Pennsylvania insurance laws and exam sources

The Pennsylvania statutes, regulations and exam outlines that practice questions are written from. Each entry links to the official text and shows which exams use it.

Pennsylvania Life & Health practice test Pennsylvania Property & Casualty practice test Pennsylvania Personal Lines practice test

Life & Health sources

Laws and regulations that Pennsylvania Life & Health practice questions cite.

Unfair Insurance Practices (Unfair Claims Settlement Practices)31 Pa. Code Chapter 146Pennsylvania Insurance Department (Pennsylvania Code, pacodeandbulletin.gov) · Regulation · Official text
31 Pa. Code Chapter 301Health Maintenance Organization (Pennsylvania Insurance Department regulations under the HMO Act, 40 P.S. §§ 1551 - 1567)Pennsylvania Code, Insurance Department (pacodeandbulletin.gov) · Regulation · Official text
Education and Training for Applicants and Insurance Producers31 Pa. Code Chapter 39aPennsylvania Insurance Department (Pennsylvania Code, pacodeandbulletin.gov) · Regulation · Official text
Replacement of Life Insurance and Annuities31 Pa. Code Chapter 81Pennsylvania Insurance Department (Pennsylvania Code, pacodeandbulletin.gov) · Regulation · Official text
Variable Life Insurance (Pennsylvania Insurance Department regulations)31 Pa. Code Chapter 82Pennsylvania Code, Insurance Department (pacodeandbulletin.gov) · Regulation · Official text
Disclosures in Solicitation of Life Insurance31 Pa. Code Chapter 83Pennsylvania Insurance Department (Pennsylvania Code, pacodeandbulletin.gov) · Regulation · Official text
Variable Annuity and Variable Accumulation Annuity Contracts (Pennsylvania Insurance Department regulations)31 Pa. Code Chapter 85Pennsylvania Code, Insurance Department (pacodeandbulletin.gov) · Regulation · Official text
Requirements for Certain Life Insurance Policies and Sales Practices31 Pa. Code Chapter 87Pennsylvania Insurance Department (Pennsylvania Code, pacodeandbulletin.gov) · Regulation · Official text
Individual Accident and Sickness Insurance Minimum Standards31 Pa. Code Chapter 88Pennsylvania Insurance Department (Pennsylvania Code, pacodeandbulletin.gov) · Regulation · Official text
Long-Term Care Insurance Model Regulation31 Pa. Code Chapter 89aPennsylvania Insurance Department (Pennsylvania Code, pacodeandbulletin.gov) · Regulation · Official text
Insurance ProducersRequirements and Standards, 31 Pa. Code Chapter 37a (§§ 37a.1 - 37a.25)Pennsylvania Code, Insurance Department (pacodeandbulletin.gov) · Regulation · Official text
Life and Health Insurance Guaranty Association Act, Insurance Company Law of 1921 Article XVII, §§ 17011717 (40 P.S. §§ 991.1701 - 991.1717)Pennsylvania Code, Insurance Department (pacodeandbulletin.gov) · Regulation · Official text
89.791)Pennsylvania Medicare Supplement Insurance Minimum Standards, 31 Pa. Code Chapter 89, Subchapter K (§§ 89.770Pennsylvania Code, Insurance Department (pacodeandbulletin.gov) · Regulation · Official text
Requirements for Accident and Health InsuranceIndividual Policies, 31 Pa. Code Chapter 89, Subchapter C (§§ 89.71 - 89.85)Pennsylvania Code, Insurance Department (pacodeandbulletin.gov) · Regulation · Official text
89.62)Pennsylvania Requirements for Life Insurance, 31 Pa. Code Chapter 89, Subchapter B (§§ 89.41Pennsylvania Code, Insurance Department (pacodeandbulletin.gov) · Regulation · Official text

Property & Casualty sources

Laws and regulations that Pennsylvania Property & Casualty practice questions cite.

