State statute · Wyoming

Disability (accident and health) policy provisions

Wyo. Stat. Ann. ch. 26-18 (ss. 26-18-104 to 26-18-307)

Publisher: Wyoming Legislature
Edition: State statute, retrieved 2026-08-28
Last checked: 2026-09-10
Status: Wyoming Statutes, public domain

Edition and licensing notes

Publisher. Wyoming Legislature (wyoleg.gov)

Status. Wyoming Statutes, public domain.

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What this document is

Wyo. Stat. Ann. ch. 26-18 (ss. 26-18-104 to 26-18-307): Disability (accident and health) policy provisions is a state statute published by Wyoming Legislature (wyoleg.gov). It is one of the Wyoming documents that insurance license exam questions are written from, including wyoming life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

Wyo. Stat. Ann. § 26-18-105 (Entire Contract; Changes)
“"Entire Contract; Changes: This policy, including the endorsements and the attached papers, if any, constitutes the entire contract of insurance. No change in this policy is valid until approved by an executive officer of the insurer and unless the approval is endorsed on or attached to this...”
Wyo. Stat. Ann. § 26-18-107 (Grace Period)
“days shall be granted for the payment of each premium falling due after the first premium, during which grace period the policy shall continue in force.”
Wyo. Stat. Ann. § 26-18-108 (Reinstatement)
“The reinstated policy covers only loss resulting from an accidental injury sustained after the date of reinstatement and loss due to any sickness beginning more than ten (10) days after that date.”
Wyo. Stat. Ann. § 26-18-106 (Time Limit on Certain Defenses)
“After three (3) years from the date of issue of this policy no misstatements, except fraudulent misstatements, made by the applicant in the application for the policy shall be used to void the policy or to deny a claim for loss incurred or disability, as defined in the policy, commencing after the...”
Wyo. Stat. Ann. § 26-18-118 (Change of Occupation)
“If the insured changes his occupation to one the insurer classifies as less hazardous than that stated in this policy, the insurer, upon receipt of proof of the change of occupation, shall reduce the premium rate accordingly, and shall return the excess pro rata unearned premium from the date of...”
Wyo. Stat. Ann. § 26-18-115 (Legal Actions)
“"Legal Actions: No action at law or in equity shall be brought to recover on this policy prior to the expiration of sixty (60) days after written proof of loss is furnished in accordance with the requirements of this policy. No such action shall be brought after the expiration of three (3) years...”
Wyo. Stat. Ann. § 26-18-119 (Misstatement of Age)
“Misstatement of Age: If the insured's age is misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.”
Wyo. Stat. Ann. § 26-18-112 (Time of Payment of Claims)
“"Time of Payment of Claims: Indemnities payable under this policy for any loss, other than loss for which this policy provides any periodic payment, shall be paid immediately upon receipt of written proof of the loss. Subject to written proof of loss, all accrued indemnities for loss for which this...”
Wyo. Stat. Ann. § 26-18-123 (Unpaid Premiums)
“Unpaid Premiums: Upon the payment of a claim under this policy, any premium then due and unpaid or covered by any note or written order may be deducted from the amount of the claim paid.”
Wyo. Stat. Ann. tit. 26 ch. 18 § 26-18-133 (Age limit)
“If a policy contains a provision establishing, as an age limit or otherwise, a date after which the coverage provided by the policy is not effective, and if that date falls within a period for which the insurer accepts a premium or if the insurer accepts a premium after that date, the coverage...”
Wyo. Stat. Ann. tit. 26 ch. 18 § 26-18-110 (Claim forms)
“Claim Forms: The insurer, upon receipt of a notice of claim, will furnish to the claimant the forms it usually furnishes for filing proofs of loss. If the forms are not furnished within fifteen (15) days after giving notice, the claimant is deemed to have complied with the requirements of this...”
Wyo. Stat. Ann. tit. 26 ch. 18 § 26-18-134(a) (Prohibited policy plans and provisions)
“No insurer shall deliver or issue for delivery in this state any disability insurance policy: (i) Providing benefits or values for surviving or continuing policyholders contingent upon the lapse or termination for any reason of other policyholders policies; (ii) Containing any clause, provision or...”

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Wyo. Stat. Ann. ch. 26-18 (ss. 26-18-104 to 26-18-307): Disability (accident and health) policy provisions is a state statute published by Wyoming Legislature (wyoleg.gov). Edition: State statute, retrieved 2026-08-28.

No. This page summarizes the document and links to the official version. Always rely on the text published by Wyoming Legislature (wyoleg.gov) for the current law.

Practice questions for Wyoming Life & Health cite this document.

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