State statute · Alaska

Alaska Statutes Title 28 (Motor Vehicles), Chapter 22

Motor Vehicle Safety Responsibility Act: proof of financial responsibility, uninsured and underinsured motorist coverage (AS 28.22.010 - 28.22.321)

Publisher: Alaska State Legislature, BASIS
Edition: Alaska Statutes 2025 as served by akleg.gov/basis/statutes.asp on 2026-09-29
Last checked: 2026-09-29
Status: AK statutes and administrative code, public domain

Edition and licensing notes

Publisher. Alaska State Legislature, BASIS (akleg.gov)

Status. AK statutes and administrative code, public domain (state government edict).

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What this document is

Alaska Statutes Title 28 (Motor Vehicles), Chapter 22 - Motor Vehicle Safety Responsibility Act: proof of financial responsibility, uninsured and underinsured motorist coverage (AS 28.22.010 - 28.22.321) is a state statute published by Alaska State Legislature, BASIS (akleg.gov). It is one of the Alaska documents that insurance license exam questions are written from, including alaska property & casualty, alaska personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

AS 28.22.141(d) (Other requirements of policy)
“(d) A binder issued pending the issuance of a motor vehicle liability policy fulfills the requirements for a policy.”
AS 28.22.011(a) (Motor vehicle liability insurance required; exemptions)
“shall be insured under a motor vehicle liability policy that complies with this chapter or a certificate of self-insurance that complies with AS 28.20.400 unless (1) the motor vehicle is being driven or moved on a highway, vehicular way, or a public parking place in the state that is not connected...”
AS 28.22.201(a)(3) (Uninsured and underinsured motorists coverage)
“(3) may be rejected by the insured in writing; if the insured has rejected uninsured or underinsured coverage, the coverage may not be included in a supplemental, renewal, or replacement policy unless the insured subsequently requests uninsured or underinsured coverage in writing.”
AS 28.22.101(d) (General coverage requirements; policy limits)
“(d) A motor vehicle liability policy must provide coverage in the United States or Canada, subject to limits exclusive of interest and costs, with respect to each vehicle, as follows: (1) $50,000 because of bodily injury to or death of one person in one accident, and, subject to the same limit for...”
AS 28.22.201(c) (Uninsured and underinsured motorists coverage)
“(c) The uninsured and underinsured motorists coverage for damage to or destruction of property is subject to a deductible of $250 in any one accident, but the insurer may offer a deductible other than $250.”
AS 28.22.201(b) (Uninsured and underinsured motorists coverage)
“(b) If both the owner and operator of a vehicle are unknown, payment under the uninsured and underinsured motorists coverage may be made only where direct contact between the motor vehicles has occurred.”
AS 28.22.231 (Policy coverage exclusions)
“The uninsured and underinsured motorists coverage required under this chapter does not apply to bodily injury or death or damage to or destruction of property of an insured (1) while occupying a motor vehicle owned by, but not insured by, the named insured or the insured's spouse or relative...”
AS 28.22.019(d) (Proof of insurance to be exhibited on demand; penalty)
“(d) Displaying proof of motor vehicle liability insurance on a mobile electronic device under this section does not constitute consent for a peace officer or other authorized representative of the Department of Public Safety to access other contents of the mobile electronic device.”
AS 28.22.101(c) (General coverage requirements; policy limits)
“(c) A personal motor vehicle liability policy must insure the person named as insured against loss from liability imposed by law for damages that arise from the ownership, maintenance, or use by the named person of a motor vehicle whether owned or not owned by the person.”
AS 28.22.031(a) (Method of proof of motor vehicle liability insurance)
“(a) A person involved in an accident who is required under AS 28.22.021 to prove that a motor vehicle liability policy or a certificate of self-insurance was in effect shall, within 15 days after the accident,”
AS 28.22.221 (Uninsured and underinsured motorists policy coverage and priorities)
“If a person is entitled to uninsured or underinsured motorists coverage under more than one coverage when two or more vehicles are insured under one policy, the maximum amount payable may not exceed the highest limit of any one coverage under the policy.”
AS 28.22.111(1) (Policy provisions that are implied)
“satisfaction by the insured of a judgment for injury or damages is not a condition precedent to the right or duty of the insurance carrier to make payment on account of injury or damage;”

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