Insurance Producers, Title Insurance Agents, and Adjusters (licensing, appointment, education, discipline)

What this document is

Chapter 48.17 RCW - Insurance Producers, Title Insurance Agents, and Adjusters (licensing, appointment, education, discipline) is a state statute published by app.leg.wa.gov. It is one of the Washington documents that insurance license exam questions are written from, including washington life & health, washington property & casualty, washington personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• RCW ch. 48.17 § 48.17.160(1) (Appointment of agents)

  “(1) An insurance producer or title insurance agent shall not act as an agent of an insurer unless the insurance producer or title insurance agent becomes an appointed agent of that insurer. An insurance producer who is not acting as an agent of an insurer is not required to become appointed.”

• RCW ch. 48.17 § 48.17.110(4) (Examination of applicants)

  “(4) The commissioner may, at any time, require any licensed insurance producer, adjuster[,] or crop adjuster to take and successfully pass an examination testing the licensee's competence and qualifications as a condition to the continuance or renewal of a license, if the licensee has been guilty...”

• RCW ch. 48.17 § 48.17.540(1) (Procedure to suspend, revoke, or refuse - effect of conviction of felony)

  “(1) The commissioner may revoke or refuse to renew any license issued under this chapter, or any surplus line broker's license, immediately and without hearing, upon sentencing of the licensee for conviction of a felony by final judgment of any court of competent jurisdiction, if the facts giving...”

• RCW ch. 48.17 § 48.17.480(2) (Reporting and accounting for premiums)

  “(2) All funds representing premiums or return premiums received by an insurance producer or title insurance agent shall be so received in the insurance producer's or title insurance agent's fiduciary capacity, and shall be promptly accounted for and paid to the insured, insurer, title insurance...”

• RCW ch. 48.17 § 48.17.062(2)(a)(i) (Insurance producer license not required)

  “(2) A license as an insurance producer is not required of the following: (a) An officer, director, or employee of an insurer or of an insurance producer, provided that the officer, director, or employee does not receive any commission on policies written or sold to insure risks residing, located,...”

• RCW 48.17.270(4) and (5)

  “(4) Written disclosure of compensation as required by subsection (3) of this section shall be provided by the insurance producer to the insured prior to the sale of the policy. (5) Written disclosure as required by subsection (3) of this section must be signed by the insurance producer and the...”

• RCW 48.17.450(1)

  “(1) Every licensed insurance producer, title insurance agent, and adjuster, other than an insurance producer licensed for life or disability insurances only, shall have and maintain in this state, or, if a nonresident insurance producer or title insurance agent, in this state or in the state of the...”

• RCW 48.17.475(1)

  “(1) Every insurance producer, title insurance agent, adjuster, or other person licensed under this chapter shall timely respond in writing to an inquiry of the commissioner sent to a person's mailing address relative to the business of insurance. A timely response is one that is received by the...”

• RCW 48.17.010(6) (Definitions)

  “"Insurance producer" means a person required to be licensed under the laws of this state to sell, solicit, or negotiate insurance. "Insurance producer" does not include title insurance agents as defined in subsection (16) of this section or surplus line brokers licensed under chapter 48.15 RCW.”

• RCW 48.17.173(1) (Nonresident license request, Conditions for approval, Service of legal process)

  “Unless denied licensure under RCW 48.17.530, a nonresident person must receive a nonresident producer license for the line or lines of authority under RCW 48.17.170 which is substantially equivalent to the line or lines of authority granted to the nonresident person in the person's home state if:...”

• RCW 48.17.475(1) (Licensee to reply promptly to inquiry by commissioner)

  “Every insurance producer, title insurance agent, adjuster, or other person licensed under this chapter shall timely respond in writing to an inquiry of the commissioner sent to a person's mailing address relative to the business of insurance. A timely response is one that is received by the...”

• RCW 48.17.090(2) (Application for license, Commissioner's findings)

  “(2) Before approving the application, the commissioner shall find that the individual: (a) Is at least eighteen years of age; (b) Has not committed any act that is a ground for denial, suspension, or revocation set forth in RCW 48.17.530; (c) Has paid the fees set forth in RCW 48.14.010; and (d)...”

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More Washington sources

• RCW Title 48, Chapter 48.30 - Unfair Practices and Frauds (selected sections 48.30.010-48.30.155)State statute
• RCW Title 48, Chapter 48.17 - Insurance Producers, Title Insurance Agents and Adjusters (selected sections 48.17.060-48.17.600)State statute
• Chapter 48.05 RCW - Authorization of Insurers and General Requirements (certificate of authority, admission, deposits, discipline)State statute
• Chapter 48.22 RCW - Casualty Insurance (personal injury protection, underinsured and hit-and-run motorist coverage, assigned risk plans)State statute
• Chapter 48.02 RCW - Insurance Commissioner (broad powers, rule-making, orders, hearings and enforcement)State statute
• Chapter 48.20 RCW - Disability Insurance (individual accident and health policy provisions, required and optional provisions)State statute
• Chapter 48.03 RCW - Examinations (examination of the affairs and records of insurers and licensees)State statute
• Chapter 48.01 RCW - General Provisions (scope, and the definitions of insurance, insurer, insurance transaction and the public interest)State statute