North Carolina General Statutes Chapter 58, Article 28
Unauthorized Insurers (G.S. 58-28-1 through 58-28-45)
Edition and licensing notes
Edition. N.C. General Statutes, official ncleg.gov HTML by article. The publisher prints no currency statement on these pages; the latest session law referenced in the stripped history notes across this batch is S.L. 2026-14. Retrieved 2026-09-17.
Status. US state statute.
What this document is
North Carolina General Statutes Chapter 58, Article 28 - Unauthorized Insurers (G.S. 58-28-1 through 58-28-45) is a state statute published by North Carolina General Assembly. It is one of the North Carolina documents that insurance license exam questions are written from, including north carolina property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- G.S. 58-28-5(b) (Transacting business without a license prohibited; exceptions; independently procured insurance)
“(b) Any person in this State may directly procure or directly renew insurance with an eligible surplus lines insurer, as defined in G.S. 58-21-10(3), without the involvement of an agent, broker, or surplus lines licensee, on a risk located or to be performed, in whole or in part, in this State. The...”
- G.S. 58-28-45(h) (Unauthorized Insurers; prohibited acts; penalty classification)
“(h) Except as provided in G.S. 58-33-95, any person violating subsection (a), (b), (c), or (k) of this section shall be guilty of a Class H felony and shall be fined not less than one thousand dollars ($1,000) nor more than five thousand dollars ($5,000). Any person violating subsections (e), (f),...”
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