State statute · Ohio

Ohio Revised Code Chapter 3901, complete chapter, all 151 sections 3901.01 through 3901.99: Superintendent of Insurance

Publisher: Ohio Legislative Service Commission
Edition: Ohio Revised Code as published by the Ohio Legislative Service Commission
Last checked: 2026-09-17
Status: US state law

Edition and licensing notes

Publisher. Ohio Legislative Service Commission (codes.ohio.gov)

Edition. Ohio Revised Code as published by the Ohio Legislative Service Commission; the site's own currency statement reads: "The Legislative Service Commission staff updates the Revised Code on an ongoing basis, as it completes its act review of enacted legislation. Updates may be slower during some times of the year, depending on the volume of enacted legislation."

Status. US state law; public domain.

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What this document is

Ohio Revised Code Chapter 3901 - Superintendent of Insurance (complete chapter, all 151 sections 3901.01 through 3901.99) is a state statute published by Ohio Legislative Service Commission (codes.ohio.gov). It is one of the Ohio documents that insurance license exam questions are written from, including ohio life & health, ohio property & casualty, ohio personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

Ohio Rev. Code Chapter 3901 § 3901.221 (Cease-and-Desist Orders - Notice, Hearing, Compliance)
“The notice shall specify the particular act, omission, practice, or transaction that is subject to the cease and desist order and shall set a date, not more than fifteen days after the date of the cease-and-desist order, for a hearing on the continuation or revocation of the order. The person shall...”
Ohio Rev. Code Chapter 3901 § 3901.381(C) (Presumed Date of Claim Receipt)
“For purposes of this section, if a dispute exists between a provider and a third-party payer as to the day a claim form was received by the third-party payer, both of the following apply: (1) If the provider or a person acting on behalf of the provider submits a claim directly to a third-party...”
Ohio Rev. Code Chapter 3901 § 3901.19(F) (Customer Definition)
“(F) "Customer" means an individual who purchases, applies to purchase, or is solicited to purchase insurance products primarily for personal, family, or household purposes.”
Ohio Rev. Code Chapter 3901 § 3901.21(C) (Defamation of an Insurer)
“Making, publishing, disseminating, or circulating, directly or indirectly, or aiding, abetting, or encouraging the making, publishing, disseminating, or circulating, or preparing with intent to so use, any statement, pamphlet, circular, article, or literature, which is false as to the financial...”
Ohio Rev. Code Chapter 3901 § 3901.19(G) (Depository Institution Definition)
“(G) "Depository institution" means a bank, savings bank, savings and loan association, or credit union that is subject to regulation or supervision by the United States or any state. "Depository institution" does not include an insurance company.”
Ohio Rev. Code Chapter 3901 § 3901.21(B) (False Advertising of Insurance)
“Making, publishing, disseminating, circulating, or placing before the public or causing, directly or indirectly, to be made, published, disseminated, circulated, or placed before the public, in a newspaper, magazine, or other publication, or in the form of a notice, circular, pamphlet, letter, or...”
Ohio Rev. Code Chapter 3901 § 3901.21(D) (False Entries and Omissions in Insurer Records)
“Making any false entry in any book, report, or statement of any insurer with intent to deceive any agent or examiner lawfully appointed to examine into its condition or into any of its affairs, or any public official to whom such insurer is required by law to report, or who has authority by law to...”
Ohio Rev. Code Chapter 3901 § 3901.21(D) (False Statement of Financial Condition)
“Filing with any supervisory or other public official, or making, publishing, disseminating, circulating, or delivering to any person, or placing before the public, or causing directly or indirectly to be made, published, disseminated, circulated, delivered to any person, or placed before the...”
Ohio Rev. Code Chapter 3901 § 3901.46(A) (Conditions on requiring an HIV test)
“In underwriting an individual policy of life or sickness and accident insurance or a group policy of life or sickness and accident insurance providing coverage for members of a membership organization, an insurer may require an applicant for coverage under the policy to submit to an HIV test only...”
Ohio Rev. Code Chapter 3901 § 3901.21(G)(2) (Insurance as an Inducement; Free or No Cost Advertising)
“An insurer, producer, or representative of either shall not offer or provide insurance as an inducement to the purchase of another policy of insurance and shall not use the words "free" or "no cost," or words of similar import, to such effect in an advertisement.”
Ohio Rev. Code Chapter 3901 § 3901.71(B) (Application of mandated health benefits)
“Any provision for mandated health benefits contained in a law enacted by the general assembly after January 14, 1993, shall not be applied to any policy, contract, plan, or other arrangement providing sickness and accident or other health benefits until the superintendent of insurance determines,...”
Ohio Rev. Code Chapter 3901 § 3901.22(D) (Hearings on Violation - Orders and Administrative Remedies)
“(D) If the superintendent, by written order, finds that any person has violated section 3901.20 of the Revised Code, the superintendent shall issue an order requiring that person to cease and desist from engaging in the violation. In addition, the superintendent may impose any or all of the...”

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Questions about this source

Ohio Revised Code Chapter 3901 - Superintendent of Insurance (complete chapter, all 151 sections 3901.01 through 3901.99) is a state statute published by Ohio Legislative Service Commission (codes.ohio.gov). Edition: Ohio Revised Code as published by the Ohio Legislative Service Commission; the site's own currency statement reads: "The Legislative Service Commission staff updates the Revised Code on an ongoing basis, as it completes its act review of enacted legislation. Updates may be slower during some times of the year, depending on the volume of enacted legislation.".

No. This page summarizes the document and links to the official version. Always rely on the text published by Ohio Legislative Service Commission (codes.ohio.gov) for the current law.

Practice questions for Ohio Life & Health, Ohio Property & Casualty, Ohio Personal Lines cite this document.

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