Arkansas Life & Health Insurance Practice Test 2026
Practice the exam Arkansas uses, from general life & health knowledge to Arkansas's own insurance law. Every answer quotes the statute behind it.
General Insurance & Contract Law, Life Insurance Policies & Provisions, Annuity Products & Federal Taxation and Accident & Health Insurance, plus Arkansas's own insurance law.
100 scored questions on each of the Health and Life exams, 2 hours 30 minutes allowed, 70% to pass.
Last verified September 2026 · Life Producer Examination Content Outline
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About the Arkansas Life & Health exam
The Life & Health exam licenses you to sell life insurance, annuities, and accident and health coverage. Every state writes its own version, and each one tests both general insurance knowledge and that state's insurance law.
What it covers
- Life insurance policy types, provisions and riders
- Annuities and how they are taxed
- Accident and health insurance, including HMOs and managed care
- Your state's producer licensing, marketing and unfair trade practice rules
Who takes it
New agents and career changers getting a first producer license, and agents adding life and health to an existing license.
What is on the Arkansas Life & Health test
Arkansas's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Federal Laws and Regulations
- General Insurance Concepts
- Life Insurance Basics
- Types of Life Insurance Policies
- Life Insurance Policy Provisions, Options, and Riders
- Annuities
- Federal Tax Considerations for Life Insurance
Arkansas does not publish topic weights for this part.
- Arkansas Statutes, Rules, and Regulations Common to Life and Health Insurance
- Arkansas Statutes, Rules, and Regulations Pertinent to Life Insurance Only
Arkansas does not publish topic weights for this part.
- Federal Laws and Regulations
- General Insurance Concepts
- Accident and Health Insurance Basics
- Individual Accident and Health Insurance Policy Provisions
- Disability Income and Related Insurance
- Medical Plans
- Group Health Insurance
- Specialized Health Insurance for Qualified Individuals
- Federal Tax Considerations for Health Insurance
Arkansas does not publish topic weights for this part.
- Arkansas Statutes, Rules, and Regulations Common to Life and Health Insurance
- Arkansas Laws, Rules, and Regulations Pertinent to Health Insurance Only
Arkansas does not publish topic weights for this part.
Source: PSI Arkansas Life Producer and Health Producer content outlines, each 100 scored + 10 pretest; the PDFs print no revision date (linked from the PSI Arkansas candidate bulletin stamped 6/18/2025). No per-area weighting is published. (Arkansas Life Producer Examination Content Outline; Arkansas Health Producer Examination Content Outline). Confirm current weights with the testing company before you book.
What to bring to the Arkansas exam
Arkansas official sources
- Unfair methods of competition and unfair or deceptive acts or practices definedArkansas Code § 23-66-206 · Arkansas General Assembly (via Justia US Codes)
- Accident and Health InsuranceArk. Code Ann. Title 23, Subtitle 3, Chapter 85, complete chapter, §§ 23-85-101 to 23-85-140 · Arkansas Bureau of Legislative Research / Arkansas Code Revision Commission, public access edition published by LexisNexis
- Insurance Department Rule on Minimum Standards for Accident and Health Insurance, 23 CAR pt. 86 (REGULATION, not Ark. Code Ann.)Arkansas Insurance Department, Code of Arkansas Rules
- Insurance Department Rules on Annuity Disclosure and Suitability in Annuity Transactions, 23 CAR pts. 129 and 121 (REGULATIONS, not Ark. Code Ann.)Arkansas Insurance Department, Code of Arkansas Rules
- Insurance Department Rule on Life Insurance and Annuities Replacement, 23 CAR pt. 128 (REGULATION, not Ark. Code Ann.)Arkansas Insurance Department, Code of Arkansas Rules
- Insurance Department Rules on Life Insurance Disclosure and Advertisements of Life Insurance and Annuities, 23 CAR pts. 85 and 130 (REGULATIONS, not Ark. Code Ann.)Arkansas Insurance Department, Code of Arkansas Rules
- Insurance Department Medicare Supplement and Long-Term Care Minimum Standards23 CAR Part 89 (AID Rule 27, Minimum Standards for Medicare Supplement Policies) and 23 CAR Part 84 (AID Rule 13, Long-Term Care Insurance) · codeofarrules.arkansas.gov
- Insurance Department Rules on Producer and Adjuster Licensing, Prelicense Education and Continuing Education, 23 CAR pts. 8, 14, 17, 18, 28, 44 (REGULATIONS, not Ark. Code Ann.)Arkansas Insurance Department, Code of Arkansas Rules
All Arkansas insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Arkansas provisions the questions on this page cite most often.
- Ark. Code § 23-66-206 · Boycott, Coercion, and Intimidation11 questions
- 23 CAR pt. 15 § 15-105 · Failure to acknowledge pertinent communications5 questions
- 23 CAR § 128-103 · Duties of Producers: Replacement Notice3 questions
- 23 CAR § 85-104 · Duties of Insurers and Producers: Buyer's Guide Delivery3 questions
- Ark. Code Ann. § 23-85-107 · Alternative Incontestable Provision3 questions
- Ark. Code Ann. § 23-85-114 · Payment of Claims3 questions
- 23 CAR § 121-105 · Duties of insurers and producers, care obligation2 questions
- 23 CAR § 129-104 · Standards for the disclosure document and Buyer's Guide2 questions
Exam figures on this page were checked against official pages: Exam fee · Pre-licensing. Confirm anything you rely on with the testing company and the Arkansas Department of Insurance.