State statute · Pennsylvania

Includes Article VI-A Insurance Producers, Article IX Examinations and Article XI Insurance Fraud Prevention Authority

The Insurance Department Act of 1921 (Act of May 17, 1921, P.L. 789, No. 285), complete act

Publisher: Pennsylvania General Assembly, Legislative Data Processing Center
Edition: Unconsolidated Statutes of Pennsylvania as published by the Legislative Data Processing...
Last checked: 2026-09-17
Status: US state statute

Edition and licensing notes

Publisher. Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us)

Edition. Unconsolidated Statutes of Pennsylvania as published by the Legislative Data Processing Center; the page's own revision stamp reads "2025-12-03 03:58:03 PM".

Status. US state statute; public domain.

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What this document is

The Insurance Department Act of 1921 (Act of May 17, 1921, P.L. 789, No. 285), complete act - includes Article VI-A Insurance Producers, Article IX Examinations and Article XI Insurance Fraud Prevention Authority is a state statute published by Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us). It is one of the Pennsylvania documents that insurance license exam questions are written from, including pennsylvania property & casualty, pennsylvania personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

Insurance Department Act of 1921, Section 603-A(b)(2) (License Required; Exceptions)
“(2) An employee of an insurer or a rating organization employed by an insurer: (i) who is not engaged in the sale, solicitation or negotiation of insurance contracts; and (ii) who: (A) inspects, rates or classifies risks; or (B) supervises the training of insurance producers.”
Insurance Department Act of 1921, Section 671.1-A(a) (Termination of Appointments)
“An insurer which terminates an appointment pursuant to section 671-A(d) shall notify the department in writing on a form approved by the department, or through an electronic process approved by the department, within 30 days following the effective date of the termination.”
Insurance Department Act of 1921, Section 608-A(b)(3) (License Renewals; Continuing Education)
“For each licensee with a property and casualty line of authority, at least two of the 24 credit hours of approved continuing education required under paragraph (1) must be on the topic of flood insurance.”
Insurance Department Act of 1921, Section 603-A(b)(7) (License Required; Exceptions)
“(7) A person who: (i) Is not a resident of this Commonwealth. (ii) Sells, solicits or negotiates a contract of insurance for commercial property and casualty risks to an insured with risks located in more than one state under that contract. (iii) Is licensed as an insurance producer to sell,...”
Insurance Department Act of 1921, Section 609-A(d) (Temporary Licensing; Revocation)
“(d) Revocation.--The department may immediately and without notice revoke a temporary license if it is deemed in the public interest.”
Insurance Department Act of 1921, Section 678-A(b) (Licensee Reporting of Misconduct; Criminal Conduct Reporting)
“(b) Criminal conduct reporting.--Within 30 days of being charged with criminal conduct, a licensee shall report the charges to the department. The licensee shall provide the department with all of the following within 30 days of their availability to the licensee: (1) A copy of the criminal...”
Insurance Department Act of 1921, Section 696-A (Fiduciary Capacity of an Insurance Producer)
“An insurance producer shall be responsible in a fiduciary capacity for all funds received or collected as an insurance producer and shall not, without the express consent of the insurance entity on whose behalf the funds were received, mingle the funds with the producer's own funds or with funds...”
Insurance Department Act of 1921, Section 672-A(b)(2) (Payment of Commissions; Exception for Referral Fees)
“(2) a fee to a person that is not a licensee for referring to a licensee persons that are interested in purchasing insurance if the referring person does not discuss specific terms and conditions of a contract of insurance and, in the case of referrals for insurance that is primarily for personal,...”
Insurance Department Act of 1921, Section 671-A(b) (Appointments; Representative of the Consumer)
“(b) Representative of the consumer.--An insurance producer acting on behalf of or representing an insurance consumer shall execute a written agreement with the insurance consumer prior to representing or acting on their behalf that: (1) delineates the services to be provided; and (2) provides full...”
Insurance Department Act of 1921, Section 691-A(d) (Enforcement by Department; Penalties)
“(d) Penalties.--After the hearing or upon failure of the person to appear at the hearing, if a violation of this act is found, the commissioner may, in addition to any penalty which may be imposed by a court, impose any combination of the following deemed appropriate: (1) Denial, suspension,...”
Insurance Department Act of 1921, Section 602-A(a) (Powers and Duties of Department; Responsibilities)
“(a) Responsibilities.--The commissioner shall do all of the following: (1) License insurance producers in accordance with this act. (2) Approve and administer or contract for the overall administration of the insurance producer licensing examinations and continuing education programs.”
Insurance Department Act of 1921, Section 608-A(d) (License renewals; lapses)
“The department shall reinstate the license retroactively, with the reinstatement effective on the date the license lapsed, if the department receives a request for reinstatement together with a completed renewal application, payment of the lapsed license fee and proof of continuing education...”

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Questions about this source

The Insurance Department Act of 1921 (Act of May 17, 1921, P.L. 789, No. 285), complete act - includes Article VI-A Insurance Producers, Article IX Examinations and Article XI Insurance Fraud Prevention Authority is a state statute published by Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us). Edition: Unconsolidated Statutes of Pennsylvania as published by the Legislative Data Processing Center; the page's own revision stamp reads "2025-12-03 03:58:03 PM"..

No. This page summarizes the document and links to the official version. Always rely on the text published by Pennsylvania General Assembly, Legislative Data Processing Center (legis.state.pa.us / palegis.us) for the current law.

Practice questions for Pennsylvania Property & Casualty, Pennsylvania Personal Lines cite this document.

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