Virginia Property & Casualty Insurance Practice Test 2026
Practice the exam Virginia uses, from general property & casualty knowledge to Virginia's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles and Property & Casualty, plus Virginia's own insurance law.
135 scored questions. The time limit and passing score are set by Virginia; check the candidate handbook.
Last verified September 2026 · Exam Content Outline
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About the Virginia Property & Casualty exam
The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.
What it covers
- Property coverages, perils and policy conditions
- Casualty and liability coverage, including auto and workers compensation
- Underwriting, rating and claims basics
- Your state's producer licensing and casualty rules
Who takes it
Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.
What is on the Virginia Property & Casualty test
Virginia's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Insurance Regulation20 Qs
- General Insurance12 Qs
- Property and Casualty Insurance Basics18 Qs
- Dwelling Policy7 Qs
- Homeowners Policy18 Qs
- Auto Insurance21 Qs
- Commercial Package Policy (CPP)16 Qs
- Businessowners Policy7 Qs
- Workers Compensation Insurance9 Qs
- Other Coverages and Options7 Qs
Source: Prometric Virginia per-series exam content outlines, fetched 2026-09-17 from https://www.prometric.com/files/virginia/<series><Title>.pdf. The outline prints NO revision or effective date -- an observed absence, matching the three committed Virginia L&H outlines. scoredQuestions is the publisher's OWN scored figure: the title block reads "135 scored (10 pre-test) questions – 2.5-hour time limit", separating scored from pre-test items explicitly. Areas carry BOTH weightings the publisher prints -- `weightPercent` (sums to exactly 100) and `weight`, the per-area item count (sums to exactly the scored count). Both were used as independent extraction checks and both hold. Virginia sells a COMBINED Property & Casualty exam only: its registration table (va-prometric-licensing-bulletin L1029-1034) lists 11-03 VA Property & Casualty Exam and NO separate Property or Casualty exam, so this blueprint has a single `combined` section and there is no `property` or `casualty` section to write. (Virginia Property and Casualty Insurance Examination (Series 11-03) - Exam Content Outline). Confirm current weights with the testing company before you book.
What to bring to the Virginia exam
Virginia official sources
- Termination of agent appointmentVirginia Code s. 38.2-1834 · Virginia General Assembly (law.lis.virginia.gov)
- General Provisions and definitionsCode of Virginia Title 38.2 Chapter 1, §§ 38.2-100 through 38.2-137, 46 sections · Virginia General Assembly, Division of Legislative Automated Systems (Virginia Law Portal, law.lis.virginia.gov)
- Provisions of a General NatureCode of Virginia Title 38.2 Chapter 2, §§ 38.2-200 through 38.2-237, 44 sections · Virginia General Assembly, Division of Legislative Automated Systems (Virginia Law Portal, law.lis.virginia.gov)
- Provisions Relating to Insurance Policies and ContractsCode of Virginia Title 38.2 Chapter 3, §§ 38.2-300 through 38.2-326, 29 sections · Virginia General Assembly, Division of Legislative Automated Systems (Virginia Law Portal, law.lis.virginia.gov)
- Unfair Trade PracticesCode of Virginia Title 38.2 Chapter 5, §§ 38.2-500 through 38.2-518, 28 sections · Virginia General Assembly, Division of Legislative Automated Systems (Virginia Law Portal, law.lis.virginia.gov)
- Insurance Information and Privacy ProtectionCode of Virginia Title 38.2 Chapter 6, §§ 38.2-600 through 38.2-629, 36 sections · Virginia General Assembly, Division of Legislative Automated Systems (Virginia Law Portal, law.lis.virginia.gov)
- Property and Casualty Insurance Guaranty AssociationCode of Virginia Title 38.2 Chapter 16, §§ 38.2-1600 through 38.2-1623, 25 sections · Virginia General Assembly, Division of Legislative Automated Systems (Virginia Law Portal, law.lis.virginia.gov)
- Insurance AgentsCode of Virginia Title 38.2 Chapter 18, §§ 38.2-1800 through 38.2-1890, 127 sections · Virginia General Assembly, Division of Legislative Automated Systems (Virginia Law Portal, law.lis.virginia.gov)
All Virginia insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Virginia provisions the questions on this page cite most often.
- Va. Code Sec. 38.2-113 · Burglary and theft; money, securities and valuable papers2 questions
- Va. Code Sec. 38.2-2102 · Nuclear reaction, radiation and radioactive contamination2 questions
- Va. Code Sec. 38.2-2119 · Approval of forms or provisions for certain risks; functional replacement cost2 questions
- Va. Code Sec. 38.2-100 · Definitions; "Domestic company", "Foreign company"1 question
- Va. Code Sec. 38.2-115 · Boiler and machinery1 question
- Va. Code Sec. 38.2-121 · Surety1 question
- Va. Code Sec. 38.2-126 · Marine insurance; property in transit and vehicles of every kind1 question
- Va. Code Sec. 38.2-130 · Homeowners insurance1 question
Exam figures on this page were checked against official pages: Testing company · Exam fee · License fee. Confirm anything you rely on with the testing company and the Virginia Department of Insurance.