Tex. Ins. Code ch. 4001: Agent licensing in general

What this document is

Tex. Ins. Code ch. 4001: Agent licensing in general is a state statute published by Texas Legislature (statutes.capitol.texas.gov). It is one of the Texas documents that insurance license exam questions are written from, including texas life & health, texas property & casualty, texas personal lines, texas claims adjuster practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• Tex. Ins. Code § 4001.104 (Intent to Actively Engage in Business of Insurance)

  “The department may not issue a license as an agent to write any line of insurance unless the department determines that: (1) the applicant is or intends to be actively engaged in the soliciting or writing of insurance for the general public and is to be actively engaged in the business of insurance;”

• Tex. Ins. Code § 4001.101 (License or Certificate of Authority Required)

  “Unless the person holds a license or certificate of authority issued by the department and, if required by rules adopted under Chapter 4008, a certificate to sell a designated product or product line, a person may not: (1) solicit or receive an application for insurance in this state; or (2) aid in...”

• Tex. Ins. Code § 4001.202 (Appointment by Multiple Insurers)

  “Except as specifically prohibited by this code, an agent may represent and act as an agent for more than one insurer.”

• Tex. Ins. Code § 4001.157 (Obtaining Certain Commissions Prohibited)

  “A temporary license holder may not obtain a commission on a sale made to a person who has a family, employment, or business relationship with the temporary license holder.”

• Tex. Ins. Code § 4001.204 (Authority to Act as Agent Before Notice of Appointment)

  “An agent appointed under this subchapter may act on behalf of the appointing insurer before the department receives the notice filed under Section 4001.202(b).”

• Tex. Ins. Code § 4001.103 (Failure to Provide Complete Set of Fingerprints: Ground for Denial of Application)

  “(a) In this section, "authorization" means any authorization issued by the department to engage in an activity regulated under this title, including a license or permit. (b) The department may deny an application for an authorization if the applicant fails to provide a complete set of fingerprints...”

• Tex. Ins. Code § 4001.101(a) (License or Certificate of Authority Required)

  “(a) Unless the person holds a license or certificate of authority issued by the department and, if required by rules adopted under Chapter 4008, a certificate to sell a designated product or product line, a person may not: (1) solicit or receive an application for insurance in this state; or (2)...”

• Tex. Ins. Code § 4001.052(a) (Solicitor of Application Considered Agent of Insurer)

  “A person who solicits an application for life, accident, or health insurance or property or casualty insurance is considered the agent of the insurer issuing a policy on the application and not the agent of the insured in any controversy between the insurer and the insured, the insured's...”

• Tex. Ins. Code § 4001.051(d) (Acts Constituting Acting as Agent)

  “(d) The referral by an unlicensed person of a customer or potential customer to an agent is not an act of an agent under this section unless the unlicensed person discusses specific insurance policy terms or conditions with the customer or potential customer.”

• Tex. Ins. Code § 4001.254 (Maintenance of Qualifications)

  “The department shall, in the manner provided by Subchapter C, Chapter 4005, revoke, suspend, or refuse to renew the license of a license holder who does not maintain the qualifications necessary to obtain the license.”

• Tex. Ins. Code § 4001.255 (Maintenance of Records)

  “An agent shall maintain all insurance records, including all records relating to customer complaints, separate from the records of any other business in which the agent may be engaged.”

• Tex. Ins. Code § 4001.155 (Term of Temporary License)

  “A temporary license is valid for 180 days after the date of issuance.”

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Questions about this source

More Texas sources

• Texas Government Code ch. 2001 -- Administrative Procedure Act, complete (Secs. 2001.001-2001.903)State statute
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• Tex. Ins. Code ch. 541: Unfair methods of competition and unfair or deceptive acts or practicesState statute
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• Texas Insurance Code Chapter 151, Consolidated Insurance Programs, complete: Subchapters A-D, Secs. 151.001-151.151State statute
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