State statute · Alaska

AS Title 21, Chapter 36, Secs. 21.36.010-21.36.475, the WHOLE chapter: Article 1 trade practices, Article 2 cancellations and renewals from 21.36.210, and the credit-history sections 21.36.460-.461: Trade Practices

Publisher: Alaska State Legislature
Edition: AS Title 21 Ch. 36 Art. 1, current official online text, retrieved 2026-09-11
Last checked: 2026-09-11
Status: US state statute

Edition and licensing notes

Publisher. Alaska State Legislature (akleg.gov)

Status. US state statute; public domain.

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What this document is

AS Title 21, Chapter 36 - Trade Practices (Secs. 21.36.010-21.36.475, the WHOLE chapter: Article 1 trade practices, Article 2 cancellations and renewals from 21.36.210, and the credit-history sections 21.36.460-.461) is a state statute published by Alaska State Legislature (akleg.gov). It is one of the Alaska documents that insurance license exam questions are written from, including alaska life & health, alaska property & casualty, alaska personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

AS § 21.36.030(a) (Misrepresentation and False Advertising of Policies)
“A person may not make, issue, circulate, broadcast, or have made, issued, circulated, or broadcast an estimate, circular, statement, illustration, comparison, assertion, or other written, electronic, or oral presentation that (1) misrepresents the benefits, advantages, conditions, sponsorship,...”
AS § 21.36.025 (Unfair Marketing Practices Prohibited)
“(a) A person may not violate the applicable provisions of AS 21.56.180 . (b) A person may not sell a membership in an association or labor union for the purpose of qualifying an individual for group insurance. (c) A person that sells a membership in an association may not offer group insurance for...”
AS § 21.36.110(4) (Exceptions to discrimination and rebate provisions)
“issuance of life or health insurance policies or annuity contracts at rates less than the usual rates of premiums for the policies or contracts, or modification of premium or rate based on amount of insurance; but the issuance or modification may not result in reduction in premium or rate in excess...”
AS § 21.36.160 (Right of Debtor or Borrower to Select Insurer)
“If property insurance is required in connection with a debt or loan, the debtor or borrower has the reasonable right to select the insurance producer and insurer through whom the insurance is to be placed if (1) the insurance is provided for the protection of the creditor's or lender's interest in...”
AS § 21.36.070(b) (Defamation: immunity for information provided to the director)
“(b) A person providing the director with information concerning the financial condition or an act or a practice of a licensee of the division is immune from liability for defamation.”
AS § 21.36.096 (Prohibited Denial of Claim for Causes Operating on a Secondary Basis)
“An insurer may not deny a claim if a risk, hazard, or contingency insured against is the dominant cause of a loss and the denial occurs because an excluded risk, hazard, or contingency is also in a chain of causes but operates on a secondary basis.”
AS § 21.36.125(a) (Unfair Claim Settlement Practices)
“(a) A person may not commit any of the following acts or practices: (1) misrepresent facts or policy provisions relating to coverage of an insurance policy; (2) fail to acknowledge and act promptly upon communications regarding a claim arising under an insurance policy; (3) fail to adopt and...”
AS § 21.36.040 (False Information, Advertising)
“A person may not make, publish, disseminate, circulate, or place before the public, or cause, directly or indirectly, to be made, published, disseminated, circulated, or placed before the public, in a newspaper, magazine, or other publication, or in the form of a notice, circular, pamphlet, letter,...”
AS § 21.36.030(a)(12)-(14) (Misrepresentation and False Advertising of Policies; Health Discount Plans)
“(a) A person may not make, issue, circulate, broadcast, or have made, issued, circulated, or broadcast an estimate, circular, statement, illustration, comparison, assertion, or other written, electronic, or oral presentation that (1) misrepresents the benefits, advantages, conditions, sponsorship,...”
AS § 21.36.090(b) (Unfair Discrimination, Health Insurance)
“(b) A person may not make or permit unfair discrimination between individuals of the same class and of essentially the same hazard in the amount of premium, policy fees, or rates charged for a policy or contract of health insurance or in the benefits payable, or in any of the terms or conditions of...”
AS § 21.36.060(d) (False or misleading financial statements: influencing an accountant)
“(d) A person may not, directly or indirectly, take any action to coerce, manipulate, mislead, or fraudulently influence any accountant engaged in the performance of an audit under AS 21.09.200 if that person knew or should have known that the action, if successful, could result in rendering the...”
AS § 21.36.030(b) (Definition of Misrepresentation)
“(b) In this section, “misrepresentation” includes any statement or omission of a statement that when taken in the context of the whole presentation may tend to mislead or deceive the person or persons addressed.”

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