Nevada Life and Health Insurance Guaranty Association (coverage, benefit limits, assessments, prohibited advertising)
NRS Chapter 686C
Edition and licensing notes
Publisher. Nevada Legislature (leg.state.nv.us)
Edition. NRS 2025 edition; page revision stamp "[Rev. 4/15/2026 4:07:28 PM--2025]" (through the 2025 regular session)
Status. Nevada Revised Statutes Title 57, public domain (state government edict).
What this document is
NRS Chapter 686C - Nevada Life and Health Insurance Guaranty Association (coverage, benefit limits, assessments, prohibited advertising) is a state statute published by Nevada Legislature (leg.state.nv.us). It is one of the Nevada documents that insurance license exam questions are written from, including nevada life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- NRS ch. 686C § 686C.152 (Duties regarding insolvent insurers)
“If a member insurer is an insolvent insurer, the Association shall: 1. Guarantee, assume, reissue or reinsure, or cause to be guaranteed, assumed, reissued or reinsured, the policies or contracts of the insolvent insurer; or 2. Ensure payment of the contractual obligations of the insolvent insurer...”
- NRS ch. 686C § 686C.030(1) (Scope of chapter: Coverage provided)
“1. This chapter provides coverage for the life insurance, health insurance and annuity policies or contracts described in subsection 4 to persons who are: (a) Owners of, enrollees in or certificate holders under such policies or contracts, other than structured settlement annuities, and who: (1)...”
- NRS ch. 686C § 686C.035(1) (Scope of chapter: Coverage not provided)
“1. This chapter does not provide coverage for: (a) A portion of a policy or contract not guaranteed by the member insurer, or under which the risk is borne by the owner of the policy or contract. (b) A policy or contract of reinsurance unless assumption certificates have been issued pursuant to that policy or contract.”
- NRS ch. 686C § 686C.100 ("Member insurer" defined)
““Member insurer” means an insurer which is licensed or holds a certificate of authority to transact in this state any kind of insurance for which coverage is provided in this chapter or a health maintenance organization which holds a certificate of authority to operate in this State. The term...”
- NRS ch. 686C § 686C.390 (Unlawful advertisement using existence of Association)
“It is unlawful for a member insurer, agent or affiliate of a member insurer, or other person to make, publish, circulate or place before the public, or cause any other person to do so, in any publication, notice, circular, letter or poster, or over any radio or television station, any advertisement...”
- NRS 686C.210(1)(c) (Limitations on obligations; health insurance for any one life)
“With respect to health insurance for any one life: (1) One hundred thousand dollars for coverages other than disability income insurance, health benefit plans or long-term care insurance, including any net cash for surrender or withdrawal; (2) Three hundred thousand dollars for disability income...”
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More Nevada sources
- NRS Chapter 686A - Trade Practices and Frauds (Secs. 686A.010-686A.730 complete, including 686A.130 rebates and 686A.310 unfair claim settlement practices)State statute
- NRS Chapter 689A - Individual Health Insurance (Secs. 689A.010-689A.755 complete)State statute
- NRS Chapters 679A and 679B - Insurance Code General Provisions and Commissioner of Insurance (scope, definitions, Commissioner's powers, examinations, hearings, fraud investigations)State statute
- NRS Chapters 689B and 689C - Group and Blanket Health Insurance and Health Insurance for Small EmployersState statute
- NRS Chapter 688B - Group Life Insurance (Group Life Insurance Law: required provisions, grace period, incontestability, conversion)State statute
- NRS Chapters 695B and 695C - Nonprofit Corporations for Hospital, Medical and Dental Service, and Health Maintenance OrganizationsState statute
- NRS Chapter 689A - Individual Health Insurance (required and optional policy provisions, disability coverage, mandated benefits)State statute
- NRS Chapter 687B - Contracts of Insurance (formation, policy forms, cancellation and nonrenewal, claims, provisions applicable to all insurers)State statute