Pennsylvania Property & Casualty Insurance Practice Test 2026

About the Pennsylvania Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What is on the Pennsylvania Property & Casualty test

Pennsylvania's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: PSI Pennsylvania content outlines, fetched 2026-09-17 from https://proctor2.psionline.com/media/programs/PAINS/<series>xx.pdf. The PDFs print no effective or revision date; their PDF CreationDate/ModDate is 2026-01-22, one year newer than the edition at the neighbouring path <series>.pdf (2025-01-22), which was fetched and compared. SCORED QUESTIONS: the outline's own 'N Items - M minutes' header. pa-psi-cib 'EXPERIMENTAL ITEMS' says 5 to 10 unscored questions are administered IN ADDITION TO the item count printed in the content outline, so that count is the scored count, not a total. WEIGHTS are the publisher's own area percentages and sum to exactly 100 in every section. CODES: PSI labels only the areas ('1.0 Insurance Regulation (21%)'); its subtopics are unlabelled indented lists, so subtopic codes are derived positionally (1.1, 1.1.1, ...) as taxonomy/life-health/pa.json already does. The nesting is the document's own indentation, recovered with `pdftotext -layout`. Pennsylvania sells THREE Property & Casualty producer exams and publishes a separate outline for each: Property and Allied Lines 16-04, Casualty and Allied Lines 16-05, and the combined Property and Casualty 16-06 (pa-psi-cib 'TYPES OF LICENSES' and the examination-fee table). Each outline is a single document mixing product knowledge and Pennsylvania law, so there is no general/state split to record. In 16-06 PSI numbers its areas 1.0-10.0, then 14.0, then 11.0 and 12.0, in that printed order and with no 13.0; the codes are recorded as printed and the areas kept in the document's own order. (Pennsylvania Producer's Examination Content Outline - Property Insurance (16-04); Pennsylvania Producer's Examination Content Outline - Casualty Insurance (16-05); Pennsylvania Producer's Examination Content Outline - Property and Casualty Insurance (16-06)). Confirm current weights with the testing company before you book.

Pennsylvania official sources

• 18 Pa.C.S. Chapter 41Forgery and Fraudulent Practices (§§ 4101 through 4121, 26 sections), including § 4117 Insurance fraud · Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us)
• Financial Responsibility, the Pennsylvania Motor Vehicle Financial Responsibility Law75 Pa.C.S. Chapter 17, §§ 1701 through 1799.7, 75 sections · Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us)
• The Casualty and Surety Rate Regulatory Act (Act of June 11, 1947, P.L. 538, No. 246), complete act (40 P.S. §§ 1181-1199)Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us)
• Miscellaneous Provisions, including Subchapter G, Increase in Premium and Midterm Cancellation or Nonrenewal of COMMERCIAL Property and Casualty Policies31 Pa. Code Chapter 113, complete chapter, §§ 113.51 through 113.88 · Pennsylvania Legislative Reference Bureau, Pennsylvania Code (pacodeandbulletin.gov)
• Advertising of Insurance, General Provisions31 Pa. Code Chapter 51, complete chapter, 28 sections, §§ 51.1 through 51.61 · Pennsylvania Legislative Reference Bureau, Pennsylvania Code (pacodeandbulletin.gov)
• Cancellation and Refusal to Renew of Personal Residential Property and Personal Property Insurance31 Pa. Code Chapter 59, complete chapter, 14 sections, §§ 59.1 through 59.13 · Pennsylvania Legislative Reference Bureau, Pennsylvania Code (pacodeandbulletin.gov)
• Property and Casualty Insuranceincrease in premium, midterm cancellation and nonrenewal of COMMERCIAL policies (Act of July 3, 1986, P.L. 396, No. 86), complete act (40 P.S. §§ 3401-3409) · Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us)
• The Pennsylvania FAIR Plan Act (Act of July 31, 1968, P.L. 738, No. 233), complete act (40 P.S. §§ 1600.101-1600.103 and following)Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us)

All Pennsylvania insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the Pennsylvania provisions the questions on this page cite most often.

• Insurance Department Act of 1921, Section 608-A · License Renewals; Continuing Education3 questions
• The Insurance Company Law of 1921, Section 506 · Fire Insurance Contract; Binders and Temporary Insurance3 questions
• Workers' Compensation Act of 1915, Section 301 · Liability; intoxication3 questions
• Act of September 22, 1978 · Cancellation of contract; rehabilitation2 questions
• Insurance Department Act of 1921, Section 603-A · License Required; Exceptions2 questions
• Insurance Department Act of 1921, Section 609-A · Temporary Licensing; Revocation2 questions
• The Pennsylvania Fair Plan Act, Section 202 · Fair Plan2 questions
• 18 Pa.C.S. Section 4117 · Insurance Fraud; Grading1 question

Exam figures on this page were checked against official pages: License fee · Exam fee · Pre-licensing. Confirm anything you rely on with the testing company and the Pennsylvania Department of Insurance.