Texas Property & Casualty Insurance Practice Test 2026

About the Texas Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What is on the Texas Property & Casualty test

Texas's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: Texas Insurance Supplement Examination Content Outlines, Effective: September 1, 2026 -- the ON/AFTER set. The committed document (Pearson VUE #124401, 8/2026) is the transitional edition and prints both sets: its cover reads 'Content outlines for exams taken BEFORE September 1, 2026' and 'Content outlines for exams taken ON/AFTER September 1, 2026'. Every outline used here is from the second set, whose own title page reads 'TEXAS Insurance Supplement Examination Content Outlines Effective: September 1, 2026' and whose running head on every page reads 'Effective: September 1, 2026'. Today is 2026-09-17, so this is the set now in force. (Texas Insurance Content Outlines). Confirm current weights with the testing company before you book.

Texas official sources

• Government Code ch. 2001 -- Administrative Procedure Act, completeSecs. 2001.001-2001.903 · Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)
• Government Code Chapter 2253, Public Work Performance and Payment Bonds, completeSubchapters A-D, Secs. 2253.001-2253.079 · Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)
• Agent licensing in generalTex. Ins. Code ch. 4001 · Texas Legislature (statutes.capitol.texas.gov)
• Conduct, disciplinary actions, and sanctionsTex. Ins. Code ch. 4005 · Texas Legislature (statutes.capitol.texas.gov)
• Insurance Code Chapter 151, Consolidated Insurance Programs, completeSubchapters A-D, Secs. 151.001-151.151 · Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)
• Insurance Code ch. 2210 -- Texas Windstorm Insurance Association, completeSecs. 2210.001-2210.705 · Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)
• Insurance Code ch. 2211 -- FAIR Plan (Texas FAIR Plan Association), completeSecs. 2211.001-2211.252 · Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)
• Insurance Code Chapter 3503, Surety Bonds and Related Instruments, completeSubchapters A-E, Secs. 3503.001-3503.204 · Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)

All Texas insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the Texas provisions the questions on this page cite most often.

• Tex. Comm'r of Ins. Order No. 02-0741, Section I.F · Loss settlement under the other Homeowners Forms3 questions
• Tex. Ins. Code § 1952.059 · Required Provision: Coverage for Certain Vehicles Acquired During Policy Term3 questions
• Tex. Comm'r of Ins. Order No. 02-0741, Section I.D2 questions
• Tex. Gov't Code § 2253.021 · Performance and Payment Bonds Required2 questions
• Tex. Ins. Code § 1952.1552 questions
• Tex. Ins. Code § 2002.005 · Coinsurance Clauses2 questions
• Tex. Ins. Code § 2210.208 · Windstorm and Hail Insurance: Coverage for Certain Indirect Losses2 questions
• Tex. Ins. Code § 4001.252 · Notification to Department of Certain Information2 questions

Exam figures on this page were checked against official pages: License fee · Exam fee. Confirm anything you rely on with the testing company and the Texas Department of Insurance.