Alaska Life & Health Insurance Practice Test 2026
Practice the exam Alaska uses, from general life & health knowledge to Alaska's own insurance law. Every answer quotes the statute behind it.
General Insurance & Contract Law, Life Insurance Policies & Provisions, Annuity Products & Federal Taxation and Accident & Health Insurance, plus Alaska's own insurance law.
90 scored questions on each of the Health and Life exams, 70% to pass. The time limit is set by Alaska; check the candidate handbook.
Last verified September 2026 · Insurance Supplement - Examination Content Outlines
Study by topic
Master each topic before your Alaska exam. First 4 topics are free to start.
Pro study tools
The free runs cover the basics. These tools answer one question: would you pass the Life & Health test today?
About the Alaska Life & Health exam
The Life & Health exam licenses you to sell life insurance, annuities, and accident and health coverage. Every state writes its own version, and each one tests both general insurance knowledge and that state's insurance law.
What it covers
- Life insurance policy types, provisions and riders
- Annuities and how they are taxed
- Accident and health insurance, including HMOs and managed care
- Your state's producer licensing, marketing and unfair trade practice rules
Who takes it
New agents and career changers getting a first producer license, and agents adding life and health to an existing license.
What is on the Alaska Life & Health test
Alaska's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Types of Policies15 Qs
- Life Provisions, Riders, Options, and Exclusions15 Qs
- Completing the Application, Underwriting, and Delivering the Polices12 Qs
- Retirement and Other Insurance Concepts8 Qs
- Alaska Laws, Rules and Regulations Common to Life, Health (accident and Health), Property, Casualty and Personal Lines Insurance30 Qs
- Alaska Laws, Rules and Regulations Pertinent to Life Insurance Only10 Qs
- Types of Policies16 Qs
- Policy Provisions, Clauses, and Riders15 Qs
- Social Insurance6 Qs
- Other Insurance Concepts5 Qs
- Field Underwriting Procedures8 Qs
- Alaska Laws, Rules and Regulations Common to Life, Health (accident and Health), Property, Casualty and Personal Lines Insurance30 Qs
- Alaska Laws, Rules, and Regulations Pertinent to Health (accident and Health) Insurance Only10 Qs
Source: ALASKA Insurance Supplement, Examination Content Outlines, Effective: March 3, 2025. Life and Health are separate exams, each in two sections: a General Knowledge section of 50 scored questions and an Alaska Specific section of 40 scoreable questions; pretest items are excluded from the counts recorded here. (Alaska Insurance Supplement - Examination Content Outlines). Confirm current weights with the testing company before you book.
What to bring to the Alaska exam
Alaska official sources
- Trade PracticesAS Title 21, Chapter 36, Secs. 21.36.010-21.36.475, the WHOLE chapter: Article 1 trade practices, Article 2 cancellations and renewals from 21.36.210, and the credit-history sections 21.36.460-.461 · Alaska State Legislature (akleg.gov)
- Statutes Title 21 (Insurance), Chapter 51Health Insurance Policies (AS 21.51.010 - 21.51.500) · Alaska State Legislature, BASIS (akleg.gov)
- Statutes Title 21 (Insurance), Chapter 54Health Insurance: Group and Blanket Health Insurance (AS 21.54.010 - 21.54.500) · Alaska State Legislature, BASIS (akleg.gov)
- Statutes Title 21 (Insurance), Chapter 48Group Life Insurance (AS 21.48.010 - 21.48.230) · Alaska State Legislature, BASIS (akleg.gov)
- Statutes Title 21 (Insurance), Chapter 42The Insurance Contract (AS 21.42.010 - 21.42.705) · Alaska State Legislature, BASIS (akleg.gov)
- Statutes Title 21 (Insurance), Chapter 45Life Insurance and Annuities (AS 21.45.010 - 21.45.310) · Alaska State Legislature, BASIS (akleg.gov)
- Statutes Title 21 (Insurance), Chapter 79Alaska Life and Health Insurance Guaranty Association Act (AS 21.79.010 - 21.79.990) · Alaska State Legislature, BASIS (akleg.gov)
- Statutes Title 21 (Insurance), Chapter 53Long-term Care Insurance (AS 21.53.010 - 21.53.200) · Alaska State Legislature, BASIS (akleg.gov)
All Alaska insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Alaska provisions the questions on this page cite most often.
- AS § 21.36.030 · Misrepresentation and False Advertising of Policies4 questions
- AS § 21.36.090 · Unfair Discrimination, Health Insurance2 questions
- AS § 21.36.125 · Unfair Claim Settlement Practices2 questions
- AS tit. 21, ch. 42 § 21.42.020 · Insurable Interest: Life, Annuity, or Health2 questions
- AS tit. 21, ch. 79 § 21.79.060 · Powers and duties of the association2 questions
- AS § 21.36.025 · Unfair Marketing Practices Prohibited1 question
- AS § 21.36.040 · False Information, Advertising1 question
- AS § 21.36.060 · False or misleading financial statements: influencing an accountant1 question
Exam figures on this page were checked against official pages: Testing company. Confirm anything you rely on with the testing company and the Alaska Department of Insurance.