18 Pa.C.S. Chapter 41Forgery and Fraudulent Practices (§§ 4101 through 4121, 26 sections), including § 4117 Insurance fraudPennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
Financial Responsibility, the Pennsylvania Motor Vehicle Financial Responsibility Law75 Pa.C.S. Chapter 17, §§ 1701 through 1799.7, 75 sectionsPennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
Termination of Insurance Agency Contracts or Accounts (property and casualty), complete act (40 P.S. 241 and following)Pennsylvania Act of Sept. 22, 1978, P.L. 763, No. 143Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us) · State statute · Official text
Insurance Consultation Services Exemption Act (Act of Dec. 12, 1980, P.L. 1177, No. 218), complete act (40 P.S. §§ 1841-1844)Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
Motor Vehicle InsuranceUninsured Driver Provisions (Act of Aug. 14, 1963, P.L. 909, No. 433), complete act (40 P.S. § 2000)Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
Property and Casualty Insuranceincrease in premium, midterm cancellation and nonrenewal of COMMERCIAL policies (Act of July 3, 1986, P.L. 396, No. 86), complete act (40 P.S. §§ 3401-3409)Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
Unfair Insurance Practices Act (Act of July 22, 1974, P.L. 589, No. 205), complete act (40 P.S. §§ 1171.1-1171.15)Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
Workers' Compensation Act (Act of June 2, 1915, P.L. 736, No. 338), complete act (77 P.S.)Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
The Casualty and Surety Rate Regulatory Act (Act of June 11, 1947, P.L. 538, No. 246), complete act (40 P.S. §§ 1181-1199)Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
The Insurance Company Law of 1921 (Act of May 17, 1921, P.L. 682, No. 284), complete act35 articles including Art. V Fire and Marine, Art. VI Casualty, Art. XV Risk Retention, Art. XVI Surplus Lines, Art. XVIII PA Property and Casualty Insurance Guaranty Association, Art. XX Automobile Insurance Issuance, Renewal and CancellationPennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
Includes Article VI-A Insurance Producers, Article IX Examinations and Article XI Insurance Fraud Prevention AuthorityThe Insurance Department Act of 1921 (Act of May 17, 1921, P.L. 789, No. 285), complete actPennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
The Pennsylvania FAIR Plan Act (Act of July 31, 1968, P.L. 738, No. 233), complete act (40 P.S. §§ 1600.101-1600.103 and following)Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
Miscellaneous Provisions, including Subchapter G, Increase in Premium and Midterm Cancellation or Nonrenewal of COMMERCIAL Property and Casualty Policies31 Pa. Code Chapter 113, complete chapter, §§ 113.51 through 113.88Pennsylvania Legislative Reference Bureau, Pennsylvania Code (pacodeandbulletin.gov) · Regulation · Official text
Unfair Insurance Practices (Unfair Claims Settlement Practices)31 Pa. Code Chapter 146Pennsylvania Insurance Department (Pennsylvania Code, pacodeandbulletin.gov) · Regulation · Official text
Privacy of Consumer Financial Information31 Pa. Code Chapter 146a, complete chapter, 19 sections, 146a.1 through 146a.44 as numberedPennsylvania Legislative Reference Bureau, Pennsylvania Code (pacodeandbulletin.gov) · Regulation · Official text
Advertising of Insurance, General Provisions31 Pa. Code Chapter 51, complete chapter, 28 sections, §§ 51.1 through 51.61Pennsylvania Legislative Reference Bureau, Pennsylvania Code (pacodeandbulletin.gov) · Regulation · Official text
Cancellation and Refusal to Renew of Personal Residential Property and Personal Property Insurance31 Pa. Code Chapter 59, complete chapter, 14 sections, §§ 59.1 through 59.13Pennsylvania Legislative Reference Bureau, Pennsylvania Code (pacodeandbulletin.gov) · Regulation · Official text
Surplus Lines Agents and Interested Parties; Export List of Insurance Coverages (adds Commercial Cyber Insurance)53 Pa.B. 2404 (Doc. 23-583)Pennsylvania Insurance Department, published in the Pennsylvania Bulletin (pacodeandbulletin.gov) · Reference · Official text

Personal Lines sources

Laws and regulations that Pennsylvania Personal Lines practice questions cite.

