Washington insurance laws and exam sources

The Washington statutes, regulations and exam outlines that practice questions are written from. Each entry links to the official text and shows which exams use it.

Washington Life & Health practice test Washington Property & Casualty practice test Washington Personal Lines practice test

Life & Health sources

Laws and regulations that Washington Life & Health practice questions cite.

Insurance Producers, Title Insurance Agents, and Adjusters (licensing, appointment, education, discipline)Chapter 48.17 RCWapp.leg.wa.gov · State statute · Official text
The Insurance Contract (general provisions applicable to all insurers: form filing, insurable interest, application, representations, cancellation, assignment)Chapter 48.18 RCWapp.leg.wa.gov · State statute · Official text
Disability Insurance (individual accident and health policy provisions, required and optional provisions)Chapter 48.20 RCWapp.leg.wa.gov · State statute · Official text
Group and Blanket Disability Insurance (group and blanket accident and health policy provisions, eligibility, continuation, conversion)Chapter 48.21 RCWapp.leg.wa.gov · State statute · Official text
Life Insurance and Annuities (standard policy provisions, incontestability, grace period, nonforfeiture, beneficiaries)Chapter 48.23 RCWapp.leg.wa.gov · State statute · Official text
Group Life and Annuities (eligible groups, standard group provisions, conversion)Chapter 48.24 RCWapp.leg.wa.gov · State statute · Official text
Unfair Practices and Frauds, WHOLE CHAPTERChapter 48.30 RCW, Secs. 48.30.010 through 48.30.900Washington State Legislature (app.leg.wa.gov) · State statute · Official text
Life and Disability Insurance Guaranty Association Act (coverage, limits, assessments, prohibited advertising)Chapter 48.32A RCWapp.leg.wa.gov · State statute · Official text
Medicare Supplemental Health Insurance Act; Long-Term Care Insurance Coverage Standards; Long-Term Care Insurance ActChapters 48.66, 48.83 and 48.84 RCWapp.leg.wa.gov · State statute · Official text
Insurance Producers, Title Insurance Agents and AdjustersRCW Title 48, Chapter 48.17, selected sections 48.17.060-48.17.600Washington State Legislature (app.leg.wa.gov) · State statute · Official text

Property & Casualty sources

Laws and regulations that Washington Property & Casualty practice questions cite.

Financial Responsibility (security following accident, proof of financial responsibility for the future, suspension)Chapter 46.29 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
Mandatory Liability InsuranceChapter 46.30 RCW, Secs. 46.30.010 through 46.30.901Washington State Legislature (app.leg.wa.gov) · State statute · Official text
General Provisions (scope, and the definitions of insurance, insurer, insurance transaction and the public interest)Chapter 48.01 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
Insurance Commissioner (broad powers, rule-making, orders, hearings and enforcement)Chapter 48.02 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
Examinations (examination of the affairs and records of insurers and licensees)Chapter 48.03 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
Authorization of Insurers and General Requirements (certificate of authority, admission, deposits, discipline)Chapter 48.05 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
Mutual Insurers (formation, membership, surplus, policyholder rights)Chapter 48.09 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
Unauthorized Insurers and Surplus Lines (surplus line brokers, eligibility, diligent search, taxes)Chapter 48.15 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
Insurance Producers, Title Insurance Agents, and Adjusters (licensing, appointment, education, discipline)Chapter 48.17 RCWapp.leg.wa.gov · State statute · Official text
The Insurance Contract (general provisions applicable to all insurers: form filing, insurable interest, application, representations, cancellation, assignment)Chapter 48.18 RCWapp.leg.wa.gov · State statute · Official text
Nonadmitted Insurance / Surplus Lines Multi-State ComplianceChapter 48.185 RCW, Secs. 48.185.005 and 48.185.010Washington State Legislature (app.leg.wa.gov) · State statute · Official text
Casualty Insurance (personal injury protection, underinsured and hit-and-run motorist coverage, assigned risk plans)Chapter 48.22 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
OverinsuranceChapter 48.27 RCW, Secs. 48.27.010 through 48.27.030Washington State Legislature (app.leg.wa.gov) · State statute · Official text
Unfair Practices and Frauds, WHOLE CHAPTERChapter 48.30 RCW, Secs. 48.30.010 through 48.30.900Washington State Legislature (app.leg.wa.gov) · State statute · Official text
Insurance Guaranty Association Act (property and casualty guaranty association: covered claims, limits, assessments)Chapter 48.32 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
Insurance Producers, Title Insurance Agents and Adjusters: Licensing, Appointment, Continuing Education and RenewalChapter 284-17 WACWashington State Legislature (app.leg.wa.gov) · Regulation · Official text
FAIR Plan (Fair Access to Insurance Requirements)Chapter 284-19 WACWashington State Legislature (app.leg.wa.gov) · Regulation · Official text
Unfair Practices: the Unfair Claims Settlement Practices Regulation and the property and casualty trade-practice rulesChapter 284-30 WACWashington State Legislature (app.leg.wa.gov) · Regulation · Official text
Department of Enterprise Services, Office of Risk Management2025-2026 Cyber Liability Insurance OverviewWashington Department of Enterprise Services, Office of Risk Management (des.wa.gov) · Reference · Official text
Office of the Insurance Commissioner - A consumer's guide to: Homeowner insurance (declarations page, dwelling, other structures, personal property, loss of use, medical payments, personal liability, earthquake, flood, umbrella, renters, mobile home, condominium)Washington State Office of the Insurance Commissioner (www.insurance.wa.gov) · Reference · Official text
Office of the Insurance Commissioner - A consumer's insurance glossaryWashington State Office of the Insurance Commissioner (www.insurance.wa.gov) · Reference · Official text

Personal Lines sources

Laws and regulations that Washington Personal Lines practice questions cite.

