State statute · Washington

Insurance Producers, Title Insurance Agents and Adjusters

RCW Title 48, Chapter 48.17, selected sections 48.17.060-48.17.600

Publisher: Washington State Legislature
Edition: 2025 Revised Code of Washington
Last checked: 2026-08-31
Status: US state statute

Edition and licensing notes

Publisher. Washington State Legislature (app.leg.wa.gov)

Status. US state statute; public domain.

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What this document is

RCW Title 48, Chapter 48.17 - Insurance Producers, Title Insurance Agents and Adjusters (selected sections 48.17.060-48.17.600) is a state statute published by Washington State Legislature (app.leg.wa.gov). It is one of the Washington documents that insurance license exam questions are written from, including washington life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

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RCW § 48.17.060(2) (Adjuster license required)
“(2) A person may not act as or hold himself or herself out to be an adjuster in this state unless licensed by the commissioner or otherwise authorized to act as an adjuster under this chapter.”
RCW § 48.17.160(2) (Appointment of Agents - Notice of Appointment)
“To appoint an insurance producer or title insurance agent as its agent, the appointing insurer shall file, in a format approved by the commissioner, a notice of appointment within fifteen days from the date the agency contract is executed or the first insurance application is submitted, whichever is earlier.”
RCW § 48.17.180 (Doing Business Under a Name Other Than Legal Name)
“An insurance producer or title insurance agent doing business under any name other than the insurance producer's or title insurance agent's legal name is required to register the name in accordance with chapter 19.80 RCW and notify the commissioner before using the assumed name.”
RCW § 48.17.530(2) (Business entity license liability)
“(2) The license of a business entity may be suspended, revoked, or refused if the commissioner finds that an individual licensee's violation was known or should have been known by one or more of the partners, officers, or managers acting on behalf of the partnership or corporation, and the...”
RCW § 48.17.090(3) (Business entity producer application, commissioner's findings)
“(3) A resident business entity acting as an insurance producer is required to obtain an insurance producer license. Application shall be made using the uniform business entity application, and the individual signing the application shall declare under penalty of refusal, suspension, or revocation...”
RCW § 48.17.110(2) (Examination of applicants, exemptions)
“(2) The following are exempt from the examination requirement: (a) Applicants for licenses under RCW 48.17.170(1) (g), (h), and (i), at the discretion of the commissioner; (b) With the exception of crop adjusters, applicants for an adjuster's license who for a period of one year, a portion of which...”
RCW § 48.17.530(1)(m) (Loan from an insurance client)
“(m) Obtaining a loan from an insurance client that is not a financial institution and who is not related to the insurance producer by birth, marriage, or adoption, except the commissioner may, by rule, define and permit reasonable arrangements.”
RCW § 48.17.600(3) (Separation of Premium Funds: Permitted Additions)
“An insurance producer or title insurance agent may commingle with premium funds any additional funds as the insurance producer or title insurance agent may deem prudent for the purpose of advancing premiums, establishing reserves for the paying of return premiums, or for any contingencies as may...”
RCW § 48.17.600(1) (Separation of Premium Funds)
“All funds representing premiums or return premiums received by an insurance producer or title insurance agent in the insurance producer's or title insurance agent's fiduciary capacity shall be accounted for and maintained in a separate account from all other business and personal funds.”
RCW § 48.17.530(5) (Terms the commissioner may attach to probation)
“(5) The commissioner may probate a suspension or revocation of a license under reasonable terms determined by the commissioner. In addition, the commissioner may require a licensee who is placed on probation to: (a) Report regularly to the commissioner on matters that are the basis of the...”
RCW § 48.17.470(2)-(3) (Records of Insurance Producers - Inspection and Exception)
“(2) All such records as to any particular transaction shall be kept available and open to the inspection of the commissioner at any business time during the five years immediately after the date of the completion of such transaction. (3) This section shall not apply as to life or disability insurances.”
RCW § 48.17.600(4) (Separation of Premium Funds: Willful Violation)
“(1) All funds representing premiums or return premiums received by an insurance producer or title insurance agent in the insurance producer's or title insurance agent's fiduciary capacity shall be accounted for and maintained in a separate account from all other business and personal funds. (2) An...”

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