Regulation · Pennsylvania

Pennsylvania Insurance Producers

Requirements and Standards, 31 Pa. Code Chapter 37a (§§ 37a.1 - 37a.25)

Publisher: Pennsylvania Code, Insurance Department
Edition: Pennsylvania Code changes effective through 56 Pa.B. 3438
Last checked: 2026-09-02
Status: 31 Pa

Edition and licensing notes

Publisher. Pennsylvania Code, Insurance Department (pacodeandbulletin.gov)

Edition. Pennsylvania Code changes effective through 56 Pa.B. 3438 (June 6, 2026)

Status. 31 Pa.

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What this document is

Pennsylvania Insurance Producers: Requirements and Standards, 31 Pa. Code Chapter 37a (§§ 37a.1 - 37a.25) is a regulation published by Pennsylvania Code, Insurance Department (pacodeandbulletin.gov). It is one of the Pennsylvania documents that insurance license exam questions are written from, including pennsylvania life & health, pennsylvania personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

31 Pa. Code ch. 37a § 37a.22(a) (Producer accounts)
“Insurance producers who have the express written consent of their insurance entities to mingle all funds received or collected as an insurance producer with their own funds in accordance with section 696-A of the act (40 P.S. § 310.96), regarding fiduciary capacity of an insurance producer, may do...”
31 Pa. Code ch. 37a § 37a.25(c) (Recordkeeping)
“Nothing in this section prohibits a licensee from retaining a record in an electronic format, provided that all records shall be retained in a manner that preserves their authenticity and will allow for their prompt production upon request by the department or any other state or Federal regulatory agency.”
31 Pa. Code ch. 37a § 37a.22(b)(1) (Producer accounts, separate account disbursements)
“Insurance producers who do not make prompt remittance to their insurance entities may not deposit funds received or collected as an insurance producer in office operating accounts but shall keep the moneys in a separate bank account from which disbursement may not be made other than for the payment...”
31 Pa. Code ch. 37a § 37a.21(b)(7) (Appointments and termination of appointments)
“If an appointment has been terminated on the records of the department, it may not be revived. The insurer shall issue a new appointment with a new effective date in the standard appointment format.”
31 Pa. Code ch. 37a § 37a.16(c) (Standards for denial of license and enforcement actions)
“The examples enumerated in subsection (b) are not exhaustive of the types of conduct relevant to a determination of whether an applicant is worthy of licensure and are not per se determinative of worthiness. The department will continue to evaluate worthiness on a case-by-case basis and will...”
31 Pa. Code Section 37a.22(a) (Producer accounts)
“(a) Insurance producers who have the express written consent of their insurance entities to mingle all funds received or collected as an insurance producer with their own funds in accordance with section 696-A of the act (40 P.S. § 310.96), regarding fiduciary capacity of an insurance producer, may...”
31 Pa. Code Section 37a.21(b)(7) (Appointments and termination of appointments)
“(7) If an appointment has been terminated on the records of the department, it may not be revived. The insurer shall issue a new appointment with a new effective date in the standard appointment format.”

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