Texas Insurance Code, Title 13 (adjusters and risk managers)

What this document is

Texas Insurance Code, Title 13 (adjusters and risk managers): chs. 4101, 4102 and 4153, each complete (Secs. 4101.001-4101.251, 4102.001-4102.208, 4153.001-4153.153) is a state statute published by Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov). It is one of the Texas documents that insurance license exam questions are written from, including texas property & casualty, texas claims adjuster practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• Tex. Ins. Code § 4153.002 (Exemptions)

  “Sec. 4153.002. EXEMPTIONS. This chapter does not apply to a person who is employed as a risk manager by: (1) a liability insurance company authorized to engage in business in this state; (2) a single employer; or (3) a public self-insurance pool.”

• Tex. Ins. Code § 4101.053(c) (Qualifications; Issuance)

  “(c) To qualify for a license under this chapter, a business entity must: (1) comply with this chapter; and (2) present evidence satisfactory to the department that the applicant: (A) is eligible to designate this state as its home state; (B) is trustworthy; (C) has designated a licensed adjuster...”

• Tex. Ins. Code § 4101.002(b) (General Exemptions)

  “(b) A nonresident adjuster is not required to hold a license under this chapter to: (1) adjust a single loss in this state; (2) adjust losses arising out of a catastrophe common to all those losses; or (3) act as a temporary substitute for a licensed adjuster.”

• Tex. Ins. Code § 4101.001(a)(4) (Definitions: Home State)

  “(4) "Home state," with respect to an adjuster, means: (A) the state in which the adjuster maintains the adjuster's principal place of residence or business and is licensed to act as a resident adjuster; or (B) if the state of the adjuster's principal place of residence or business does not license...”

• Tex. Ins. Code § 4101.251(a) (Certain Roofing-Related Business Prohibited)

  “Sec. 4101.251. CERTAIN ROOFING-RELATED BUSINESS PROHIBITED. (a) An insurance adjuster licensed under this chapter may not adjust a loss related to roofing damage on behalf of an insurer if the adjuster is a roofing contractor or otherwise provides roofing services or roofing products for...”

• Tex. Ins. Code § 4101.002(c) (General Exemptions)

  “(c) For purposes of Subsection (a)(6), claims arising under workers' compensation insurance policies, including claims relating to services provided through a certified workers' compensation health care network authorized under Chapter 1305, do not constitute claims arising under life, accident, or...”

• Tex. Ins. Code § 4101.202 (Reinstatement or Reissuance of License)

  “Sec. 4101.202. REINSTATEMENT OR REISSUANCE OF LICENSE. The commissioner may not reinstate or reissue the license of a license holder or former license holder whose license has been suspended, revoked, or refused renewal until the commissioner determines that the cause for a suspension, revocation,...”

• Tex. Ins. Code § 4101.152(a), (b) (Referral by Insurer)

  “Sec. 4101.152. REFERRAL BY INSURER. (a) An insurer may not knowingly refer a claim or loss for adjustment in this state to a person purporting to be or acting as an adjuster unless the person holds a license under this chapter. (b) Before referring a claim or loss for adjustment, an insurer must...”

• Tex. Ins. Code § 4101.101(a) (Emergency License)

  “Sec. 4101.101. EMERGENCY LICENSE. (a) If a catastrophe or an emergency arises out of a disaster, act of God, riot, civil commotion, conflagration, or other similar occurrence, the commissioner shall, on application, issue an emergency license to a person if the application is certified to the...”

• Tex. Ins. Code § 4101.151(a), (b) (Place of Business)

  “Sec. 4101.151. PLACE OF BUSINESS. (a) A licensed adjuster shall maintain a place of business that is: (1) located at the place at which the adjuster principally conducts transactions under the license; and (2) accessible to the public. (b) A licensed adjuster shall promptly notify the commissioner...”

• Tex. Ins. Code § 4101.051 (License Required)

  “Sec. 4101.051. LICENSE REQUIRED. Except as otherwise provided by this chapter, a person may not act as or represent that the person is an adjuster in this state unless the person holds a license under this chapter.”

• Tex. Ins. Code § 4101.001(a)(1) (Definitions: Adjuster)

  “(1) "Adjuster" means a person who: (A) investigates or adjusts losses on behalf of an insurer as an independent contractor or as an employee of: (i) an adjustment bureau; (ii) an association; (iii) a general property and casualty agent or personal lines property and casualty agent; (iv) an...”

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Questions about this source

More Texas sources

• Texas Government Code ch. 2001 -- Administrative Procedure Act, complete (Secs. 2001.001-2001.903)State statute
• Texas Government Code Chapter 2253, Public Work Performance and Payment Bonds, complete: Subchapters A-D, Secs. 2253.001-2253.079State statute
• Tex. Ins. Code ch. 541: Unfair methods of competition and unfair or deceptive acts or practicesState statute
• Tex. Ins. Code ch. 1101: Life insurance required and prohibited policy provisionsState statute
• Tex. Ins. Code ch. 4001: Agent licensing in generalState statute
• Tex. Ins. Code ch. 4005: Conduct, disciplinary actions, and sanctionsState statute
• Tex. Ins. Code ch. 1201: Accident and health insurance policy provisionsState statute
• Texas Insurance Code Chapter 151, Consolidated Insurance Programs, complete: Subchapters A-D, Secs. 151.001-151.151State statute