State statute · Washington

Authorization of Insurers and General Requirements (certificate of authority, admission, deposits, discipline)

Chapter 48.05 RCW

Publisher: Washington State Legislature
Edition: Online RCW as last updated July 15, 2026
Last checked: 2026-09-17
Status: WA statutes, public domain

Edition and licensing notes

Publisher. Washington State Legislature (app.leg.wa.gov)

Edition. Online RCW as last updated July 15, 2026 (app.leg.wa.gov RCW landing page: "Last update: July 15, 2026").

Status. WA statutes, public domain (state government edict).

Read the official text Practice questions from this source

What this document is

Chapter 48.05 RCW - Authorization of Insurers and General Requirements (certificate of authority, admission, deposits, discipline) is a state statute published by Washington State Legislature (app.leg.wa.gov). It is one of the Washington documents that insurance license exam questions are written from, including washington property & casualty, washington personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

RCW 48.05.030(1), (3) (Certificate of authority required)
“No person shall act as an insurer and no insurer shall transact insurance in this state other than as authorized by a certificate of authority issued to it by the commissioner and then in force; except, as to such transactions as are expressly otherwise provided for in this code. (2) Every...”
RCW 48.05.150 (Notice of intention to refuse, revoke, or suspend)
“The commissioner shall give an insurer notice of his or her intention to suspend, revoke, or refuse to renew its certificate of authority not less than ten days before the order of suspension, revocation or refusal is to become effective; except that no advance notice of intention is required where...”
RCW 48.05.130(2) (Certificate of authority, Mandatory refusal, revocation, suspension)
“The commissioner shall refuse to renew or shall revoke or suspend an insurer's certificate of authority, in addition to other grounds therefor in this code, if the insurer: (1) Is a foreign or alien insurer and no longer qualifies or meets the requirements for the authority; or, is a domestic...”
RCW 48.05.090(1)(a), (b) (Alien insurers, Assets required, Trust deposit)
“plus assets equal to the larger of the following sums: (a) The largest amount of deposit required under this title to be made in this state by any type of domestic insurer transacting like kinds of insurance; or (b) Two hundred thousand dollars.”
RCW 48.05.215(1) (Unauthorized foreign or alien insurers, Jurisdiction of state courts, Service of process, Procedure)
“Any foreign or alien insurer not authorized by the commissioner, whether it be a surplus lines insurer operating under chapter 48.15 RCW or not, who, by mail or otherwise, solicits insurance business in this state or transacts insurance business in this state as defined by RCW 48.01.060, thereby...”
RCW 48.05.010(2) ("Domestic," "foreign," "alien" insurers defined)
“A "foreign" insurer is one formed under the laws of the United States, of a state or territory of the United States other than this state, or of the District of Columbia.”
RCW 48.05.180 (Notice of refusal, revocation, suspension, Effect upon insurance producers' or title insurance agents' authority)
“Upon the suspension, revocation or refusal of an insurer's certificate of authority, the commissioner shall give notice thereof to the insurer and shall likewise suspend, revoke or refuse the authority of its appointed insurance producers or title insurance agents to represent it in this state and...”

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Questions about this source

Chapter 48.05 RCW - Authorization of Insurers and General Requirements (certificate of authority, admission, deposits, discipline) is a state statute published by Washington State Legislature (app.leg.wa.gov). Edition: Online RCW as last updated July 15, 2026 (app.leg.wa.gov RCW landing page: "Last update: July 15, 2026")..

No. This page summarizes the document and links to the official version. Always rely on the text published by Washington State Legislature (app.leg.wa.gov) for the current law.

Practice questions for Washington Property & Casualty, Washington Personal Lines cite this document.

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