Washington Property & Casualty Insurance Practice Test 2026

About the Washington Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What is on the Washington Property & Casualty test

Washington's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: PSI Washington content outlines for the three P&C producer products, per the PSI Washington OIC candidate bulletin #6608 (Last Revised 8/3/2026), outline index headed "Effective 4/1/2026": WASHINGTON PROPERTY PRODUCER (100 Items - 150 Minutes), WASHINGTON CASUALTY PRODUCER (100 Items - 150 Minutes) and WASHINGTON PROPERTY AND CASUALTY PRODUCER (150 Items - 195 Minutes). Washington sells all three as separate products, so all three are recorded. No outline prints an effective or revision note of its own. Every area is weighted in scored-item counts and each section sums exactly (100, 100, 150); no percentages are printed. The bulletin adds one to ten unscored experimental items on top of the scored count. (Washington Property Producer - Examination Content Outline; Washington Casualty Producer - Examination Content Outline; Washington Property and Casualty Producer - Examination Content Outline). Confirm current weights with the testing company before you book.

Washington official sources

• Authorization of Insurers and General Requirements (certificate of authority, admission, deposits, discipline)Chapter 48.05 RCW · Washington State Legislature (app.leg.wa.gov)
• Casualty Insurance (personal injury protection, underinsured and hit-and-run motorist coverage, assigned risk plans)Chapter 48.22 RCW · Washington State Legislature (app.leg.wa.gov)
• Insurance Commissioner (broad powers, rule-making, orders, hearings and enforcement)Chapter 48.02 RCW · Washington State Legislature (app.leg.wa.gov)
• Examinations (examination of the affairs and records of insurers and licensees)Chapter 48.03 RCW · Washington State Legislature (app.leg.wa.gov)
• General Provisions (scope, and the definitions of insurance, insurer, insurance transaction and the public interest)Chapter 48.01 RCW · Washington State Legislature (app.leg.wa.gov)
• The Insurance Contract (general provisions applicable to all insurers: form filing, insurable interest, application, representations, cancellation, assignment)Chapter 48.18 RCW · app.leg.wa.gov
• Mutual Insurers (formation, membership, surplus, policyholder rights)Chapter 48.09 RCW · Washington State Legislature (app.leg.wa.gov)
• OverinsuranceChapter 48.27 RCW, Secs. 48.27.010 through 48.27.030 · Washington State Legislature (app.leg.wa.gov)

All Washington insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the Washington provisions the questions on this page cite most often.

• RCW 48.02.060 · General powers and duties, State of emergency3 questions
• RCW 48.22.030 · Underinsured, hit-and-run, phantom vehicle coverage3 questions
• RCW 46.30.020 · Liability insurance or other financial responsibility required2 questions
• RCW 46.29.080 · Exceptions as to requirement of security1 question
• RCW 46.29.090 · Requirements as to policy or bond1 question
• RCW 46.29.360 · Exception when insurer liable1 question
• RCW 48.01.050 · "Insurer" defined1 question
• RCW 48.01.060 · "Insurance transaction" defined1 question

Exam figures on this page were checked against official pages: Testing company · Exam fee · License fee · Pre-licensing. Confirm anything you rely on with the testing company and the Washington Department of Insurance.