Financial Responsibility (security following accident, proof of financial responsibility for the future, suspension)Chapter 46.29 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
Mandatory Liability InsuranceChapter 46.30 RCW, Secs. 46.30.010 through 46.30.901Washington State Legislature (app.leg.wa.gov) · State statute · Official text
General Provisions (scope, and the definitions of insurance, insurer, insurance transaction and the public interest)Chapter 48.01 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
Insurance Commissioner (broad powers, rule-making, orders, hearings and enforcement)Chapter 48.02 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
Authorization of Insurers and General Requirements (certificate of authority, admission, deposits, discipline)Chapter 48.05 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
Mutual Insurers (formation, membership, surplus, policyholder rights)Chapter 48.09 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
Unauthorized Insurers and Surplus Lines (surplus line brokers, eligibility, diligent search, taxes)Chapter 48.15 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
Insurance Producers, Title Insurance Agents, and Adjusters (licensing, appointment, education, discipline)Chapter 48.17 RCWapp.leg.wa.gov · State statute · Official text
The Insurance Contract (general provisions applicable to all insurers: form filing, insurable interest, application, representations, cancellation, assignment)Chapter 48.18 RCWapp.leg.wa.gov · State statute · Official text
Nonadmitted Insurance / Surplus Lines Multi-State ComplianceChapter 48.185 RCW, Secs. 48.185.005 and 48.185.010Washington State Legislature (app.leg.wa.gov) · State statute · Official text
Casualty Insurance (personal injury protection, underinsured and hit-and-run motorist coverage, assigned risk plans)Chapter 48.22 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
OverinsuranceChapter 48.27 RCW, Secs. 48.27.010 through 48.27.030Washington State Legislature (app.leg.wa.gov) · State statute · Official text
Unfair Practices and Frauds, WHOLE CHAPTERChapter 48.30 RCW, Secs. 48.30.010 through 48.30.900Washington State Legislature (app.leg.wa.gov) · State statute · Official text
Insurance Guaranty Association Act (property and casualty guaranty association: covered claims, limits, assessments)Chapter 48.32 RCWWashington State Legislature (app.leg.wa.gov) · State statute · Official text
Insurance Producers, Title Insurance Agents and Adjusters: Licensing, Appointment, Continuing Education and RenewalChapter 284-17 WACWashington State Legislature (app.leg.wa.gov) · Regulation · Official text
FAIR Plan (Fair Access to Insurance Requirements)Chapter 284-19 WACWashington State Legislature (app.leg.wa.gov) · Regulation · Official text
Unfair Practices: the Unfair Claims Settlement Practices Regulation and the property and casualty trade-practice rulesChapter 284-30 WACWashington State Legislature (app.leg.wa.gov) · Regulation · Official text
Office of the Insurance Commissioner - A consumer's guide to: Homeowner insurance (declarations page, dwelling, other structures, personal property, loss of use, medical payments, personal liability, earthquake, flood, umbrella, renters, mobile home, condominium)Washington State Office of the Insurance Commissioner (www.insurance.wa.gov) · Reference · Official text
Office of the Insurance Commissioner - A consumer's insurance glossaryWashington State Office of the Insurance Commissioner (www.insurance.wa.gov) · Reference · Official text

Claims Adjuster sources

Laws and regulations that Washington Claims Adjuster practice questions cite.

The Insurance Contract (general provisions applicable to all insurers: form filing, insurable interest, application, representations, cancellation, assignment)Chapter 48.18 RCWapp.leg.wa.gov · State statute · Official text
Office of the Insurance Commissioner - A consumer's guide to: Homeowner insurance (declarations page, dwelling, other structures, personal property, loss of use, medical payments, personal liability, earthquake, flood, umbrella, renters, mobile home, condominium)Washington State Office of the Insurance Commissioner (www.insurance.wa.gov) · Reference · Official text
Office of the Insurance Commissioner - A consumer's insurance glossaryWashington State Office of the Insurance Commissioner (www.insurance.wa.gov) · Reference · Official text

Exam outlines and candidate handbooks

Published by the state and its testing provider. They say what each exam covers.

Casualty Producer - Examination Content OutlinePSI Services LLC (for the Washington Office of the Insurance Commissioner) · Candidate handbook or exam outline · Official text
Life and Disability Producer - Examination Content OutlinePSI Services LLC (for the Washington Office of the Insurance Commissioner) · Candidate handbook or exam outline · Official text
Office of the Insurance Commissioner Insurance License Examination Candidate Information BulletinPSI Services LLC · Candidate handbook or exam outline · Official text
Personal Lines Producer - Examination Content OutlinePSI Services LLC (for the Washington Office of the Insurance Commissioner) · Candidate handbook or exam outline · Official text
Property and Casualty Producer - Examination Content OutlinePSI Services LLC (for the Washington Office of the Insurance Commissioner) · Candidate handbook or exam outline · Official text
Property Producer - Examination Content OutlinePSI Services LLC (for the Washington Office of the Insurance Commissioner) · Candidate handbook or exam outline · Official text

About these sources

Washington's own insurance statutes and regulations, plus the exam content outlines and candidate handbooks published for its license exams. This page lists 35 documents, each with a link to the official text.

No. This page lists each document and links to the official version. Rely on the official text for the current law.

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