Nevada Life & Health Insurance Practice Test 2026
Practice the exam Nevada uses, from general life & health knowledge to Nevada's own insurance law. Every answer quotes the statute behind it.
General Insurance & Contract Law, Life Insurance Policies & Provisions, Annuity Products & Federal Taxation and Accident & Health Insurance, plus Nevada's own insurance law.
Life 80, Health 88, Combined 94, Combined Health 50 scored questions. The time limit and passing score are set by Nevada; check the candidate handbook.
Last verified September 2026 · Insurance Content Outlines
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About the Nevada Life & Health exam
The Life & Health exam licenses you to sell life insurance, annuities, and accident and health coverage. Every state writes its own version, and each one tests both general insurance knowledge and that state's insurance law.
What it covers
- Life insurance policy types, provisions and riders
- Annuities and how they are taxed
- Accident and health insurance, including HMOs and managed care
- Your state's producer licensing, marketing and unfair trade practice rules
Who takes it
New agents and career changers getting a first producer license, and agents adding life and health to an existing license.
What is on the Nevada Life & Health test
Nevada's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Types of Policies15 Qs
- Life Provisions, Riders, Options, and Exclusions15 Qs
- Completing the Application, Underwriting, and Delivering the Polices12 Qs
- Retirement, and Other Insurance Concepts8 Qs
- Nevada Statutes and Regulations Common to Life, Health, Property, and Casualty Insurance20 Qs
- Nevada Statutes and Codes Common to Life and Health Insurance Only4 Qs
- Nevada Statutes and Codes Pertinent to Life Insurance Only6 Qs
- Types of Policies16 Qs
- Policy Provisions, Clauses, and Riders15 Qs
- Social Insurance6 Qs
- Other Insurance Concepts5 Qs
- Field Underwriting Procedures8 Qs
- Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance20 Qs
- Nevada Statutes and Codes Common to Life and Health Insurance Only4 Qs
- Nevada Statutes and Codes Pertinent to Health Insurance Only14 Qs
- Types of Policies
- Life Provisions, Riders, Options, and Exclusions
- Completing the Application, Underwriting, and Delivering the Polices
- Retirement, and Other Insurance Concept
Nevada does not publish topic weights for this part.
- Types of Policies16 Qs
- Policy Provisions, Clauses, and Riders15 Qs
- Social Insurance6 Qs
- Other Insurance Concepts5 Qs
- Field Underwriting Procedures8 Qs
- Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance20 Qs
- Nevada Statutes and Codes Common to Life and Health Insurance Only4 Qs
- Nevada Statutes and Codes Pertinent to Life Insurance Only6 Qs
- Nevada Statutes and Codes Pertinent to Health Insurance Only14 Qs
Source: Nevada Insurance Supplement, Examination Content Outlines, Effective October 1, 2024, as printed in Pearson VUE #122903 | 07/2026. That PDF is TRANSITIONAL and carries two full sets; recorded here is the set in force today, 'Content outlines for exams taken BeFORe November 14, 2026'. The successor set, effective November 14, 2026, is in the same corpus text and this file must be revised on that date. Nevada runs separate Life, Accident and Health, and Life and Health Combined exams; each is a GENERAL KNOWLEDGE outline plus a NEVADA SPECIFIC outline, and the combined exam has two general-knowledge outlines of its own. Counts are the outlines' own scored-question figures, stated separately from their pretest questions. ONE section is recorded WEIGHTLESS: the LIFE/HEALTH LIFE-GENERAL KNOWLEDGE outline is headed '(50 scored plus 5 pretest questions)' but prints I. TYPES OF POLICIES as 5, so its four areas total 40, not 50 — the standalone Life outline prints the same area as 15. The contradiction cannot be resolved from the document, so no area weight is recorded for that section rather than a guessed one; the printed figures are I=5, II=15, III=12, IV=8. (Nevada Insurance Content Outlines). Confirm current weights with the testing company before you book.
What to bring to the Nevada exam
Nevada official sources
- Trade Practices and FraudsNRS Chapter 686A, Secs. 686A.010-686A.730 complete, including 686A.130 rebates and 686A.310 unfair claim settlement practices · Nevada Legislature (leg.state.nv.us)
- Individual Health InsuranceNRS Chapter 689A, Secs. 689A.010-689A.755 complete · Nevada Legislature (leg.state.nv.us)
- Insurance Code General Provisions and Commissioner of Insurance (scope, definitions, Commissioner's powers, examinations, hearings, fraud investigations)NRS Chapters 679A and 679B · Nevada Legislature (leg.state.nv.us)
- Group and Blanket Health Insurance and Health Insurance for Small EmployersNRS Chapters 689B and 689C · Nevada Legislature (leg.state.nv.us)
- Group Life Insurance (Group Life Insurance Law: required provisions, grace period, incontestability, conversion)NRS Chapter 688B · Nevada Legislature (leg.state.nv.us)
- Life and Health Insurance Guaranty Association (coverage, benefit limits, assessments, prohibited advertising)NRS Chapter 686C · Nevada Legislature (leg.state.nv.us)
- Nonprofit Corporations for Hospital, Medical and Dental Service, and Health Maintenance OrganizationsNRS Chapters 695B and 695C · Nevada Legislature (leg.state.nv.us)
- Individual Health Insurance (required and optional policy provisions, disability coverage, mandated benefits)NRS Chapter 689A · Nevada Legislature (leg.state.nv.us)
All Nevada insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Nevada provisions the questions on this page cite most often.
- NRS § 686A.100 · Health insurance: unfair discrimination in premiums, benefits and terms3 questions
- NRS Chapter 689A § 689A.060 · alternative Incontestable clause3 questions
- NRS Chapter 689A § 689A.070 · Required Grace Period Provision3 questions
- NRS Chapter 689A § 689A.080 · Reinstatement: coverage for accidental injury and sickness3 questions
- NRS Chapter 689A § 689A.130 · Payment of Claims: beneficiary designation3 questions
- NRS § 686A.030 · Misrepresentation and False or Misleading Advertising of Insurance Policies2 questions
- NRS Chapter 689A § 120 · Time of Payment of Claims2 questions
- NRS Chapter 689A § 689A.050 · Entire Contract; Changes2 questions
Exam figures on this page were checked against official pages: Pre-licensing · Exam fee. Confirm anything you rely on with the testing company and the Nevada Department of Insurance.