Virginia Personal Lines Insurance Practice Test 2026
Practice the exam Virginia uses, from general personal lines knowledge to Virginia's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles, plus Virginia's own insurance law.
100 scored questions. The time limit and passing score are set by Virginia; check the candidate handbook.
Last verified September 2026 · Exam Content Outline
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About the Virginia Personal Lines exam
Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.
What it covers
- Homeowners and residential property coverage
- Personal auto and umbrella liability
- Cancellation, nonrenewal and notice rules
- Your state's personal lines regulations
Who takes it
Agents who sell only to individuals and households, such as captive agents at personal lines carriers.
What is on the Virginia Personal Lines test
Virginia's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Insurance Regulation18 Qs
- General Insurance12 Qs
- Property and Casualty Insurance Basics20 Qs
- Dwelling Policy8 Qs
- Homeowners Policy17 Qs
- Auto Insurance20 Qs
- Other Coverages and Options5 Qs
Source: Prometric Virginia per-series exam content outlines, fetched 2026-09-17 from https://www.prometric.com/files/virginia/<series><Title>.pdf. The outline prints NO revision or effective date -- an observed absence, matching the three committed Virginia L&H outlines. scoredQuestions is the publisher's OWN scored figure: the title block reads "100 scored (5 pre-test) questions – Two-hour time limit", separating scored from pre-test items explicitly. Areas carry BOTH weightings the publisher prints -- `weightPercent` (sums to exactly 100) and `weight`, the per-area item count (sums to exactly the scored count). Both were used as independent extraction checks and both hold. Virginia administers Personal Lines as ONE undivided exam (11-07), so this blueprint has a single `combined` section. (Virginia Personal Lines Insurance Examination (Series 11-07) - Exam Content Outline). Confirm current weights with the testing company before you book.
What to bring to the Virginia exam
Virginia official sources
- Reporting of actions; agentsVirginia Code s. 38.2-1826 · Virginia General Assembly (law.lis.virginia.gov)
- Termination of agent appointmentVirginia Code s. 38.2-1834 · Virginia General Assembly (law.lis.virginia.gov)
- Unfair Trade PracticesCode of Virginia Title 38.2 Chapter 5, §§ 38.2-500 through 38.2-518, 28 sections · Virginia General Assembly, Division of Legislative Automated Systems (Virginia Law Portal, law.lis.virginia.gov)
- Insurance Information and Privacy ProtectionCode of Virginia Title 38.2 Chapter 6, §§ 38.2-600 through 38.2-629, 36 sections · Virginia General Assembly, Division of Legislative Automated Systems (Virginia Law Portal, law.lis.virginia.gov)
- Property and Casualty Insurance Guaranty AssociationCode of Virginia Title 38.2 Chapter 16, §§ 38.2-1600 through 38.2-1623, 25 sections · Virginia General Assembly, Division of Legislative Automated Systems (Virginia Law Portal, law.lis.virginia.gov)
- Insurance AgentsCode of Virginia Title 38.2 Chapter 18, §§ 38.2-1800 through 38.2-1890, 127 sections · Virginia General Assembly, Division of Legislative Automated Systems (Virginia Law Portal, law.lis.virginia.gov)
- Fire Insurance PoliciesCode of Virginia Title 38.2 Chapter 21, §§ 38.2-2100 through 38.2-2131, 35 sections · Virginia General Assembly, Division of Legislative Automated Systems (Virginia Law Portal, law.lis.virginia.gov)
- Liability Insurance PoliciesCode of Virginia Title 38.2 Chapter 22, §§ 38.2-2200 through 38.2-2235, 42 sections · Virginia General Assembly, Division of Legislative Automated Systems (Virginia Law Portal, law.lis.virginia.gov)
All Virginia insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Virginia provisions the questions on this page cite most often.
- Va. Code Sec. 38.2-2206 · Uninsured motorist coverage; property damage limit and permitted exclusion3 questions
- Va. Code Sec. 38.2-1826 · Requirement to report to Commission; resident agent who moves his residence2 questions
- Va. Code Sec. 38.2-1834 · Duration of appointment; cease selling or soliciting after notice of termination2 questions
- Va. Code Sec. 38.2-2114 · Grounds and procedure for termination of policy; inquiry from an insured2 questions
- Va. Code Sec. 38.2-21192 questions
- Va. Code Sec. 38.2-22012 questions
- Va. Code Sec. 38.2-22042 questions
- Va. Code Sec. 38.2-22122 questions
Exam figures on this page were checked against official pages: Testing company · Exam fee · License fee. Confirm anything you rely on with the testing company and the Virginia Department of Insurance.