Wyoming Life & Health Insurance Practice Test 2026
Practice the exam Wyoming uses, from general life & health knowledge to Wyoming's own insurance law. Every answer quotes the statute behind it.
General Insurance & Contract Law, Life Insurance Policies & Provisions, Annuity Products & Federal Taxation and Accident & Health Insurance, plus Wyoming's own insurance law.
Life 85, Health 85, Combined Life 50, Combined Health 50, Combined 35 scored questions. The time limit and passing score are set by Wyoming; check the candidate handbook.
Last verified September 2026 · Insurance Content Outlines
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About the Wyoming Life & Health exam
The Life & Health exam licenses you to sell life insurance, annuities, and accident and health coverage. Every state writes its own version, and each one tests both general insurance knowledge and that state's insurance law.
What it covers
- Life insurance policy types, provisions and riders
- Annuities and how they are taxed
- Accident and health insurance, including HMOs and managed care
- Your state's producer licensing, marketing and unfair trade practice rules
Who takes it
New agents and career changers getting a first producer license, and agents adding life and health to an existing license.
What is on the Wyoming Life & Health test
Wyoming's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Types of Policies15 Qs
- Life Provisions, Riders, Options, and Exclusions15 Qs
- Completing the Application, Underwriting, and Delivering the Polices12 Qs
- Retirement and Other Insurance Concepts8 Qs
- Wyoming Statutes, Rules, and Regulations Common to Life, Accident and Health, Property, and Casualty Insurance15 Qs
- Wyoming Statutes, Rules, and Regulations Pertinent to Life Insurance Only20 Qs
- Types of Policies16 Qs
- Policy Provisions, Clauses, and Riders15 Qs
- Social Insurance6 Qs
- Other Insurance Concepts5 Qs
- Field Underwriting Procedures8 Qs
- Wyoming Statutes, Rules, and Regulations Common to Life, Accident and Health, Property, and Casualty Insurance15 Qs
- Wyoming Statutes, Rules, and Regulations Pertinent to Accident and Health Insurance Only20 Qs
- Types of Life Policies15 Qs
- Life Provisions, Riders, Options, and Exclusions15 Qs
- Completing the Application, Underwriting, and Delivering the Polices12 Qs
- Retirement and Other Insurance Concepts8 Qs
- Types of Health Policies16 Qs
- Policy Provisions, Clauses, and Riders15 Qs
- Social Insurance6 Qs
- Other Insurance Concepts5 Qs
- Field Underwriting Procedures8 Qs
- Wyoming Statutes, Rules, and Regulations Common to Life, Accident and Health, Property, and Casualty Insurance15 Qs
- Wyoming Statutes, Rules, and Regulations Pertinent to Life Insurance Only10 Qs
- Wyoming Statutes, Rules, and Regulations Pertinent to Accident and Health Insurance Only10 Qs
Source: Wyoming Insurance Supplement — Examination Content Outlines, Effective Date: April 15, 2025 (cover: "Content Outlines: Effective July 31, 2025"); Pearson VUE #125101 | 01/2026 (Wyoming Insurance Content Outlines). Confirm current weights with the testing company before you book.
What to bring to the Wyoming exam
Wyoming official sources
- Unfair Trade Practices ActWyo. Stat. Ann. ch. 26-13 art. 1 (ss. 26-13-102 to 26-13-125) · Wyoming Legislature (wyoleg.gov)
- Producer license required and disciplineWyo. Stat. Ann. ss. 26-9-203 to 26-9-211 · Wyoming Legislature (wyoleg.gov)
- Standard provisions required in life insurance policiesWyo. Stat. Ann. ss. 26-16-102 to 26-16-120 · Wyoming Legislature (wyoleg.gov)
- Disability (accident and health) policy provisionsWyo. Stat. Ann. ch. 26-18 (ss. 26-18-104 to 26-18-307) · Wyoming Legislature (wyoleg.gov)
- Group and Blanket Disability Insurance (incl. Group Coverage Replacement Act and Small Employer Health Insurance Availability Act)Wyo. Stat. Ann. tit. 26, ch. 19 · Wyoming Legislative Service Office (wyoleg.gov)
- Group Life Insurance (Group Life Insurance Law)Wyo. Stat. Ann. tit. 26, ch. 17 · Wyoming Legislative Service Office (wyoleg.gov)
- Life and Health Insurance Guaranty Association ActWyo. Stat. Ann. tit. 26, ch. 42 · Wyoming Legislative Service Office (wyoleg.gov)
- The Insurance Contract (Articles 1-2)Wyo. Stat. Ann. tit. 26, ch. 15 · Wyoming Legislative Service Office (wyoleg.gov)
All Wyoming insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Wyoming provisions the questions on this page cite most often.
- Wyo. Stat. Ann. § 26-9-211 · Dishonest practices4 questions
- Wyo. Stat. Ann. tit. 26 ch. 16 § 26-16-112 · Payment of claims4 questions
- Wyo. Stat. Ann. § 26-13-103 · False statement on dividends previously paid3 questions
- Wyo. Stat. Ann. § 26-16-103 · Grace period3 questions
- Wyo. Stat. Ann. § 26-16-106 · Misstatement of age3 questions
- Wyo. Stat. Ann. § 26-16-108 · Policy Loans: Deferral of Loan3 questions
- Wyo. Stat. Ann. § 26-42-103 · Coverage and limitations: liability strictly limited3 questions
- Wyo. Stat. Ann. § 26-13-108 · Boycott, Coercion and Intimidation2 questions
Exam figures on this page were checked against official pages: License fee. Confirm anything you rely on with the testing company and the Wyoming Department of Insurance.