Texas Insurance Code, Title 13 (agent licensing)
chs. 4002, 4003, 4004, 4051, 4053 and 4056, each complete, Secs. 4002.001-4002.103, 4003.001-4003.010, 4004.001-4004.255, 4051.001-4051.404, 4053.001-4053.152, 4056.001-4056.059
Edition and licensing notes
Publisher. Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)
Edition. Texas Insurance Code, official text. Publisher's own currency statement: "The statutes available on this website are current through the 89th 2nd Called Legislative Session, 2025. The constitutional provisions found on this website are current through the amendments approved by voters in November 2025."
Status. US state statute; public domain.
What this document is
Texas Insurance Code, Title 13 (agent licensing): chs. 4002, 4003, 4004, 4051, 4053 and 4056, each complete (Secs. 4002.001-4002.103, 4003.001-4003.010, 4004.001-4004.255, 4051.001-4051.404, 4053.001-4053.152, 4056.001-4056.059) is a state statute published by Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov). It is one of the Texas documents that insurance license exam questions are written from, including texas property & casualty, texas personal lines, texas claims adjuster practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- Tex. Ins. Code § 4004.053(a) (Requirements Based on Type of License Held)
“(a) An individual who holds a general life, accident, and health license, a life agent license, an adjuster license, a managing general agent license, a general property and casualty license, or a personal lines property and casualty license must complete 24 hours of continuing education during the...”
- Tex. Ins. Code § 4003.007(a) (Renewal of Expired License)
“(a) A person whose license has been expired for 90 days or less may renew the license by: (1) filing a renewal application with the department in the form prescribed by the department; and (2) paying to the department: (A) the required renewal fee; and (B) an additional fee equal to one-half of the...”
- Tex. Ins. Code § 4053.002 (Exception)
“Sec. 4053.002. EXCEPTION. An agent licensed under Subchapter E, Chapter 981, Subchapters B-E or I, Chapter 4051, or Chapter 4056 is not a managing general agent unless the agent accepts 50 percent or more of the agent's total annual business or does $500,000 or more of total annual business as...”
- Tex. Ins. Code § 4051.054(b) (Deceased, Disabled, or Insolvent Agents; Emergency License)
“(b) An emergency license is valid for 90 days in any 12 consecutive months and may be renewed by the department for an additional 90 days during the 12-month period if the other requirements of Subtitle A are satisfied.”
- Tex. Ins. Code § 4051.053 (Authority to Write Certain Accident and Health Insurance)
“Sec. 4051.053. AUTHORITY TO WRITE CERTAIN ACCIDENT AND HEALTH INSURANCE. A person who holds a general property and casualty license may, without holding a license under Chapter 4054, write health and accident insurance for a property and casualty insurer authorized to sell those insurance products in this state.”
- Tex. Ins. Code § 4051.001 (Applicability of Chapter)
“Sec. 4051.001. APPLICABILITY OF CHAPTER. (a) This subchapter and Subchapters B-E, G, and I apply to each agent of an insurer authorized to engage in the business of property and casualty insurance in this state. (b) This subchapter and Subchapters B-E, G, and I apply to each person who performs the...”
- Tex. Ins. Code § 4056.056 (Restrictions on Line of Insurance Business for Reciprocal Nonresident Agent License)
“Sec. 4056.056. RESTRICTIONS ON LINE OF INSURANCE BUSINESS FOR RECIPROCAL NONRESIDENT AGENT LICENSE. A nonresident agent licensed under Section 4056.052 may not act as a nonresident agent for a line of insurance business in this state unless the agent is authorized in the agent's state of residence...”
- Tex. Ins. Code § 4051.102 (Designation of Kinds of Insurance)
“Sec. 4051.102. DESIGNATION OF KINDS OF INSURANCE. A person who holds a limited property and casualty license may write only the kind of insurance designated on the license.”
- Tex. Ins. Code §§ 4051.401, 4051.402 (Personal Lines Property and Casualty License; Authority to Write Additional Lines)
“Sec. 4051.401. PERSONAL LINES PROPERTY AND CASUALTY LICENSE; LICENSE REQUIRED. A person is required to hold a personal lines property and casualty license if the person acts as an agent who writes property and casualty insurance sold to individuals and families primarily for personal or household...”
- Tex. Ins. Code § 4004.052 (Extensions and Exemptions)
“Sec. 4004.052. EXTENSIONS AND EXEMPTIONS. (a) On the timely written request of an agent, the department may extend the time for the agent to comply with the continuing education requirements of this chapter or may exempt the agent from some or all of the requirements for a licensing period if the...”
- Tex. Ins. Code § 4056.057 (Continuing Education)
“Sec. 4056.057. CONTINUING EDUCATION. (a) The continuing education requirements imposed under Chapter 4004 do not apply to a person who: (1) holds a license issued under this chapter; and (2) is in compliance with the continuing education requirements of the person's state of residence. (b) A person...”
- Tex. Ins. Code § 4004.055(c) (Consequences of Failure to Complete Continuing Education Requirement)
“(c) Completion of continuing education after expiration of a license is not a defense in a disciplinary action under Section 4005.101, Section 4005.109, or another provision of this code against an individual who failed to complete continuing education as required by this chapter.”
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