Alaska Personal Lines license exam prep

Alaska Personal Lines Insurance Practice Test 2026

Practice the exam Alaska uses, from general personal lines knowledge to Alaska's own insurance law. Every answer quotes the statute behind it.

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What the Alaska exam tests

General Insurance Principles, plus Alaska's own insurance law.

Alaska requirement to pass

124 scored questions. The time limit and passing score are set by Alaska; check the candidate handbook.

Last verified September 2026 · Insurance Supplement - Examination Content Outlines

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Alaska insurance lawPRO27 questions Practice run: State Personal Lines Regulations20 questions free, 27 with Pro · mixed topicsStart run

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SAMPLE SCORE BREAKDOWN

SAMPLE

Coverage62%

Accuracy78%

Test Performance71%

Memory66%

Speed84%

81% likely to pass (sample)Focus on: Coverage

About the Alaska Personal Lines exam

Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.

What it covers

Homeowners and residential property coverage
Personal auto and umbrella liability
Cancellation, nonrenewal and notice rules
Your state's personal lines regulations

Who takes it

Agents who sell only to individuals and households, such as captive agents at personal lines carriers.

Alaska official sources

Trade PracticesAS Title 21, Chapter 36, Secs. 21.36.010-21.36.475, the WHOLE chapter: Article 1 trade practices, Article 2 cancellations and renewals from 21.36.210, and the credit-history sections 21.36.460-.461 · Alaska State Legislature (akleg.gov)
Statutes Title 21 (Insurance), Chapter 42The Insurance Contract (AS 21.42.010 - 21.42.705) · Alaska State Legislature, BASIS (akleg.gov)
Producer licensing, continuing education, premium financing, fiduciary and records regulations (3 AAC 23.010 - 23.999)Alaska Administrative Code Title 3, Chapter 23 · Alaska Department of Commerce, Community, and Economic Development, Division of Insurance; published through akleg.gov
Statutes Title 21 (Insurance), Chapter 39Rates and Rating Organizations, including automobile and workers compensation assigned risk plans (AS 21.39.010 - 21.39.220) · Alaska State Legislature, BASIS (akleg.gov)
Statutes Title 21 (Insurance), Chapter 96Miscellaneous Insurance Provisions: rental vehicle and transportation network company insurance (AS 21.96.010 - 21.96.200) · Alaska State Legislature, BASIS (akleg.gov)
Statutes Title 28 (Motor Vehicles), Chapter 22Motor Vehicle Safety Responsibility Act: proof of financial responsibility, uninsured and underinsured motorist coverage (AS 28.22.010 - 28.22.321) · Alaska State Legislature, BASIS (akleg.gov)
Statutes Title 28 (Motor Vehicles), Chapter 23Transportation Network Companies (AS 28.23.010 - 28.23.190) · Alaska State Legislature, BASIS (akleg.gov)

All Alaska insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the Alaska provisions the questions on this page cite most often.

AS 21.36.125 · Unfair claim settlement practices2 questions
AS 21.96.020 · Required motor vehicle coverage2 questions
3 AAC 23.150 · Affidavit of compliance1 question
3 AAC 23.600 · Timely disbursal of premiums1 question
AS 21.36.310 · Definitions1 question
AS 21.39.035 · Required filing of insurance scoring models; personal insurance1 question
AS 21.39.150 · Assigned risks1 question
AS 21.42.030 · Insurable interest: property1 question

Exam figures on this page were checked against official pages: Testing company. Confirm anything you rely on with the testing company and the Alaska Department of Insurance.

Frequently asked questions

Alaska's published content outline lists 124 scored questions. Exams also include a few unscored pretest questions.

The passing score is set by Alaska. Most states use 70%, but check the Alaska candidate handbook from the testing vendor for the exact figure.

Alaska uses Pearson VUE, an independent testing company that schedules and runs licensing exams. Its candidate handbook explains how to register and what to bring.

The fee is set by Alaska and its testing vendor and can change. Check the Alaska candidate handbook from the testing vendor for the exact figure.

It depends on the state and license. Check the Alaska Department of Insurance for the current Personal Lines pre-licensing requirement before you register.

Retake rules come from Alaska and its testing vendor: you pay the fee again and, in some cases, wait a set number of days. Check the Alaska candidate handbook from the testing vendor for the exact figure.

Passing is one step. You then apply for the license through the Alaska Department of Insurance, usually with a background check and a fee.

Yes. Each state writes its own version, combining general personal lines knowledge with Alaska insurance law.

More Alaska practice tests

Alaska Life & Health practice test Alaska Property & Casualty practice test

Personal Lines practice tests in other states

California Texas Florida New York Pennsylvania Illinois Ohio Georgia North Carolina Michigan New Jersey Virginia

See all Personal Lines states →