State statute · Alaska

Alaska Statutes Title 21 (Insurance), Chapter 53

Long-term Care Insurance (AS 21.53.010 - 21.53.200)

Publisher: Alaska State Legislature, BASIS
Edition: Alaska Statutes 2025
Last checked: 2026-09-02
Status: AK statutes, public domain

Edition and licensing notes

Publisher. Alaska State Legislature, BASIS (akleg.gov)

Edition. Alaska Statutes 2025 (34th Legislature, 2025-2026)

Status. AK statutes, public domain (state government edict).

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What this document is

Alaska Statutes Title 21 (Insurance), Chapter 53 - Long-term Care Insurance (AS 21.53.010 - 21.53.200) is a state statute published by Alaska State Legislature, BASIS (akleg.gov). It is one of the Alaska documents that insurance license exam questions are written from, including alaska life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

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AS tit. 21, ch. 53 § 21.53.064(a) (Nonforfeiture Benefits)
“Except as provided in (b) of this section, a long-term care insurance policy may not be delivered or issued for delivery in this state unless the policyholder has been offered the option of purchasing a policy including a nonforfeiture benefit. The insurer may offer a nonforfeiture benefit in the...”
AS tit. 21, ch. 53 § 21.53.050(b) (Right of Return; Outline of Coverage; Delivery)
“An insurer, hospital or medical service corporation, or fraternal benefit society shall deliver an outline of coverage to a prospective applicant for long-term care insurance at the time of initial solicitation by a means that prominently directs the attention of the recipient to the document and...”
AS tit. 21, ch. 53 § 21.53.040(b) (Prior Hospital or Institutional Care Conditions Prohibited)
“A long-term care insurance policy containing a postconfinement, postacute care, or recuperative benefit must clearly label the limitations or conditions, including any required number of days of confinement, “Limitations or Conditions on Eligibility for Benefits” in a separate paragraph of the policy.”
AS tit. 21, ch. 53 § 21.53.030(d) (Preexisting Conditions)
“A long-term care insurance policy may not exclude, limit, or reduce, or use waivers or riders of any kind to exclude, limit, or reduce coverage or benefits for specifically named or described preexisting diseases or physical conditions after the waiting period described in (b) of this section,...”
AS tit. 21, ch. 53 § 21.53.020(1) (Disclosure and Performance Standards)
“An insurer, hospital or medical service corporation, or fraternal benefit society that delivers or issues for delivery a long-term care insurance policy may not (1) cancel, fail to renew, or otherwise terminate the policy on the grounds of age or deterioration of the mental or physical health of the insured;”

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