18 Pa.C.S. Chapter 41Forgery and Fraudulent Practices (§§ 4101 through 4121, 26 sections), including § 4117 Insurance fraudPennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
Financial Responsibility, the Pennsylvania Motor Vehicle Financial Responsibility Law75 Pa.C.S. Chapter 17, §§ 1701 through 1799.7, 75 sectionsPennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
Termination of Insurance Agency Contracts or Accounts (property and casualty), complete act (40 P.S. 241 and following)Pennsylvania Act of Sept. 22, 1978, P.L. 763, No. 143Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us) · State statute · Official text
Insurance Consultation Services Exemption Act (Act of Dec. 12, 1980, P.L. 1177, No. 218), complete act (40 P.S. §§ 1841-1844)Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
Unfair Insurance Practices Act (Act of July 22, 1974, P.L. 589, No. 205), complete act (40 P.S. §§ 1171.1-1171.15)Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
The Insurance Company Law of 1921 (Act of May 17, 1921, P.L. 682, No. 284), complete act35 articles including Art. V Fire and Marine, Art. VI Casualty, Art. XV Risk Retention, Art. XVI Surplus Lines, Art. XVIII PA Property and Casualty Insurance Guaranty Association, Art. XX Automobile Insurance Issuance, Renewal and CancellationPennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
Includes Article VI-A Insurance Producers, Article IX Examinations and Article XI Insurance Fraud Prevention AuthorityThe Insurance Department Act of 1921 (Act of May 17, 1921, P.L. 789, No. 285), complete actPennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
The Pennsylvania FAIR Plan Act (Act of July 31, 1968, P.L. 738, No. 233), complete act (40 P.S. §§ 1600.101-1600.103 and following)Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) · State statute · Official text
Elimination of Unfair Sex or Marital Status Discrimination in All Insurance Contracts31 Pa. Code Chapter 145, complete chapter, 5 sections, §§ 145.1 through 145.5Pennsylvania Legislative Reference Bureau, Pennsylvania Code (pacodeandbulletin.gov) · Regulation · Official text
Unfair Insurance Practices (Unfair Claims Settlement Practices)31 Pa. Code Chapter 146Pennsylvania Insurance Department (Pennsylvania Code, pacodeandbulletin.gov) · Regulation · Official text
Privacy of Consumer Financial Information31 Pa. Code Chapter 146a, complete chapter, 19 sections, 146a.1 through 146a.44 as numberedPennsylvania Legislative Reference Bureau, Pennsylvania Code (pacodeandbulletin.gov) · Regulation · Official text
Advertising of Insurance, General Provisions31 Pa. Code Chapter 51, complete chapter, 28 sections, §§ 51.1 through 51.61Pennsylvania Legislative Reference Bureau, Pennsylvania Code (pacodeandbulletin.gov) · Regulation · Official text
Cancellation and Refusal to Renew of Personal Residential Property and Personal Property Insurance31 Pa. Code Chapter 59, complete chapter, 14 sections, §§ 59.1 through 59.13Pennsylvania Legislative Reference Bureau, Pennsylvania Code (pacodeandbulletin.gov) · Regulation · Official text
Insurance ProducersRequirements and Standards, 31 Pa. Code Chapter 37a (§§ 37a.1 - 37a.25)Pennsylvania Code, Insurance Department (pacodeandbulletin.gov) · Regulation · Official text

Exam outlines and candidate handbooks

Published by the state and its testing provider. They say what each exam covers.

Insurance Candidate Information BulletinPSI Services LLC (for the Pennsylvania Insurance Department) · Candidate handbook or exam outline · Official text
Producer's Examination Content OutlineCasualty Insurance (16-05)PSI Services LLC (for the Pennsylvania Insurance Department) · Candidate handbook or exam outline · Official text
Producer's Examination Content OutlineLife, Accident and Health (16-03)PSI Services LLC (for the Pennsylvania Insurance Department) · Candidate handbook or exam outline · Official text
Producer's Examination Content OutlinePersonal Lines Property and Casualty Insurance (16-16)PSI Services LLC (for the Pennsylvania Insurance Department) · Candidate handbook or exam outline · Official text
Producer's Examination Content OutlineProperty and Casualty Insurance (16-06)PSI Services LLC (for the Pennsylvania Insurance Department) · Candidate handbook or exam outline · Official text
Producer's Examination Content OutlineProperty Insurance (16-04)PSI Services LLC (for the Pennsylvania Insurance Department) · Candidate handbook or exam outline · Official text
Public Insurance Adjuster Examination Content Outline (16-19)PSI Services LLC (for the Pennsylvania Insurance Department) · Candidate handbook or exam outline · Official text

About these sources

Pennsylvania's own insurance statutes and regulations, plus the exam content outlines and candidate handbooks published for its license exams. This page lists 47 documents, each with a link to the official text.

No. This page lists each document and links to the official version. Rely on the official text for the current law.

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