Texas Claims Adjuster Insurance Practice Test 2026
Practice the exam Texas uses, from general claims adjuster knowledge to Texas's own insurance law. Every answer quotes the statute behind it.
Casualty & Auto Physical Damage, Claims Investigation & Settlement Standards, Insurance Contract Principles and Property Loss Adjusting, plus Texas's own insurance law.
All lines 150, Property and casualty 150, Workers compensation 60, Public adjuster 100 scored questions. The time limit and passing score are set by Texas; check the candidate handbook.
Last verified September 2026 · Insurance Content Outlines
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About the Texas Claims Adjuster exam
The claims adjuster exam licenses you to investigate, evaluate and settle insurance claims. We currently cover Texas and Florida, the two states in our bank with adjuster-specific questions.
What it covers
- Claims investigation and settlement standards
- Property loss adjusting
- Casualty and auto physical damage claims
- Your state's adjuster licensing and ethics rules
Who takes it
Candidates for a state adjuster license, including catastrophe and independent adjusters.
What is on the Texas Claims Adjuster test
Texas's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- General Property and Casualty Insurance Product Knowledge Pertinent to Adjusters40%
- Insurance Terms and Related Concepts40%
- Texas Statutes and Rules Pertinent to Property and Casualty Adjusting20%
- General Property Insurance Product Knowledge Pertinent to Adjusters40%
- Insurance Terms and Related Concepts40%
- Texas Statutes and Rules Pertinent to Property and Casualty Adjusting20%
- Insurance Terms and Related Concepts16%
- Policy Provisions8%
- Texas Statutes and Rules Pertinent to Workers’ Compensation Adjusting76%
- General Property Insurance Product Knowledge Pertinent to Public Insurance Adjusters
- Insurance Terms and Related Concepts
- Policy Provisions
- Texas Statutes and Rules Pertinent to Public Insurance Adjusting
Texas does not publish topic weights for this part.
Source: Texas Insurance Supplement Examination Content Outlines, Effective: September 1, 2026 -- the ON/AFTER set. The committed document (Pearson VUE #124401, 8/2026) is the transitional edition and prints both sets: its cover reads 'Content outlines for exams taken BEFORE September 1, 2026' and 'Content outlines for exams taken ON/AFTER September 1, 2026'. Every outline used here is from the second set, whose own title page reads 'TEXAS Insurance Supplement Examination Content Outlines Effective: September 1, 2026' and whose running head on every page reads 'Effective: September 1, 2026'. Today is 2026-09-17, so this is the set now in force. (Texas Insurance Content Outlines). Confirm current weights with the testing company before you book.
What to bring to the Texas exam
Texas official sources
- Government Code Chapter 2253, Public Work Performance and Payment Bonds, completeSubchapters A-D, Secs. 2253.001-2253.079 · Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)
- Agent licensing in generalTex. Ins. Code ch. 4001 · Texas Legislature (statutes.capitol.texas.gov)
- Conduct, disciplinary actions, and sanctionsTex. Ins. Code ch. 4005 · Texas Legislature (statutes.capitol.texas.gov)
- Insurance Code ch. 2210 -- Texas Windstorm Insurance Association, completeSecs. 2210.001-2210.705 · Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)
- Insurance Code ch. 2211 -- FAIR Plan (Texas FAIR Plan Association), completeSecs. 2211.001-2211.252 · Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)
- Insurance Code Chapter 3503, Surety Bonds and Related Instruments, completeSubchapters A-E, Secs. 3503.001-3503.204 · Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)
- Insurance Code, Title 13 (adjusters and risk managers)chs. 4101, 4102 and 4153, each complete, Secs. 4101.001-4101.251, 4102.001-4102.208, 4153.001-4153.153 · Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)
- Insurance Code, Title 13 (agent licensing)chs. 4002, 4003, 4004, 4051, 4053 and 4056, each complete, Secs. 4002.001-4002.103, 4003.001-4003.010, 4004.001-4004.255, 4051.001-4051.404, 4053.001-4053.152, 4056.001-4056.059 · Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)
All Texas insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Texas provisions the questions on this page cite most often.
- 28 Tex. Admin. Code § 21.203 · Unfair Claim Settlement Practices12 questions
- Tex. Labor Code § 401.011 · General Definitions: Maximum Medical Improvement9 questions
- 28 Tex. Admin. Code § 19.1003 · Continuing Education: Licensee Hour and Completion Requirements5 questions
- Ulico Casualty Co. v. Allied Pilots Ass'n, No. 06-0247 · waiver defined5 questions
- 28 Tex. Admin. Code § 1.5024 questions
- 28 Tex. Admin. Code § 19.1004 · Continuing Education: Licensee Exemption from and Extension of Time4 questions
- 28 Tex. Admin. Code § 19.704 · Public Insurance Adjuster Licensing4 questions
- 28 Tex. Admin. Code § 19.708 · Public Insurance Adjuster Contracts4 questions
Exam figures on this page were checked against official pages: License fee · Exam fee. Confirm anything you rely on with the testing company and the Texas Department of Insurance.