Pennsylvania Life and Health Insurance Guaranty Association Act, Insurance Company Law of 1921 Article XVII, §§ 1701
1717 (40 P.S. §§ 991.1701 - 991.1717)
Edition and licensing notes
Publisher. Pennsylvania Code, Insurance Department (pacodeandbulletin.gov)
Edition. Article XVII added Dec. 18, 1992, P.L. 1519, No. 178; last amended by the act of November 3, 2020, P.L. 1097, No. 113
Status. 31 Pa.
What this document is
Pennsylvania Life and Health Insurance Guaranty Association Act, Insurance Company Law of 1921 Article XVII, §§ 1701 - 1717 (40 P.S. §§ 991.1701 - 991.1717) is a regulation published by Pennsylvania Code, Insurance Department (pacodeandbulletin.gov). It is one of the Pennsylvania documents that insurance license exam questions are written from, including pennsylvania life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- 31 Pa. Code § 1717(a) (Prohibited Advertisement of Guaranty Association Article in Sales)
“No person, including a member insurer, agent or affiliate of a member insurer, shall make, publish, disseminate, circulate or place before the public, or cause, directly or indirectly, to be made, published, disseminated, circulated or placed before the public, in any newspaper, magazine or other...”
- 31 Pa. Code § 1703(b)(2)(i) (Coverage and Limitations: exclusions from coverage)
“(2) Except as otherwise provided in paragraph (3), this article shall not provide coverage for any of the following: (i) Any portion of a policy or contract not guaranteed by the member insurer or under which the risk is borne by the policy or contract holder.”
- 31 Pa. Code § 1703(a)(6) (Coverage and Limitations: avoiding duplicate coverage)
“This article is intended to provide coverage to a person who is a resident of this Commonwealth and, in special circumstances, to a nonresident. In order to avoid duplicate coverage, if a person who would otherwise receive coverage under this article is provided coverage under the laws of any other...”
- 31 Pa. Code § 1706(d) (Powers and Duties of Association: nonpayment of premiums)
“Nonpayment of premiums within thirty-one (31) days after the date required under the terms of any guaranteed, assumed, alternative or reissued policy or contract or substitute coverage shall terminate the association's obligations under such policy, contract or coverage under this article with...”
- 31 Pa. Code § 1706(b)(2)(iv)(A)(II) (Powers and Duties of Association: substitute coverage)
“Alternative or reissued policies or contracts shall be offered without requiring evidence of insurability and shall not provide for any waiting period or exclusion that would not have applied under the terminated policy or contract.”
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