(2)(b) (Covered claim exclusions; single claim for bodily injury to one person)
“(b) In excess of three hundred thousand dollars on any claim. For purposes of this division, all claims arising out of bodily injury or death to any one person shall constitute a single claim regardless of the number of insurance policies issued or the number of derivative claims made, including,...”
Ohio Rev. Code § 3955.05 (Nonapplicability to certain kinds of insurance)
“Sections 3955.01 to 3955.19 of the Revised Code apply to all kinds of direct insurance, except: (A) Title insurance; (B) Fidelity or surety bonds, or any other bonding obligations; (C) Credit insurance, vendors' single interest insurance, collateral protection insurance, or any similar insurance...”
Ohio Rev. Code § 3955.13(A) (Exhausting rights under other policy)
“(A) Any person having a covered claim upon which recovery is also presently possible under an insurance policy written by another insurer shall be required first to exhaust his rights under such other policy. Any amount payable on a covered claim under sections 3955.01 to 3955.19 of the Revised...”
Ohio Rev. Code § 3955.12(A) (Subrogation of association; no cause of action against insured)
“Except as provided in division (B) of this section, the association shall have no cause of action against the insured of the insolvent insurer for any sums the association has paid out.”
Ohio Rev. Code § 3955.13 (Exhausting rights under other policy)
“(A) Any person having a covered claim upon which recovery is also presently possible under an insurance policy written by another insurer shall be required first to exhaust his rights under such other policy. Any amount payable on a covered claim under sections 3955.01 to 3955.19 of the Revised...”

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Questions about this source

Ohio Revised Code Chapter 3955 - Ohio Insurance Guaranty Association (complete chapter, all 19 sections 3955.01 through 3955.19) is a state statute published by Ohio Legislative Service Commission (codes.ohio.gov). Edition: Ohio Revised Code as published by the Ohio Legislative Service Commission; the site's own currency statement reads: "The Legislative Service Commission staff updates the Revised Code on an ongoing basis, as it completes its act review of enacted legislation. Updates may be slower during some times of the year, depending on the volume of enacted legislation.".

No. This page summarizes the document and links to the official version. Always rely on the text published by Ohio Legislative Service Commission (codes.ohio.gov) for the current law.

Practice questions for Ohio Property & Casualty, Ohio Personal Lines cite this document.

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