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North Carolina Property & Casualty license exam prep

North Carolina Property & Casualty Insurance Practice Test 2026

Practice the exam North Carolina uses, from general property & casualty knowledge to North Carolina's own insurance law. Every answer quotes the statute behind it.

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What the North Carolina exam tests

General Insurance Principles and Property & Casualty, plus North Carolina's own insurance law.

North Carolina requirement to pass

Property 55, Casualty 55 scored questions. The time limit and passing score are set by North Carolina; check the candidate handbook.

Last verified September 2026 · Insurance Content Outlines

North Carolina

Property & Casualty

Questions on the real exam
Property 55, Casualty 55 scored questions
Who runs the exam
Pearson VUE, an independent testing company
Exam fee
$45 listed (the exact fee depends on the exam you take)
State license fee
$50 listed (it depends on the license type), paid to the North Carolina Department of Insurance
Pre-licensing education
Property & Casualty: not required

From North Carolina's published exam materials.

Study by topic

Master each topic before your North Carolina exam. First 2 topics are free to start.

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North Carolina insurance lawPRO96 questionsPractice run: State Statutes & Casualty Rules20 questions free, 25 with Pro · mixed topicsStart run

Pro study tools

The free runs cover the basics. These tools answer one question: would you pass the Property & Casualty test today?

Your Property & Casualty readiness, before you book.

This is a sample report. With Pro, the score and every dimension come from your own answers.

SAMPLE SCORE BREAKDOWN
SAMPLE
Coverage62%
Accuracy78%
Test Performance71%
Memory66%
Speed84%
81% likely to pass (sample)Focus on: Coverage

About the North Carolina Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What it covers

  • Property coverages, perils and policy conditions
  • Casualty and liability coverage, including auto and workers compensation
  • Underwriting, rating and claims basics
  • Your state's producer licensing and casualty rules

Who takes it

Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.

Frequently asked questions

North Carolina's published content outline lists Property 55, Casualty 55 scored questions. Exams also include a few unscored pretest questions.

The passing score is set by North Carolina. Most states use 70%, but check the North Carolina candidate handbook from the testing vendor for the exact figure.

North Carolina uses Pearson VUE, an independent testing company that schedules and runs licensing exams. Its candidate handbook explains how to register and what to bring.

The testing company lists an exam fee of $45, paid when you register; the exact amount depends on which exam you take. The North Carolina Department of Insurance lists $50 for the license itself, which depends on the license type. Fees can change, so confirm them when you book.

Property & Casualty: not required. Confirm the current rule with the North Carolina Department of Insurance before you register, because requirements change.

Retake rules come from North Carolina and its testing vendor: you pay the fee again and, in some cases, wait a set number of days. Check the North Carolina candidate handbook from the testing vendor for the exact figure.

Passing is one step. You then apply for the license through the North Carolina Department of Insurance, usually with a background check and a fee.

Yes. Each state writes its own version, combining general property & casualty knowledge with North Carolina insurance law.

More North Carolina practice tests

North Carolina Life & Health practice testNorth Carolina Personal Lines practice test

Property & Casualty practice tests in other states

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